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I have a bit of ‘what if’ mentality. I am older and remember using google in beta version, when Amazon just started out as books, etc. I loved both and wish I would have invested or joined. I wonder

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Posting as :
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You are currently posting as works at

From a millennial perspective what do you see as more than a fad consumer product that will be big. I believe AI and robotics from commercial is the big play. The question here is what platform /
Company?

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Look up Ron Wayne and Apple. The guy was the 3rd investor and sold his 10% stake for $800.... that'd be $80B today.

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Additional Posts in Personal Investment Chatter

Can you preserve some time in level when switching to MBB? I’m at 2 YOE. I understand that I would probably get the entry level title, but would some of my time in level transfer as well (I.e. I start not purely as an entry level title as if I just graduated, but as an entry level title with 1 year of progress of time in level)?

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KPMG - Any idea what the avg. pay bump from an associate to SA is?

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Infosys or CGI? Both are offering 2*YOE only.. Which would be good for 10+ Years experienced?

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Do managers and up get commission on the work they sell? If no commission, how are total revenue of work sold incorporated into salary/ pay?

In Nov. I signed a 2yr contract to be a Data Entry Specialist once I started in April they changed the job title to Date Analyst. The salary is based on job title and average for it in my state. How do I go about bringing this up and a salary change to match?

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Hi Folks,
Any opportunity for SAP FICO CONSULTANT?
Exp: 2.5 years

Location anywhere in South India.

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I still hasn’t heard back from my first round last Friday, am I game over?

likehelpful

Going to bed and not doing Halloween. Adulthood is so exciting 🤗👵🏻🤓

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Is any one know Tavisca, Pune about its work culture and job security?

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Got a link to take a digital assessment for McKinsey & Company named Solve. Anybody has any idea what its about ?

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Hi all.
I am raising money for an NGO in India. I am sure you must have already donated to some charity. Still wanted to check if anyone will be interested in making a small contribution? Even as less as $20 would do..We are fortunate and making good money. Our charity in dollar translates into big sum in India and this is the least we can do. If you can’t donate, it will be helpful if you can at least speed the word. It is a Facebook fundraiser and I can share the link if you DM..Thank you.

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Where can I realistically take the wife for the 4 day weekend to escape Manhattan? Preferably beach / water front and don’t have a car

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Do you work because you love your job or because you need and like your paycheck ?

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Does anyone know if the $250 limit for the mobile phone program is justice the physical phone? Or does that include the phone bill as well?

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How can you delay your start date with a new job offer? I have a few commitments and am aiming to start in a few months. Is that unprofessional to ask for?

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###Urgent###..Needed suggestion..I am holding 3 offers and need to decide which one to confirm.

1. EY GDG - approx 21LPA
2. Lancesoft (Client - Shell) - 25LPA
3. Apisero ( Client - Blue younder) - 28LPA

YOE - 7.3
Tech - Power BI

which one to choose?
my preference - WLB and WFH.

any suggestion would be helpfull.

thanks in advance!

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Additional Posts (overall)

I maxed out my Roth IRA, and invest 401K up to firm match but not maxing out. Whatever I have left (~5K) I invest to Robinhood. Should I allocate from Robinhood to increasing 401K contributions?

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I’m officially 15% down my initial cost

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I used to spend a lot of time in this bowl and thought all consultants were really good with money. Then I spent some time in the main bowl and realized a lot of consultants are terrible at budgeting.

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Personal Finance 🐠
How you handle different savings goals in a relationship? I’ve been with my partner for about a year now, so the discussion about finances tends to come up more. She makes less than me, but I max 401k/Roth ira so there’s not a huge gap in net pay (I’m still higher 10-15k) . I have aggressive savings goals with my net pay want to save atleast ~40-50% of my net pay, I have avoided significant lifestyle creep and can live a very good life with with this savings goal. (Continued)

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Advice on when to start investing in index funds? Have maxed out 401k and HSA, saved up ~45K in a high yield savings acct. Have ~45K student loans but refinanced to a 2% interest rate

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For folks who plan to retire in next 15 years, are you still betting on US economy? How things change for you if we stay in downtrend for next decade or so? Would you still be buying from every paycheck?

likefunny

Are high yield savings accounts worth it? If so, what are some you recommend. I quickly googled and saw some mentioning of ally bank, betterment, and CIT bank but never heard of CIT but it...

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How good is Merrill Edge guided investment? I get a preferred rate of 0.30%. Any success stories?..

What are the situations where a financial advisor would be beneficial? Almost everyone recommends not having one.

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Is today the start of the fall of Tesla??

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Have the option to lock my mortgage refinance today at rate of:

2.75% for 30 yr fixed.

Do I lock it today or wait out to see if it goes any lower?

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I need $doge to go up so I’m not an idiot

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Robinhood question - switched from iPhone to android. Robinhood app on iPhone used to have 'Daily gain/loss' option to see today's loss/gain per stock. I can't see that on android. Any pointer why?

Post Photo
helpful

Where do I shop for mortgage? I'm considering refinance my house and I haven't done it for almost the past decade. Looking for a good rate without any shady terms, where should I start?

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Just curious- I have heard people are stunned by the amount a bank will loan them for a mortgage, although most people don’t take out something close to the limit. Anyone care to share what their mortgage application income was, how much they were approved for, and how much their actual mortgage was?

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Currently 24 and living at home making 90k/yr and my plan is to save 4K a month for 2 years at which point I’ll have 96,000 and plan is to use $80000 of that as a 20% down deposit for a home. Is this a good idea or is there a better way to save my money/use it? Planning to be married with my now girlfriend around the same time as well.

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When buying t-bills through treasury direct, does it tell you the Interest rate? It tells me to choose no. Of weeks, add the amount to invest and source and nothing else.

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NOT INVESTMENT RELATED--

Hey guys- haven't filed taxes for 2018 and when I try filing online , turbo tax defaults to 2019 taxes and theres no option to change it to 2018 - Any suggestions?

Has anyone started reimbursing from their HSA funds for past expenses already paid? I want to know what all I should be keeping for record when I want to submit prescriptions and doctor visits. Seems the rules change so much so want to hear from others who have been doing this for a while. TIA

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