I have a chance to buy the lot behind my house which would be nice to have for privacy, space etc. the seller is a bit unrealistic on price but with the market turning maybe she’ll become more reasonable. If I buy it I may have to pull back on my 401k contributions for a year or two (max now, would still contribute to match). I’m wondering what the hive mind thinks. It seems silly to spend so much on a sink asset, but theoretically I could sell it later and it is probably a one time opportunity

I’m just stating out. 26yo F. 90k gross salary. Roughly 2,400 in monthly bills.

Any tips and tricks to saving and building wealth. I don’t want to live paycheck to paycheck anymore.

What do you get your boss when they announce they are pregnant and taking maternity leave? Something like a baby shower gift? Anything at all? Where is the line? We are not friends but we're definitely friendly.

joined wipro with a package of 26.5+1lakh JB with 8.3 YOE, currently 8.6. Business analytics skill. My dream is to buy a villa house in chennai 1.5 to 2CR in a very posch locality. Im already repaying EMI. When should i make my next switch to reach 40lakhs?any advices pls comment. I joined wipro in feb.currently own house in bangalore.

Does anyone know how I can get pass the prescreen in Texas Health for their EPIC positions? Or does anyone know of a healthcare company that is hiring and will pay for me to get my EPIC certification? I have a Bachelors in MIS and currently working on my masters in Data Analytics.

I’m currently 6 months into my first job, and I plan on bringing up my salary during my 1 year performance review (we do 1 every quarter). Since our company doesn’t have stocks, my TC would just be base salary + benefits. When doing my research on the market value and average compensation for similar roles in the same location (I’m going to be using levels.fyi), would it be fair to compare my TC with the TC of a company that offers bonuses such as stock bonuses? Continued in the comments…

Both me and my wife maxed out company match on 401K but are below the annual limit. What are our options now to take full advantage of the annual limit? Neither of us qualify for Roth IRA.

I need advice to buy a car for the first time. Single F, don't commute, so mainly for the weekend and travel, I like nice design but I also don't want to struggle with the reparations. Budget 20-30k. TIA

How are you managing you’re retirement accounts? (I.e. 401Ks, Roth) if we reach FIRE, how do you plan on getting the money out?

Anyone who moved from ey to Deloitte that can shed light on their experience? I love the culture at ey but would like the challenge and financial benefits of Deloitte. Would love to hear insight on which you prefer and why. Technology field btw

Hi just moved to the area, trying figure out the Ltc tax. From what I understand if I get it through deloitte I can opt out, could someone assist if I misinterpreted. TIA

Downsides to Robinhood? $0 trading fees seems to good to be true. What's the catch? aka if it's legit, why wouldn't everyone use it?

Hey guys, Im 25 and I have about 35k in the bank, 21k in retirement, 41k personal invested, 5k in crypto. No debt. Is it smart to invest more during this down market or save for a house/wedding or something else that’s smarter?

Fellow 🐠 - property tax question - I have a property in Upstate NY (new build), and seem to be paying 30%-40% more in property taxes than some of my other family members for almost the same square footage and property value. Wrote a letter to the town but they didn’t lower my taxes, and said it’s based on assessed value.

Has anyone had any success in lowering their property tax?

What is the best method to save up for a down payment on a home? Wife and I are looking to buy in next couple of years but we don’t really have a nest egg for a down payment (been aggressive on remaining student loans and maxing out 401k). We anticipate we will need a down payment of about 400-500k. What is the best way accumulate that - in a savings account, low yield bonds, conservative ETFs, etc?

What are medium term options for 2-3 year investments? Looking for something a bit riskier than CDs. Thinking of getting into stock investments

I’ve had issues since high school, but just formally got diagnosed with ADHD. I’ve always managed to get by okay at work (I’m no super star), but remote meetings have been really difficult for me and I now feel like I’m barely hanging on. Trying meds now, but no benefits yet. Pros and Cons of disclosing the diagnosis to my team, partner, or firm? I’m torn.

Anyone heard/know of anything about Kauff McGuire & Margolis?

Interested in the firm but haven’t found anyone that knows of them or has insight into their work/hiring/culture/benefits. My online searches have also been unsuccessful.

I left biglaw after 3 years to a mid-size firm. Took a pay cut but the hours, people, culture and work were so much better I never thought twice about the salary or “prestige.” Ultimately I started 2 very small firms. I am not rich by biglaw standards but I have a very comfortable life and put my kids through college with no debt. 35 years after leaving big law, people are still impressed when I say I started there. I feel like I still had the benefits of the connection w/o the suffering.

I have this feeling that whoever applies to Stern’s EMBA gets through it... anyone else feels this way here? Disclaimer: Stern is a great school, I know. Just sharing my curiosity

24F, moving to NY for a year or so for work. Originally, I was looking in WV, Chelsea, Soho etc to live more downtown, ideally in a luxury building. While I can afford it, I travel a lot personally and am having a hard time justifying the high rent if I’m going to be in and out. Trying to decide if I should find a roommate for the more downtown spots, or go to UWS, really liked it and could be cheaper? For people who travel a lot and live in NY, which neighborhoods and how do you budget?

Been working in experiential/digital marketing for 6+ years as PM, AM and currently business manager. Over the past 1.5 years I have discovered a deep interest in sponsorship/partnership marketing, particularly on the brand side.
Truly believe this is what I was meant to do but it's proving to be a VERY difficult space to crack into. I’ve been networking as often as I can, but can anyone w/experience in Sponsorship Mktg make recommendation to improve my candidacy? (Courses, Certs, other?)

Hi all, I’m a software engineer from India. I have 5 years of experience in Backend especially python django rest. I’m looking for referrals in Canada. I’m available to join immediately.

Is it wise to choose a company having 2 months notice period giving 3.5 lacs less than other company having 3 months notice period.
Tech sap abap
Yoe 5.5 years

What is a typical day like for FCRA defense?

Is having too much “attention to detail” a bad thing?

Have an opportunity to finally get out of insurance defense. But not really sold on the firm. Could finally get out of ID, but then could also end up at another place I really don't like. Def want my next firm to be long term as I've jumped around.

Are there any remote career judicial clerk positions? Any positions kind of like that going remote?

Depositions: how do you guys respond when opposing side wants a break - not during a pending question, but during a particular line of questioning? I'm in Florida, and there are no cases really on point.

Have you had success asking certain questions when they get back from talking with their lawyers? Surely they will just deny being coached?

I have an allocation for three Harlan estate 2014 that I forgot about sitting at the vineyard. Anyone want to take it off my hands? They send fedex two day straight from Harlan so you won’t need to worry about provenance. Perfect for the upcoming holidays. They sell only off their mailing list. DM for offer on one or all three.

What are you planning to implement this school year to focus on equity in your own classroom or campus wide?

My ctc shows 10lpa + 20lac esops. But I'm not sure if I'll get this 20lac stocks for free or do i need to buy them by paying? Distribution is 4lac per year for 4 years. Pls explain.

Any F🐠 up for a drink tonight in SF?

My friend recently joined with an IT company in Procurement field before joining with this organisation he worked in an NGO. Since he got an offer for an immediate joiner he joined here while serving notice period in the NGO where the Date of reliving and Joining is clashing right now and the NGO is not ready to change the date of reliving and this has become an issue in Background verification what would be the best solution to fix this issue.

Looking for a production company to do techy 3D renderings that look like tessellated 3D objects. The final output will be print. Any ideas? I’m more familiar with traditional broadcast CG houses.

Does FIRE require you to live on a mattress and share a room with 3 people while eating ramen noodles everyday or am I OK to spend on basic comforts and delay retirement by Iike a year? I see a lot of FIRE people on instagram bragging about their thriftiness, wondering if it’s the standard. I don’t think I’ll enjoy life as much in my 30s or 40s as a Millionare as I do in my 20s as a decently off normie. 27years old, 300k TC

Any disadvantages to buying VTI (manually) vs. VTSAX (automatically)? Apart from convenience/removing emotional decisions. Fidelity charge $75 to buy any amount of VTSAX. Seems insane fee when you can just buy VTI for free. Am I missing something here?

Pretty naive when it comes to investments. I was talking to the financial planner service my company offers and they suggested a mix of Large Cap Stock 40%, Small Cap Stock 10%, and Foreign Stock 50%. I'm a 27 year old male so still a ways off from retirement. Does this sound reasonable?

Trying to get my finances back on track. Who has a good budgeting app they use ?

How are everyone coping with the tech shares selloff? What a huge loss are we seeing in our stonks…

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

I am new to the Fire movement. Just wanted to say thanks to everyone out there for opening my eyes to this possibility! Tough goal but... I'm going to start planning and I'm sure I'll get there!
...

That’s it. I’m officially starting FIRE. I hate working a job for money and trading my precious time on this earth and energy for doing things I don’t want to.

What’s the theory on having your IRAs professionally managed? Fee is 1%. Get access to accredited investor investment options and other general banking benefits.

DINK couple early 30s….budget 90k a year. Fairly LCOL that’s moving to MCOL bc of economic boom. HHI 350-400k. Is this too high of spend?

I’ll preface with I’m new at this and learning. But I’m researching if I should do an IRA or back door Roth IRA. And maybe I don’t fully understand how taxes work but what is the benefit of a Roth? From my understanding, the amount of tax you pay is mainly based on your tax bracket. Wouldn’t I pay far less taxes (thus inadvertently getting more money) with a traditional Ira since me being retired would put me in a lower tax bracket than me well along in my career?

Hi everyone, I’m seeking general advice on how to best set myself up for success. I’ll be entering a high earning job (200k salary) at 25, no debt or other assets. I would appreciate any general advice you guys have, as well as advice on retirement accounts:

Assuming I can max out my 401k/Roth IRA, would you guys recommend doing backdoor Roth, or just max out the accounts and then keep the rest of my savings in a regular brokerage? And why?

Do you DCA or lump your December & April bonus into ETFs?

What is a expense ratio for a fund you are ok with? What is the cutoff where it is too high? Asking for a family member who has significant wealth but needs financial advisor. Don’t want them screwed