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From my experience 9 times out of 10 your assessed value is going to be right around your offer, give or take some
1. Yes
2. Probably subjective on the seller. We just bought a home at $650k when ask was $675k. Home was completely renovated two years ago. Seller didn't counter to our initial offer of $650k, but the house was way overpriced. We still overpaid, but are happy with the purchase.