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FIRE Financial Independence Retire Early

I have money in my traditional IRA and have been contributing to my 401k with post tax contributions. Every so often I move money from my 401k to my Roth IRA since I can’t directly contribute to it. Assuming I had no gains on the after tax 401k contributions, will I be taxed on part of the money since I have money in my traditional IRA? I keep reading that you shouldn’t have a traditional IRA open when you do the backdoor roth. Not sure if it’s related to the pro data rule.

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Doesn’t apply when it’s from a 401k, only when IRA to IRA. Common loophole, check out “‘mega backdoor Roth”

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do you move your traditional IRA to Roth IRA also through backdoor roth? if no and only the after tax 401k, then read more about pro rate rule when doing backdoor roth. important otherwise you may get some disadvantaged in term of tax

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