I have about 40K in savings, 35K in stocks, 110K in 401K. No debt and loans. I am thinking about buying a house/Condo in a year or two. I contribute 12% to my 401K. Any investment suggestions until I buy a house/condo? Right now I am comfortable paying up to $1800/month for mortgage loan. Single here.

Refinance my current mortgage? I can reduce my interest rate by 0.375%. Closing cost is $1500. My monthly interest payment would go down by $200

Howdy all! Welcome to the GE Healthcare fishbowl.

Dear Fishes
What's the comp range expected for 18 YOE, dedicated ASQ BB, PMP, Skilled in Automation Insights and Analytics if move to UK in banking or Healthcare sector

I have 7k in a Roth account invested in a 2060 vanguard fund. I have another 14k in cash in my checking account. Is it a bad time to invest that in a S&P fund? I know I’m know supposed to hold cash...

Getting paid $52/hour as a part-time employee. My supervisor wants to convert me into a contractor. What should my hourly rate be now? No benefits or PTO.

Just got my first payment after the raise kicked in, and it is less than $30 after tax....

Getting 2.89% 30 year fixed on my refi. Anyone getting lower? We just bought so only have 20-25% down.

What is a decent salary for a billing and insurance specialist? I have 4+ years experience working with health insurance and 20+ years in billing. Thanksnin advance!

I can pay my rent in new building through Zelle, Venmo or PayPal. Any way to hack this to earn Credit card points without any extra fees to me?

Is there a good resource to benchmark ria salary/benefits? I have about 8+ years of ria experience with about 3 of those as lead advisor. I think I might be underpaid. I have seen some general salary bands but looking for something I can use to help understand where I should be.

Would you rather spend your savings on a graduate degree or a down payment for a home?

Do we get our tax deducted refundable? I have submitted my IT returns on time?
Pls advice..

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Bought a SFH where I’d barely break even given the realtors estimate of 1.1k rent. Neighbor kindly let me know going rate was actually 1.6k. Put it up for 1.5k to get a nicer long term tenant and signed in 2 weeks. First investment property and learned a lot from here/bigger pockets so feeling pretty good!

Planning my steps to £100k before 34 currently an L9, 28 years old on £55k how would you go about doing it ?

Best exchange to purchase ripple?

How much of your pay do you spend vs. save every week?

Hey 🇬🇧 🐠,
Has anyone ever invested in an EIS or VCT?
It appears to be very tax efficient and was wondering if any had any experience (returns, good fund manager, ...)to share ?

Hi Guys,
Need your help, I got offers from

Nagarro
Mindtree

Both are offering same package and benefits, so which one is better? I have 6 yoe, MEAN stack.

23, just entered the workforce, planning on putting 10k into retirement every year. Should I aim for more?

Looking for referrals for paypal Software Engineer. Can someone please help with referral?

Hi fishes,

I'm looking for DevOps Engineer roles.
I'm AWS CCP certified azure certified.
Tech stack: Devops, Kubernetes, docker, aws cloud, Jenkins, CICD, git, shell/bash scripting, Linux, terraform.

YOE: 2.1

Let me know if you guys have any leads.

Thanks.

Anyone here that is an ER travel nurse? I have found info just searching online, but was wondering if any ER travel nurses here have any insight or experience with taking a travel assignment in the PACU with only ever working in the ER prior to assignment.
I mean, they do say “PACU is where ER nurses go to die” (die = retiree/burnout to) lol but wondering if anyone has actually gone from solely ER and into PACU for the first time on assignment?

So I started a new RN job that’s remote and I really like it..But, I hate that I agreed to a lower pay than I originally wanted and the job has many more responsibilities than was initially discussed. Any suggestions or tips on discussing a salary increase after starting a postion?

Current CRS score 469. Created profile through spouse being the primary applicant. Is it a good idea to create a separate profile with me as a primary applicant (score 464) since my NOC code is in demand for PNP or I can just wait for the cut off to go down?

Has anyone ever made money through affiliate marketing and is willing to share how

23, just entered the workforce, planning on putting 10k into retirement every year. Should I aim for more?

Personal finance book recommendations?

Will be interesting to hear the rhetoric from Horner and Red Bull about Bottas this week. I felt the Lewis/Max incident was a racing incident, but what Bottas did was far more "amateurish". Red Bull said it wasn't personal with Lewis, but it seemed to cross the line with the rhetoric and claiming Lewis did it intentionally. What will they say this time??

If you're ever worried about "I don't know if I should apply for this job, I don't feel qualified," know that over 50% of the resumes I get are from people clicking Apply to anything and everything.

Anyone ever pay for prep for a FAANG non tech interview prep? I’ve had 2 in the past and never made it to the virtual on site and looking for help for my next one.

Hot take: I think a great move that banks can do to boost morale at this time would be to give teams a 3 day vacation, considering there are no deals anyways. Would love to hear the thoughts of Fishbowl on this one, especially from any MDs/execs who have the power to do this.

That anxious feeling when you’ve been putting off a non-urgent project, but now it’s become an embarrassingly long time (2+ months) because nobody has followed up in the interim to put some pressure on you… I need to finish it and face the music, but really not looking forward to it. Can anyone relate/any tips to minimize backlash?

Question: If you’re sued by another driver (at fault accident), and represented by your insurance company, do you pay the settlement fees/judgment award, or does the insurance company pay that?

Moving $30K from HYSA into stable dividend stocks - which would you recommend out of the list (checked for independence restriction) and % allocation for each? Planning to hold for at least 1.5-2 years

- JNJ, O, PFE, AWK, NEE, EPD, CODI, BK, DUK

How are mortgage backed securities traded?

Anyone else’s Roth IRA on Vanguard incorrect ? Mine jumped from $24k to $60k on Friday😅

Do you keep 3 months or 6 months expenses in your HYSA? Do you keep a different amount based on a one or two income house?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Noob Q - Deloitte 🐠 can we use coinbase?

Curious about your thoughts on this one. I get why people maximize their 401(k)s, IRAs, etc for retirement. But what if your retirement investments get significantly reduced due to a stock market crash, or a banking/financial institution system failure (especially as people get close to their retirement age)? I mean with all the changes in the world, who is to say that these institutions are to be trusted? At the end of the day, your investments, paychecks, etc are just a number on a screen.

Looking to purchase a condo/apartment in Miami area. Any recommendations on neighborhoods and comps for each?
As a background, I’m a 28F with no kids.

Someone pls educate me on 401ks! If I earn 80k and my employer does a dollar for dollar match up to 3% of my contribution and then 50 cents on the dollar match for the next 2% I contribute, would the breakdown look like this:

3% employee contribution: 2400
2% employee contribution: 1600
First 3% employee match at 100%: 2400
Second 2% employee match at 50%: 800

Or is it based on the 19,500 401k max amount?

I’m an attorney trying to learn about finance and economics. I didn’t take any economics courses in college and don’t have any experience in that area. What books or other resources would you recommend for a beginner? I’m not looking for investment guides.

Changed my brake pads and rotors last night on my car - really wasn’t that hard and I saved myself at least $300, $800 vs what the dealer was charging. Also got a nice sense of accomplishment out of it!

A lot of basic skilled labor can be worth learning and can really save you a lot of money. Most contractors in my area are often north of $100/hr for labor. I’ve often found the quality of my work to be better too. I think more folks shouldn’t be scared to get their hands dirty sometimes

CNN HL: DOW back in bull market, should it be?
The talking head says industries will crumble and its doom day!!!
Your take?

Anyone use Vangaurd Personal Advisor Services? What's your experience?

22 years old, first job, no debt. Any reason to not max out BOTH traditional 401k and Roth? Is it common/beneficial to pick just one?

Does anyone have any experience using microventures as an investing platform?

I have enough to pay off my student loans and credit cards. Should I do it or should I save it as an emergency fund right now given the economy?

Has anyone moved to Florida recently? If so, any tips on renting an apt for 1-3 months

What are we buying this week? Serious question- long term hold suggestions

Some rules recently changed regarding 529 accounts. Anybody using this to pay off their student loans with tax free money?