I have offer from Citi pune and HSBC pune which organisation i should i consider to join having 9+ years of experience. Also HSBC is paying more than citi.

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job security is better in citi as compared to HSBC

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Hsbs a big no

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Any specific reason for no to hsbc

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Wlb is better in hsbc i have worked with hsbc for 5 yrs
For citi appraisal is good than hsbc but no . Choose accordingly

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Its good. Appraisals are average. Wlb is also good

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What role and tech or domain will help in deciding

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I would go with HSBC then. You are a Java Full Stack person, so you should be inclined towards consultant analyst role. AVP in Citi is a designation but the functional role should be different. Unless there’s very strong reason to join Citi.

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WLB and bonus is better in HSBC when compared to Citi as far as I know...

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Citi because u get better ppl with better env.But yes If HSBC is paying more then u can choose

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Wlb is better in HSBC, I have cousins both in Citi and HSBC

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HSBC is better in wlb, Citi sucks and tech stack at Citi is also old so go for hsbc

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Go to HSBC it offers better wlb. If you are lucky you can get an on-site offer as well

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Citi

Any specific reason have you worked in any of these.

Never ever join Citi. Now there is no Job security in Citi as well. Thousands of employees got laid off recently at all the levels across global including Pune. There are 13K more to be laid off by 2026. WLB sucks in Citi across 99% BUs. I don't know anything about HSBC though but it will be better than Citi for sure based on the current situation.

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