I have a VUL with cash value
I've decided I no longer need the life insurance associated with this policy.
Is there a way to get access to the cash value without owing taxes?
If no, how will it be taxed and how to determine how much gain/tax?


I paid maybe $20k into this policy many years ago. Since then it has increased in value and also paid the premiums from the cash value.
Today it shows $70k cash value.


TIA

Questions for Senior Tax Accountant (Seattle) with 5 years experience: $105k/yr seem reasonable/liveable?
I'm considering before packing my family and moving to Seattle. (Need a house for 4 with a dog in this record high interest rates) 😞
Please let me know your thoughts.

Any recently laid off cyber architects in the Chicago area? I’ve got a job opportunity at a local healthcare provider. DM me.

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Aside from health and dental insurance, what perks/benefits do you get?

And if applicable, in what dollar amount?

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Tax loss harvesting

Retirement accounts for 2022: can contribute or withdraw over-contributions until April 18, 2023 IIRC

HSA: same as retirement accounts

...?

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Diwali - light wins over devil.
Just IT People thing
Salary wins over work life balance .
Work pressure wins over strict deadlines.
Promotion wins over office politics.
Mental health / frustration / unhappy always wins .

Happy diwali to all IT folks who all are wining somewhere over something 🪔🪔

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I dislike my boyfriend’s mom so much that it makes me not want to marry him

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150K IHG points
150K Marriott points

Which hotel would you recommend? Willing to pay for the third night if we end up staying in a high end hotel. But not sure if it's worth it.

How would your rate your companies in AI, data science , ML practice ? What are some unique things companies are doing to upskill and transform. ?

Hello everyone,

I currently work at a company that I really enjoy but can no longer afford to live on the salary. I have worked in the position for almost a year. Should I ask for a raise and explain that I can’t continue to work there due to the salary or just move on and try to find another role? (I have a graduate degree and make $65,000 as a data analyst using SQL)

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Anyone work in BDO tax? How is it?

Those who work in estate planning — what do you like about that area of law?

I actually don't even want to look at any social media outlet and internet. Too real. Too unbelievable. Too disappointing.

Anyone have moving company recommendations for a long distance move? Moving from Miami to DC

Truck drivers! What is the weirdest thing you've seen while out in the road?

Please recommend good product based companies for .net backend developer.
Tips to prepare are also welcomed.

4 yoe
.net backend developer
CCTC 17+1lpa

Just landed a full time gig, looking to get some furniture so I’m not working on my parents’ kitchen table during this remote period. Any recommendations for desks and chairs? I’m hoping to find something that’s easy to assemble and break down for when I need to move, and something that won’t cost an arm and a leg.

I know everyone has a different kind of setup that works for them. I currently have a laptop, drawing pad, second monitor, and a desk riser.

After two consecutive excruciating RFEs on my H1B extension, mine is finally approved today!!! Thank you for the support from this team and good luck to the ones who are waiting!

I plan to enroll into the big data trendytech course ? Any honest reviews ? Is it really that good as claimed ?

4 months 1.8 lpa

Does BA Continuum provide tea/coffee/snacks in pantry?

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How do you value a SPAC that has an acquisition target identified? Shouldn’t the market cap of the SPAC = ownership interest in the acquisition x market value of acquisition x some risk %? What am I missing

Does anyone know what actions have to be taken if you contribute to a After Tax account at your employer, do immediate In-plan conversions to Roth, and your company fails ADP/ACP testing? Want to know what I have to do to not be hit with penalties.

Anyone buy into any of the marijuana ETFs? If so, which one and why?

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Do you believe bitcoin is a scam or legit? Why?

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401k:
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- 20% Vanguard Institutional Total International Stock Market Index Trust

Roth IRA:
- 50% VOO
- 25% VUG
- 25% VGT

If taxes will undoubtedly increase in the future, would investing in a Roth 401k be a solid option over a Traditional 401k? For reference, I just graduated college and just started working.

Hi I have a series I (inflation) bond question. I have a bond that was issued on 12/1 but I don’t see any interest payments yet. I thought that they would be paid monthly. I am worried that I may have misunderstood the product. I understand the three month penalty but I figured that would be assessed when I sold the bond. Anyone have any advice?

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