I am full stack java developer currently working with JP Morgan having offer from Citi pune as AVP in LOB credit risk and HSBC pune as senior consultant specialist in LOB security finance. The role offered to me in both is same as per my experience. Which organisation i should i consider to join having 9+ years of experience. Also HSBC is paying more than citi. HSBC is offering me more than citi. 1. Job security, increment and bonus in HSBC ? 2. Increment and bonus in Citi ?

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HSBC

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Hsbc has good culture and better wlb. But Citi as a client is a poison for all service based companies. So somewhat the internal culture will be more or less same

Hsbc for wlb

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What is the difference in consultant and engineer designation over thr?

Offered CTC, tech stack and designation for both? Then only people can help you better.

Does hsbc match if you have another slightly higher offer?

I would go for HSBC. Sounds like the better offer.

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