I have offers from Mastercard and EXL Service (exl health) @ 10 YOE. With Mastercard I am getting Level 6 Lead Software Engineer at 41.5 LPA including variable, but I have to relocate. With Exl Service, I am getting D1, Assistant Vice President at 45 LPA, but the location is my hometown.
I am in Big Data stack in terms of Technology stack.
Can anyone please help decide which is a better offer to accept.

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Posting as :
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Does the Mastercard project actually use Big Data stack? Confirm that before making any decision, since they do use older tech stack. I can only speak for it - it's a great company with good culture, WLB, smart folks, people friendly policies .

Side note - Although relocating sucks, they do offer a hefty relocation allowance (at least 2.5L if relocating alone, 3.5L with family) and this amount is completely tax free for the employee with no receipts that need submission. Tax is borne by the company. This was the amount offered to me at Level 7, so you will probably get the same. They do offer a much higher relocation amount but I'm not sure whether that starts with what career level.

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Rags team ?

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?

Go with EXL. You can save more, invest more and you will be in your hometown.

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