{ "media_type": "text", "post_content": "I have no money in savings, live pay check to pay check, and still have a lot of debt to pay off. I’m 23 btw. I deal with health issues that cause me to have high monthly payments for medical care. I am paying off college all on my own. I struggle with mental issues that have cost me time and money. Is that good??? 🥺", "post_id": "61894a02dce33c002b17f5b5", "reply_count": 12, "vote_count": 7, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting", "feed_type": "crowd" }

I have no money in savings, live pay check to pay check, and still have a lot of debt to pay off. I’m 23 btw. I deal with health issues that cause me to have high monthly payments for medical care. I am paying off college all on my own. I struggle with mental issues that have cost me time and money. Is that good??? 🥺

like
Posting as :
works at
You are currently posting as works at

It’s not good or bad, it’s life. The vast majority of people your age have debt and tuition payments, that’s very normal for that stage of life.
Everyone gets dealt a different hand in life, some people have expensive medical issues, some people have family to take care of, and some people don’t have a care in the world. There is no winning or losing though, life isn’t a competition, just do what’s right for you and the best you can and don’t compare yourself to others.

likeupliftinghelpful

Hey Dave how are those slides coming?

funnylike

Jump and increase salary.

likesmart

Focus on increasing your salary. You’re young. And I know that “you’re young” statement probably does not sound helpful but you have time on your side. You’ll make it through little by little. Don’t give up. Paying off debt is exhausting. Especially when you can’t seem to find the extra cash. Focus on your skill set and maximize your earning potential by jumping jobs if you have to.

like

Sounds like you just graduated. Take a breather make a budget and map out how you’ll be able to make payments and still do a few things you enjoy.

like

No sorry, I mean working in data analytics in consulting is a pay cut instead of working at a tech company

At 23 you are probably where most people are in their life :) Don't add additional stress comparing you are doing all right things. Once your college debt is done you will start moving up your savings a notch or two higher. Enjoy the ride and life ..

I’m Canadian but maybe get insurance of some sort to reduce your medical expenses as I know those can be massive in the states

🤣🤣🤣 These costs are with insurance

Related Posts

Does anyone no any jobs that I can transition into healthcare tech? I’m a clinical technician working in surgery.

like

I hope that this crisis forces us to drastically reconsider which specialties are the foundational support for our country's health

likesmart

Hi Fishes,

I am a Microsoft certified power bi developer with overall 12+ yrs of exp.
I am currently holding position of associate consultant and looking for a new change and new role.
I have excellent experience in healthcare, finance , retail domains.
Please let me know if there is anything suitable for me.

After John Oliver's statement on access to mental health services, I'm curious to see others' takes. Is our mental healthcare system broken? Is it inaccessible? With so many digital counseling services and the breaking down of -some- stigmas around mental health, I feel like we have done better. People just need to make the decision to seek help.

like
like

Maternity leave at BCG and McKinsey- do you need to be at the firm a certain amount of time to qualify? What are the benefits like? Is health insurance at BCG really free?
Thanks in advnace!

like

Looking for book recommendations to brush up on Revenue Cycle, general consulting skills/framework, or anything healthcare. Currently in EHR implementation and wanting supplemental info to help myself

like

How can I break into Medical Device Sales? RN with 8 years of experience and 2 of those being in leadership. Thanks!

like

IBM CIO or LTI.. Which is better for Business Analyst role.

IBM CIO : 20 LPA Data tribe work for Banglore
LTI : 18 LPA P&C Insurance domain for Pune.

Evaluating a lateral move from a boutique firm to PwC Strategy& as an associate (A3) aligned to the HIA vertical. Any insight on types of clients / projects? I would come in with health system experience and it seems like most of the existing posts/questions are payor related.

like

Hi Fishes,

Is it possible to continue the health insurence given my wipro, If i leave the organization?

Thanks in advance.

like

Any TAS looking for a new job? I’m looking for someone with healthcare recruiting experience to join my team!! I work with the best company ever. Comment below if you’re interested!

I have over seven years of experience, with five years in African public healthcare. I finished my MBA at a top school in the UK last year. How do I get into the healthcare technology space in the UK or US, and which companies should I focus on?

I’ve been switching between freelance and staff for 10 years. During that time, salaries have gone down, but freelance has gone up. With NYC laws now requiring healthcare, prompt payment, and (cont)

like

Beyond Klick, which healthcare agencies offer remote roles for creatives?

like

So about to be male 33. Unmarried and I am still trying but it’s hard. How do others navigate the dating market. I come from a half Indian and half Pakistani household and I have a small disability. So by the time people look at that it’s already a no. At times it feels like the items I had no control over are the ones that matter the most to people. Any advice ?

like

Hello all,
I am leaving EY on medical ground and asked for a waiver of notice period which got approved. Just wanted to know if my relieving letter will be stating any reason or will it be only the relieving date.

like

NWR, but anyone have tips for getting doctors appointments? Can’t even get a PCP. MGH isn’t accepting new patients and said to “check back later.” Can’t even get an appointment for a few months out. Looked at one medical but don’t know if I want to pay another $200 / year

like

Thank you so much for those that attended the live session on menopause. As promised please see Dr. Moreno’s recommendations below:

Resource on all things menopause and to find an NCMP provider:
menopause.org

Studies:
- https://jamanetwork.com/journals/jama/fullarticle/2653735

Books:
- The Cleveland Clinic Guide to Menopause by Holly Thacker, MD
- Estrogen Matters by Avrum Bluming, MD
- meditation apps: headspace, calm
- sexual health books: Lauren Streicher MD, 'Sex Rx, hormones, health, and your best sex ever;’ Emily Nagoski PhD 'Come as you are'

like

Can someone tell what sort of questions Zensurance ask for Insurance Analytics Manager? Zensurance

Additional Posts in Consulting

Hi All,
I received an offer from Deloitte. Is it Deloitte USI or Deloitte India ? Kindly help me. Tech: VMware 4YOE.

Post Photo
likefunny

How long is considered acceptable in interviews to build and present a framework? I usually take 3 - 3.5 minutes to build and 7-8 minutes to present but I’m getting feedback that this is too long. Is the expected length of time for these different between BCG and McKinsey? Thanks!

like

Hi Folks,

I have applied for Sr. Manager Full-Stack via the Walmart India career portal. Status is pending for 15 days. how much time does it take to process the CV?

I have also received a message on Linkedin from Walmart India HR recruiter for one of the opening Engineering Manager. I have submitted my CV to her via LinkedIn chat only. taking follow-up but she is also not responding for 1 week.

like

does growth / vc work closer to 60-65 hours on average? looking to switch out of consulting but not trying to 1.5x my hours

like

Hi Fishesh,
Can you please suggest what to do if you get an offer just before a day you are going to join another organisation with difference of 4 Lac amount. WLB balance will be not that much good in both the org and I am okay to that.

like

Hi Guys, need some suggestions.
Azure Data enginner, 7.7 yoe.
I got a offer from HCL for 22LPA.
Initially they said I am eligible for E2 band Lead position but in offer they have given E3 band technical specialist.

I felt for my experience E2 is perfect.
So if I join in E3 will there be more responsibility and work compared to E2 and should I ask the HR to change it?

like

What are ways to get more vacation time?

I’m feeling a little suffocated with the standard two weeks with all my family events this year.

Colleagues, looking to connect w/ female Partners/MDs who work in the advisory practice of a Big 4 acct. firm (Deloitte/EY/KPMG/PwC). I'm pursuing a doctoral degree and interested in learning about women's career paths toward partnership. If you, or someone you know, is passionate about women's advancement in the Big 4 and are open to sharing personal reflections on career trajectory, I'd be grateful to have your input shape the study. Entails a 1 hr zoom interview; all info will be anonymized.

like

Engineers in the SRE teams: what do you think of your work life balance? Do you feel like you can log off after work and have your evenings/weekends to yourself? For periods when you’re oncall, how disruptive does it tend to be during off hours, in your experience?

like

How much would you spend on an Airbnb for two nights for you and your two best friends to celebrate both of their birthdays? Ie if you were footing the whole bill for the place, how much would you spend?

likefunny

SE’s - how often do you get approached about new roles? And when do you know the “right” time to move on?

like

still not looking forward to returning to the office.

Post Photo
likefunny

I once saw you weren’t interested in titles. I thought that was refreshing since people are obsessed with the title climb. Do you have advice for when people we manage want promotions every year?

like

Accenture Accenture Interactive @accenturesong
Hello people.. can someone from Accenture or @Accenture interactive please share the bowl invite code for the bowl with me in dm please?

I got an offer but can't find much information here, I need to ask a few questions.

Thank you.

like

Looking into freelancing in-house for a huge brand though an external recruiter... Are rates always horrible in these cases? 😵

like

Which one is better in terms of pay and growth, Privilege Access Management or Data Scientist?

like

Anyone here took General Assembly’s part-time UX class? I am ad background, has less than a year ux experience ( mostly website wires + visual). GA vs. grad school in HCI, what do you recommend?

likehelpful

Hi Everyone,

I have a basic of 20 lpa currently, working as a band 30 - Sr Analyst at Amex. I feel I am significantly undercompensated. I was promoted this year in Feb and will be promoted to manager most likely next year. I wanted to understand from you guys if this is the right time for me to switch and get a good hike.
My total experience is close to 4 years. At Amex I have been for 2 years and 8 months.
Thanks

like

Additional Posts (overall)

Best local firm in ATL? Slalom? How are others (Jabian, SEI, etc) viewed in the local market?

like

Anybody ever get the Hilton honors call about 6 nights in Las Vegas for $199? Sounds sketch

like

ORD moved rideshare pick up to... help cabbies not totally go the way of the dinosaurs?

like

Ok - please don't ever say - "You're pretty good looking for a <insert ethnicity> guy/girl".. it is not a complement at all

like

Legalizing marijuana is on the ballot in my state this fall and I'm honestly more torn than I thought. I don't smoke but was all for it... but then I realized the stench of it would only get worse

like

I thought I was a Type A person, but the bench/holidays has taught me there's more to life than being 100% utilized and stressed out. New year, new priorities!

like

Do you put client names on your resumes?

like

Fucking crying baby on my plane. Why can't there be a families only airline

like

Accenture folks: is "business development senior manager" a client facing role or internal role? Got a feeler call from a useless recruiter, trying to see if it's worth my time

like

Weather delayed flight is ready to board earlier than planned, but we cannot board coz the crew is MIA. FML.

like

On the bench for two days = gym, pool, and orange crushes. Zero complaints. Never take these days for granted!

like

Just got a call that im on the bench. WHAT IS LIFE 😩😩😩 at least I can sleep a little 😐😔

like

Fellow Pdubs folks, Does the firm offer to reimburse coursera subscription ?

like

Are we in an investment bubble? Stocks and assets appear to have recovered from their March 2020 lows. Yet, we have super loose monetary policy and a shaky foundation still. Is it a bad time to invest?

like

Need political help. PPD from another area outside of my service line keeps asking me to do proposals for him (I’m an SC). The manager is abusive and keeps tanking my scatterplot. How do I tactfully..

like

How long might it take to learn Appian ot Pega from a non dev background? Is it worth it to learn? I'm considering a low code/no code platform to learn since I can't get an Anaplan job anywhere

like

Why aren't the names of countries spelled the way it is in English as they are in their native language, especially for the languages that use the English script? For example, why don't we in the English speaking world refer to Italy as Italia? Denmark as Danmark, Spain as Espanya, Norway as Norge, and so on.

Genuine question; looking to be educated.

likesmart

🐠 with facial hair: how do you groom it? Electric or regular razor (like Gillette)? Straight razor? What products/brands do you use?

like

My dream job has always been MBB but only got into tier 2. Not enjoying my current firm and know MBB has what I want. Worth it to chase for MBB down the line? Perhaps enter into industry first?

like

Miss me yet?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
Download Fishbowl to see what others are saying
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the Fishbowl app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy.

Already have an account? Log in

New to Fishbowl?

image with Fishbowl logo and arms reaching out for a handshake

Already have an account? Log in

By continuing you agree to Terms of Use and Privacy Policy.
Messaging rates may apply

For account settings, visit Fishbowl on Desktop Browser or

General

Legal