I have a colleague who asked me a what medical coverage they could get outside of COBRA if they retired early. They are not ole enough to receive Medicare. What options are available for health insurance for them?

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Obamacare health insurance marketplace coverage.

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Joining one of those Christian healthcare ministries cost shares 

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Private insurance, ACA etc

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Private health insurance.

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Any examples of private health insurance you have heard or recommend?

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Hello,
I graduated in June with a dual BSBA in healthcare management and human resources management/organizational management and two associates degrees in business and arts. I have twelve years of experience as a certified clinical medical assistant.

I'm having trouble finding my first job as a healthcare manager. After submitting many applications and receiving so many rejection emails, I've become frustrated. Any advice anyone can give is greatly appreciated.

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Hey 🐟🐟

I’m hiring a Technical Recruitment Lead for our team. We’re a health technology company with offices in Canada & the US. We’re nearly 900 employees and reached 700Mil in revenue this year. Our sights are set on reaching unicorn status in the next few years 🦄. We’re privately held with a possible future IPO so it’s a great time to join at the right time if you’re interested in helping fuel the growth to take a company public.

More in comments.

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Job offer extended but now some red flags… I was extended an offer today with a pay raise and great benefits. It’s in a field that interests me more but, now some red flags have come up. They voided my offer after asking for time off way in advance in December of this year & the pay that was discussed on the phone is different from my offer letter. I asked the recruiter to clarify and she said I must’ve not heard her correctly on the phone. I’m not having second thoughts… I was excited.

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55% of legal mal and ethics issues involve attorney mental health or substance abuse (or both).

Those numbers are definitely under reported.

Most firms talk about attorney wellness without much follow through.

Do your firms do anything to actually promote attorney mental health or support substance abuse problems?

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What are the benefits like at Droga5 vs Widen + Kennedy?

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Does Amazon have a Mobile phone cost reimbursement policy?

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What's everyone's thoughts on job hopping? How frequent is too frequent? Are there any benefits to frequent hopping?

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McKinsey & Company Bain & Company What are the pros/cons or uniqueness of working in different healthcare spaces? Payers, providers, life science, Med tech/devices. ZS Associates PwC Deloitte EY KPMG L.E.K. Consulting McKinsey & Company Bain & Company Boston Consulting Group

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My partner and I are thinking about giving up the renter life and DIY-ing a van to live in. Anyone have any experience? Thinking we would travel up the PCH for a year before we decide what to do next. Would love to get some feedback!!!

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Received a verbal job offer on Tues. $5k short of what I had said was my desired range but still up from my current salary. We set up a call for Thurs to discuss further. On Wed they sent me all benefits info. Thursday on the call I asked if we could either increase moving stipend or get closer to my desired salary. They said no, and I asked them to send over written offer and I would let them know by Fri. They then email they are no longer offering me the position and repost it the next day:

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I’m just starting in the medical device sales industry and would appreciate some advice on how to maintain work life balance!

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What are some additional maternity benefits or perks at your firm (beyond leaves)? I have heard of Amex gift cards, firm-based support groups, free counselling, goodies (parenting books, water bottles), free pump... what else?

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Can anyone refer me , senior associate.. experience in insurance domain.non IT.(2.9years of experience)

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In need of some advice… feeling very discouraged. I’m no. 2 in charge and my function and salary is that of a VP (I work for a brick and mortar ASC/physician practice, as well as a telemedicine company). However, we are a small org and don’t use titles like that. I’m trying to move forward and expand into larger healthcare organizations, however I feel I’m being rejected before my resume is even reviewed because of my job title. Any recommendations? Not willing to take a step back

What’s the average salary for key account manager/BDM in the medical consumables business? (UK)

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About me: Clinical engineering degree 4 years of bioprocess engineering working with stem cells on bleeding edge research and development. Launching products, patents, collaborations etc. $75k/ year. Health and dental. No profit sharing. No equity.

Is anyone on here in life sciences / biotechnology industry with insight on which direction to pursue within this space for a large salary. Can anyone give insight on the potentials of a career in this space financially?

Thank you for your help

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Hiii guys i have an offer from BNP paribas at 20 f and i had from societe generale at 17.2 j and 4v and now socgen is giving counter offer of 20f and 4v total 24 CTC joining date same as BNP, what should I do now? Which one shall I join and how to deny offer to bnp on the DOJ, in a very critical situation someone please help, which is a better company between these two

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EY partners- will you be voting for or against the split and why?

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Best wineries in/around Napa?

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Question for my tax gurus. Want to refinance my rental property. I assume I can deduce closing costs, new interest expenses. The cash im pulling out, however, is going to a personal reason. If al@this above board? I’d love to be able to increase my interest expenses in a tax deductible part of my finances (I take standard deduction).

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I am looking to buy a quality laptop for programming and video editing. Speed, security and memory are important to me. What laptop would you recommend and why? I was thinking of getting the Apple MacBook Pro but a friend said there are better ones out there and that Apple is just overhyped because of the strong brand. Should I listen to this advice or not?

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Hi GDS Folks,

I just got to know from my Counselor that my Lead rating is Differentiating with Promotion :)

I am moving fron Senior Associate to Supervising Associate. Any idea on the hike % i can expect?
I am currently in MBA team working for Americas Assurance client.

Thanks in advance.
Wishing All the best to everyone!!
🥂 Cheers!

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Salesforce opportunities in the US for an APAC based Salesforce Architect with 15+ yoe.

I want to migrate to the US due to personal reasons and looking for opportunities at Salesforce, or a top tier partner. Preferably via an EB2 sponsorship - Is this even possible?

For context, I have 15 ish years of experience with a significant part of it being in the ANZ Salesforce ecosystem, I get headhunted regularly for Snr Manager level positions within APAC, and have both BIG4 and MBB exp.

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Can you bring up past client names when interviewing? How much detail about past clients should you include when answering interview questions?

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Any insight on writing assessment round for Amazon?

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This is so AWKWARD. We had our holiday party last night and everyone was drinking (open bar) a group of us went outside to grab cabs together and go home, everything was cool. Tell me why once I got in the cab I got a drunk call from my manager asking if he could get a cab to my place and if I would give him the address 🤦🏻‍♀️. I'm single and not mad that he finds me attractive, more worried that all my other coworkers heard him calling me while they waited with him!!

Formerly Friedman LLP folks, how is Marcum LLP treating you?

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Hi single parents! How do you cope with being the NOT preferred parent? They say a mom and son bond is unbreakable but my son always chooses his dad 🥲 no matter how hard I try for our relationship, he always misses his dad even if they spent the whole week together. I love that their relationship is strong, but still hurts to know he’s fine without me but not his dad!

Hi Fishes.
I’m an L4 IC. I just got promoted to L4 in an off cycle promotion. It’s been only a month and since it’s a CS based role we work in Night Shifts. I feel monotonous within a month as it is a Virtual role.
I started to look for roles in JobFinder. The HMs are okay to consider, but the thing is “How do I say it my Current Manager??”
Can anyone give a subtle idea, such that my Current manager agrees even though its a month only?

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Long, yes... but it's a riot! 😁
Title: © Datarooms Are Paradise 🧾

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Do people use Google Meet for work and is it better than other platforms?

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Organization is critical for classroom management. Try assembling units into Google Slides with links to ppts, activities, etc. Color code them according to the rainbow: Unit 1 red, Unit 2 orange etc. It takes a minute at first but the payoff is a one click upload for next year! PS I use the same color code system with felt tip pens to grade my classes: 1st hr red, 2nd hr orange etc.

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Moving to NoVA...office near Dulles, but all my friends are in DC proper. I'm thinking somewhere near Reston East. Any thoughts?

What are the competencies a junior planner needs in order to move up? Trying to figure out where I need growth over the next year or two and not getting much guidance or clarity

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3 Audible Credits to use before I cancel my subcrtiption. Looking for book recommendations.

And, go!

Additional Posts in FIRE Financial Independence Retire Early

Anyone use the personal capital app? If so, how do you split investments for married folks? Example joint ownership of home etc

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Sup guys! Asked before, but curious to hear anything new: What are some side hustles you’ve been doing to get some extra income? Curious to hear some ideas for my own brainstorming. I used to flip couches off FB marketplace as a side hustle

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Do I have too much cash ($35,000) in my high yield savings account? No immediate plans to buy a house (but could be an option). Rent is $2100 and have no other debt or month financial obligations.

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Best HYSA for competitive rate and good customer service? I have seen a lot about ally and Marcus but recently seen more negative news about ally customer service and who knows if Goldman will keep Marcus around since they lose a ton of money for the firm. Which one is better?

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How do you balance being smart with money verses wants and desires? I'm thinking about buying a new Supra but the fiscally conservative part of me balks at spending money. I can afford it and would really enjoy it.

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So... Trying to decide between buying a family car (7-8 seater) now vs later this year / early next year. Any suggestions on whether it makes sense to go for a new or old car and whether it makes sense to wait and buy now?

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Am I doomed? I’m 36. Huge partier and spend $ like its going out of season. Make about $215k all in and have little savings. I just have terrible savings habits and just enjoy living for the moment.

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Advice time. So I’m making 100k roughly and I still live with my parents. Moved back due to COVID as did a lot of people I think? Anyways I want to save $ to buy a house. Should I still be living at home? I was planning on leaving when COVID finally becomes a thing in the past so assuming the summer of 2022 so roughly 8 months from now. I know I am extremely blessed and thankful to god that my parents are kind and allow me this but just want advice please.

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Can someone explain the Roth conversion ladder to me like I am idiot? Which is what I am 😎.

HHI over $350k and can’t do backdoor Roth because I have tIRAs…

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Serious question - is there a reverse FIRE strategy? I like the idea of saving and retiring early, but the one hiccup I see (and sorry if this is grim) is if you die earlier than expected. I’d be worried that I would minimize lifestyle and fun for retirement at 50 but I’d die at 49. How about a way to work 9 months out of the year and retire/travel/relax for 3 months? This way you guaranteed your dreams/etc. are fulfilled

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For those who rigorously budget to achieve FIRE, can y’all give me some tips that work for you? We’ve tried to do the tracking every item we buy thing but we’ve never been able to honestly track every purchase for a month. It feels like too much work with 2 kids! Any other tips and tricks that work for you? In general we automate savings first and kind of reflect on the bills at end of month and note where to tighten for the following month but I feel like we need more discipline

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Any market considerations before refinancing my student loan with current rates? They’re giving me a .75-1% drop.

It’s worth it to refinance at this rate to save paying $1000 of interest albeit credit gets hurt. My only concern is missing out on inevitable lower rates forthcoming.

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I am convinced buying a house is a poor use of money when living near any mid-sized to large city when looking at investing that money over a 15-30 year time frame. What do I need to be considering?

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How much do you donate each month/year? What is your total comp and age?

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Do people tend to age out of wanting to FIRE?

In your 20s-30s, you don’t know much, you’re told what to do, you have few financial resources so you are tied to your job. Under these circumstances it makes perfect sense why you would want to FIRE asap.

But eventually you advance up the ladder, you are now the boss and your people do all the grunt work. You also have built up expertise which makes the job easier. And you are making the best money of your life. FIRE is no longer so pressing.

likesmart

Got married, bought a house, doing a major remodeling, planning to have a kid… safe to say that I am no longer on track with my FIRE journey 🥲

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Any software like Mint that can show daily stacked bar chart of all expenses and deposits over time? Rather than creating it manually from bank statements

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Is there a limit on the amount of T-bills I can purchase in a year? I’ve already put $10,000 in a Series I savings bond. Now looking to purchase short-term T-bills during the bear market. Appreciate the help.

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Have 3 401k and 1 ira account. Now have to consolidate all of them in vanguard. Any recommendations on how to move them
Looking for options to take advantage of rollover.

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