I have 50k I need to move from checking to HYSA. Will be buying a house in approximately 12-18 months, depending on how the economy and housing market shakes out this year.
Hi, what is diff between EPAM anywhere and EPAM systems.?
is it safer to join EPAM Anywhere considering recession@?
Need referral for MNCs in Cyber Security domain.
Skillset: Web Application Security Testing(Static and dynamic), Penetration Testing, Python, Java, C#, C++.
YOE: 2.5 yrs
Few things are sweeter than locking the door in front of a customer that’s arriving just as you’re closing lol
I’ve been on a project that has felt like a fire drill for a year. How do I professionally say hell no to any other projects like it?
I am looking for opportunities in product management (4 years of experience). Can anyone please help me with referrals?
Thanks in advance!
Are layoffs done at Deloitte?
Anyone else see that fun ban- Pharma ads thread? Some lost it when confronted with morality issues driving chronic disease via there CPG work. Pharma is evil but selling CPG/FF junk into the T2D not?
How is onsite opportunity in citiustech? If we perform good consistently, will we get chance to go onsite... Or it's like other MNCs where you'll have to perform really very very very much to get it.
Any one attend Service desk lead role in TCS?
Any steelcase user? Went to the showroom and loved all the chairs, especially Gesture. Anyone using it currently?
Hey guys, does anyone have any connections at any firms: IBM, Accenture, Slalom, Guidehouse, Deloitte etc: who are hiring for any entry level analyst positions that is tailored around healthcare? If so please let me know :)
I am currently working as marketing product associate (4yrs exp) and have recently completed 1-year executive MBA. I am looking for career transition to Business Analyst(Consulting team) roles, can anyone please guide me how to prepare for the interviews etc. Thanks
I got offered a job as an internal wholesaler at Lord Abbett and market support analyst at Blackrock. Blackrock pays more but it’s an assistant role. Lord Abbett says I can move to external wholesaler but it’s a smaller co and less upward mobility if I don’t get that role. Any reason I should take one over the other?
Anyone else tempted with a tech job as a writer?
What’s it like in RSMs North American Service Center; currently have an offer for 100% remote.
When do you feel most stagnant?
Additional Posts in Personal Investment Chatter
New to investing. Is it a good time to start?
Have about $20k sitting in account generating nothing, want to put it to use. Any advice appreciated!
Is anyone aware of this Hiltons Honors American Express Aspire Card!?
Any good resources (books, websites etc) to get started on investments and understanding investments for someone who knows nothing about it? TIA!
My investment $$s are mainly in VTI. It’s not money I need to live now.
So I know I just need to “not look” at it right now.
But ugh!! So hard to see my gains go bye bye. 🥲
How are you all holding up? 😩
Has anyone avoided getting a real estate agent to negotiate a lower price/credits worth the commission while buying a house? How did you go about managing the transaction?
Does anyone who owns snowflake plan to sell it before shareholders agreements expire? And then buy back at lower prices?
Anyone have any experience angel investing?
Got my first regular paycheck at the new job at 145k vs 110k and its not nearly as much more as I thought it would be - is that normal? Feeling discouraged and like I need to make significantly more to really move the needle
529 question: does fidelity allow you to buy a specific state 529 e.g. New York through their website, or do you have to go through the New York 529 website
Can someone explain what an HYSA is? How much better is it really than keeping money is basic checking/savings account?
I've been looking at so many lenders and so many numbers for my home purchase loan and now I'm thoroughly confused. They are all a little different here and there but not enough to make the decision
What are closing costs involved in refinancing loan. Do we loose money paid for lender's title insurance. As mortgage rates are going up due to adverse fees Freddie mac charging i am thinking of locking whatever lower rate I get if lender is offering zero closing fees. How do you evaluate refinance is worth going for?
Anyone here get paid bi-weekly but budget on a monthly basis? How do you account for the lack of cash flow until the month with the third paycheck hits?
Is becoming a CFP worth it? I’m considering going for it. I work at a family office and am already a CPA. Want to learn more about financial planning and think it may help market myself. TIA!
I’ve been frequently investing into ETFs in retirement and a regular brokerage accounts in small chunks of $1ks per month. Recently I feel like everytime I check, the $1k I previously invested just disappears. I’ve been at the same digit range for awhile now. Should I just keep buying and holding????? Where’s the line between effectively investing for the future and throwing away your money???? Genuinely asking. New to this, be kind please. Thanks.
Got my bonus and it's a decent amount. Where can I park it for decent returns, besides a HY savings account, or an index fund? H1B holder for context so liquidity is important if things go south
New to Fishbowl?
unlock all discussions on Fishbowl.
I have both. I prefer Sofi because like you said, it has a higher annualized rate. Both accounts are fine in terms of usability, no fees, and easy transfers. Sofi has a checking account attached which is nice. Marcus still being at 3.3% shows it lags behind rate increases, although I guess they are banking on that 1% referral to help them.
Sofi has up to $250 bonus and extra $25 bonus with referral. Marcus has a $100 bonus if you deposit 10k. Personally I've moved everything out of Marcus and into Sofi or tbills. Happy to provide referrals to either.
SoFi’s 3.75% rate requires monthly direct deposit. I use their checking and savings, but something to consider if you are not going to be switching banks or doing employer deposits to SoFi. Can also do Vanguard brokerage and their money market is about 4.19% after fees
CDs have higher rates.
Go with marcus - I have the best experience with them so far! Super quick transfers to my checking account
Lending club is who I use and they are at 4% APR
Search previous posts in this bowl, there is a ton of info on HYSAs, CDs and T Bills
I’m happy to share a Marcus referral.