I have 3 rentals and one primary, all rentals and primary are single family homes, all have 50% to 60%. in equity, I want to buy another property, this time a triplex or fourplex but I don’t want to refinance to pull cash out, what’s the most effective way to get a loan for a down payment to a another property. All suggestions are appreciated. Thanks!

If you leave a firm before the sign on bonus grace period is up and have to pay it back, what is the process to get your taxes back from the IRS? Or is that wishful thinking?

Thoughts on BX’s new $22bn fund? Are we at the top of the market cycle?

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Any reading recommendations for beginners around personal finance, investing and the market?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Need help with investing. How can I pick stocks that will give me good returns. For last 10 years I was very risk averse and probably made just 5% YOY in returns with investing in fixed deposits. Sitting on over 200k to invest. Where should I start ?

SD rent prices are just about the same as SF right now. It’s blowing my mind.

If I closed an account/cd with a bank, how do I access 1099?

I’d love some help thinking through this. I’m currently renting for $1600 base ($1800 total) and live in the least desirable part of town, and expect it to raise to about $2k/month. I was planning to buy my first property in the city and Airbnb part of it, but it will take me about a year to save up the cash (~$500k starting). Eventual goal is to move more rural but trying to build to FI. I found a property in my ideal dream location for $280k but it needs work, and can’t Airbnb it. Continued

Which platforms do you folks use to buy money market ETFs, corporate bonds etc?

Anyone got rich from day trade?

@D, how much you should contribute in 401k in order to save in income tax? My salary is $126k/year and Married and Two kids. Plus $15K in bonus for this year.

If you have $1000 worth of stellar, would you sell to buy ETH? That's a little over 2600 XLM. Wondering if it has a future to get above $100 within 2 yrs. If so, potential for $$ is exponentially higher than 1 ETH... thoughts?

Just joined a smaller firm who uses Paychex for their 401k provider. I noticed they do not offer too many options for funds to invest in and seems lower end than my prior Schwab 401k offered. 1) Anyone have experience with Paychex and have similar observations? 2) I’m leaning towards doing enough 401k pretax contribution on Paychex to get the company match and then do the rest as a Roth IRA to obtain better investments. Any other options I’m not thinking of?

Small business: Which bank would you choose and why? Also, which business credit card and why?

Who are people using for auto and homeowners insurance? Currently paying Erie $878 per year for 2016 BMW 428i in Arlington, no claims or tickets last few years. Just did an online quote with Progressive, and for identical coverages it was $200 less, BUT their homeowners was about $500 more so total cost worse. Geico comes in higher too.

been in industry (small companies) for 5 years with an active CPA. Wanted to get in SEC reporting roles but almost every company requires 2-year public accounting exp. Now applying for public accounting firms entry level positions but almost all firms HR asked if I had ever worked in firms. Got rejection emails from firms all the time. Is this a dead lock? firms exp matters much more than a CPA license?

Is it ok to apply to multiple positions at the same company when searching for a new job?

Hi All,

I joined HCL in july 2021 & completed one year in july 2022. Currently I am serving notice period and my last working day is December 7th. I resigned in September month
So when I will get my variable pay of last year as my performance cycle is still not closed.

Any medical science liaisons in the group and willing to share what helped them get their position? Starting job search in this role as a clinical pharmacist with 7 years of experience currently working as clinical pharmacy specialist is oncology. Thanks

Has anyone tried halfourdeen for their marriage search? Wondering if it's worth the investment 🤔

Have I really let go if I am praying about something? Does letting go also mean to stop praying about it and just let it be?

i485 transferred to NBC.

Question about an old injury ..... continued.

Had another dream about my ex. I asked him questions on why he changed. He answered just let go. I think now my brain is finally starting to fully acknowledge there is only one path forward.

Hey guys, I am a St. Stephen’s graduate (2020) looking to shift from my current strategy role to a consultant role. I am also an ISB admit and my MBA starts in 2023 (YLP admit). I would require the help of my fellow fishes to guide me in pursuing such a role in a big brand. Also, does mentioning the ISB admit become a deal breaker of sorts in such job transitions? As I understand no help comes for free, I am willing to share all my Gmat prep materials as well as provide guidance in essays if req

Wrapping up an MBA this semester. I expect to finish with a 4.0 if that matters. Been self employed running a small business for the past 2.5 years, but the industry is going to be struggling for a while. I can starve it out, but I’m also revisiting an interest in consulting that I didn’t pursue many years ago. I feel a bit off the typical path. Wondering if anyone has any guidance as I explore this further.

I forgot to delete some personal data from my office laptop before submitting it on my last working day.

Is there a problem?

What’s a typical starting tax associate salary for a middle tier firm in Los Angeles?

Can someone explain combine vs stand alone states? Like the rationale for it and what role it plays in overall tax due

Any recruiters want to 👀 at my shiny new site? I would love to hear your thoughts overall and also ask about the site order. Thanks so much. Please comment below for the link.

Any mm IB folks wanna refer me for an associate position? I’m a current big 4 FDD manager. Thanks!

Thinking about buying a condo, great area and rentability, but, realized they require 25% down. I’m thinking that because this percentage is too high, people will be deterred to buy since they can essily buy a house with this downpayment. Would like some advice on this. Thoughts if my thinking is completely off? TIA

Just got a quote for 30 year fixed rate mortgage at 5.99%. Thoughts?

Anyone selling an investment property in the northeast? New York, PA, NJ preferred. My family and I are looking for our 1st investment property so wanted to see if anyone had good deals that Zillow doesn’t normally offer

Hello, I want to start learning more about real estate. Which courses do y’all recommended are the best to prepare me for the exam?

How does the mortgage for a rental property work? I have the required down payment. Do I have to prequalify for the entire amount even if the place will be fully rented?

Question for anyone who does real estate financial analysis. How experienced or advanced were you with excel before you started you first real estate analyst job ? Did you learn a lot of it on the job or were you expected to know a lot about excel modeling beforehand?

How close to closing do lenders verify employment?

I’ve been renting my first investment property for nearly a year. I think it might be a good idea to do an inspection but don’t really trust the property management company. Do people recommend doing a DIY inspection to make sure it everything seems okay or should I hire someone? FWIW, I lived in the property for 2 years before I rented it out so I know what state it was in.

Anyone in California familiar with SB 9 and 10. Curious if you lot split a single family home that is currently zone multi-family as when I was reading the bill it said it was for single family. Just wondering if anyone might have any insights from their research. Thanks!

How would you approach deciding between a higher rate and a lower rate with a buydown? My calcs show it will take 5.5 years to breakeven on the buydown and there is high probability I will not keep the property for longer than that. Any other considerations I should take into account?

Has anyone used OwnUp to get a mortgage for a primary residence? If you did what was your experience working with them?

Should I buy a townhouse to start building equity and buy sfh later (rent has increased way too much in California) or just wait for the rates to decrease. I’m seeing price decrease from the rate hike so it could also be a good time to buy now and refi later. Any advice will be appreciated.

Has anyone had any success getting out of their lease early? Without finding someone to sublease? We found a place we love and in a great location. We want to move on it but don’t want to be stuck with our lease for 6 more months. Some background - we’ve lived in our current apartment for 18 months and have been good renters for our landlord. Thank you in advance for all the advice and tips!

Is waiting out this market a thing as a buyer looking for a residential property?

I want to relocate closer to a new job. Bought last year at a great price and 2.25% interest rate. Commute is now 45-50 min. I don’t want to get in a bidding war but it seems like people think rates AND prices are going to keep increasing. If that’s the case it seems there’s no incentive to wait. Any insight is appreciated.

Can a non audit KPMG employee outbof the Charlotte office get an auto or home loan from Wells Fargo? Or is that restricted due to independence?

Do you think the rental market (LTR) be good in near future considering home affordability is a problem due to rising interest rates? What are some of the opportunities for investors during these times?

Does anyone have a good practical guide / book on getting started with small multi family real estate investing? I’m in Canada and am looking to avoid hype books to get to the practical need to know details. I have between 250-350k to invest and looking to scale as quickly as possible