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null

I have a CSR and am debating a second CC. Does it make the most sense to do a airline or hotel or some other cash back card?

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If you travel a lot, go for airline or hotel to maximize those points (DM me for Bonvoy referrals! Referrals are worth 30k more pts than standard app). If you’re not traveling so much, get a card that will compliment your CSR. The Chase Freedom has 5% rotating categories, and the Chase Freedom Unlimited has 1.5% on every purchase - 3% for the first year (DM for referral). The F and FU points can be transferred over to your CSR and used for travel at a 50% increase. Don’t use your CSR for cash back, you maximize value using it for travel.

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Yes you can always get bonus and download the next year.

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