I hope the market crashes in the next 4 years so I could finally buy some hard assets. So sick of renting. (And I would feel the same if HRC was president)

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Timing the market is a fool's errand. Although I wish I had the money to buy in 2010

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That's not a very good.... shall we say... strategy OP

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I'm aiming at 2018 for a crash

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We're definitely in store for a crash ..I'd say 3-4 years. Literally have the same thinking. Switched my retirement contributions to cash, so I can capitalize on assets when it happens

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D3 and what if it doesn't?

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Doesn't this only help if you keep your savings in cash though?

@D1 I'm in cash

Lost compound interest

I'm still building my safety net (only second year out of school), so -in my mind- it's not too bad. Also, you can't get large returns without large risk, right ? That's how it works, and I REALLY doubt that missing out on the marginal 8% or so APY on my ~8k worth of 401k is going to hurt me too bad

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Sorry for the delay, was sick yesterday. And yes, when I say sick, I really mean hung over. Been a few years since that happened. Anyway, good luck. I personally don't see any plays this week.

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Anyone else getting sick of this ayn rand dystopian hell we’re living in?

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Can someone explain how it possibly makes sense to buy, purely from a financial perspective, in sf right now? I want to, but a 2b mortgage seems like it’s ~$5k in the areas I’m interested in whereas rent for a comparable unit is $2.9-3.5k/month. Have never lived here before so not sure if this is normal or not? Is the covid rental discount that extreme and prices are usually closer to the monthly mortgage amount?

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Does anyone still have a pension? How much?

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Any PE firms buy up mom and pop businesses or firms with valuations of the 10's of millions?

I am an AI consultant and have a data set of potential opportunities. I would like to partner with your firm.

Insurance, medical, restaurant, and others.

Obligatory financial info post. 1) size of firm, 2) billable requirements, 3) salary, 4) bonus, 5) quality of life, 6) debt, and and 7) family/married/single. Go!

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Wanting to switch from my corporate job to a remote job as medical virtual assistant. Any recommendations where to apply?

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Hello,
I graduated in June with a dual BSBA in healthcare management and humans resources management/organizational management. I have 12 years experience as a medical assistant. I'm having trouble finding my first job as a healthcare manager. After submitting so many applications and receiving so many rejection emails I've become frustrated. Any advice anyone can give is greatly appreciated.

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Curious about thoughts on on discount points (I think I’ve already read every article on Google). I am refinancing my personal residence (future rental) as well as a rental property. The mortgage brokers discourage me from spending a ton on points (rolled in, not up front). In some cases, it’s a 16 year break even. I get that’s a very long time to break even, but I have no intention of getting rid of the properties and doubt rates will drop much below current. Max breakeven point for you?

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Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

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Got married, bought a house, doing a major remodeling, planning to have a kid… safe to say that I am no longer on track with my FIRE journey 🥲

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Thoughts on renters insurance? My building doesn’t require it but companies like Lemonade offer decent prices. I’m wondering if it’s worth some peace of mind

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I'm sick and craving soup. DC 🐠 where to go? Downtown, DuPont/Logan circle and China Town areas? Thanks!!

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Help! We think our 2.5 yo is dealing with asthma and doctors won’t seem to do much. He’s always sick/terrible cough and poor guy can’t get sleep and is out of school a lot. anyone experience this?

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Hi I am wondering how long it would take to get established in the life insurance field just starting out. I am 28 working as a case manager for a government agency. Im currently making 91,000 and expecting another increase next January. Would I be able to replicate the same earnings in my first year? What is everyones thoughts?

In the 6 years of our married life me and my husband have always had differences.
One thing we stuck to was not to care about expenses like we saved together, spent together...my salary was his and vice versa...
I have differences with his side of the family...but recently I got to know that he has been buying crypto for his brother without my knowledge.
Mind it that his brother is very well off but for some reason he can't buy crypto himself since he is in India.
Knowing my husband...contd...

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I don’t have Wi-Fi on my name it’s on my husband name .. he works in different form .Can I reimburse my wife bills ??

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I keep getting contract offers on LinkedIn (think self-employed consultant). The rates seem really good ($120-$150/hr). I have around 5 years exp and a CISSP. I’m highly considering leaving big4 to become a contractor/self-employed consultant. From a risk perspective I’m young and have no kids and low debt.
Anyone did it? Any feedback?

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I can gift gold status on Delta with my platinum status. Anyone have a similar benefit they want to do a trade?

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What tips would you give a young professional who plans to *start* a family in the next five years?

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Sales leaders are hypocrites.

The same sale leaders that push their reps to find out why they were ghosted are the same leaders that ghost other salespeople.

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Am I the only one who doesn’t kiss on the first date? I just gone on a date and I can tell this person wanted to kiss me but I just don’t have the spark. It usually never happens for me on the first date for me… but that doesn’t mean I didn’t like the person.

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I have just moved in to Germany and left my earlier position in Accenture. I am trying to figure out my career options as a freelance developer. Any suggestions would be highly appreciated.

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What kind of questions are asked in tech interviews around respect? I’ve done a Google but haven’t found much.

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Any advice for someone trying to break into experience design from senior designers?
Is a couple solo projects enough on your portfolio to get your first job if you have no prior experience? What's your favorite thing about your job and how long have you been doing it?

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Can someonoe explain to me how an oil pipeline got hacked? Pls be kind, I'm not a tech role :P

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Say you're hiring for a Communications Specialist. What questions would you ask candidates in an interview?

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Apartment building recs near LoDo/RiNo in Denver?

We are at a level where by making 5% returns on our net-worth we can sustain our current lifestyle.

What should this mean from a lifestyle perspective? Keep it the same (but then why work), step/up a notch (but once you increase you cant go back), or make one off splurges as excess cash accumulates? How do others things about it?

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Just watched Anelka on netflix. Would definitely recommend

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I've been creeping for some time and I'm excited to officially join the club! Have had my eye on the 79220 or 79230 for awhile and the more research I did the more I fell in love with the rose and smiley face on the dial of the 79220. The expensive hobby begins...

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If anyone is interested in taking a summer trip to Myrtle Beach from 7/29-8/5, I am renting out my timeshare with Marriott's OceanWatch Villas at Grande Dunes. This resort is right on the beach and offers many fun activities for the whole family! The two-bed, two-bath condo has a fully furnished kitchen and can fit up to 8 people. I am ideally looking for someone to rent it out for the entire week for about 3K total. Message me for more information!

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Please suggest me an good offline class PSM (Professional Scrum Master) institute in Chennai or Bangalore.

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Thoughts on Angelo Gordon( comp. Culture)

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Looking for to change jobs. Let me know if people can do referrals

Good maternity clothes for work???

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Photo of the day

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Additional Posts in Consulting

Can you pay for Invisalign with your HSA?

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Received offer other big4 who expect to hear from me this week. Would take it but waiting on hedge fund industry offer with good chance in next 2 weeks. Assuming I can’t stall, how do I play this?

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In talks and curious to find out more about EY FSO. Any info?

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Is a Principal is BCG same as an Engagement Manager at McKinsey?

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Carol Baskin, amarite!?

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Anyone else press and hold the laughing reaction a few seconds longer to see the little guy laughing some more. It’s the little things in life sometimes.

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Anyone know of any cheap online bank that has no or low fees? I need a business bank account for my LLC that has no money. I’ll probably seed the account with between $500 to $1000, but that’s it. Most banks will charge me a $15 a month if the balance is less than $5000.

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What are acceptable ride/taxi services including personal cab services like Blacklane for associate? Does the rate apply from your home office to the airport or I can expense from my actual house?

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What’s everyone’s opinion on Pariveda Solutions?

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Anyone from Accenture recruiting in the Salesforce practice?

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Hours real talk. I've always been very "bill what I work" so that means light weeks I'm destroying my own utilization/billing initiatives instead. Meanwhile peers bill 40-45 regardless. Am I an idiot?

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I feel lost after 3 years of IT assessment and system selections (management consulting). I’ve developed soft skills but I’m not sure how this translates to industry if I were to look for a job (aside from business analyst or project manager). I’m not sure how to explain the value of this experience to prospective employers. Let me know your thoughts.. thanks

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OTS is growing rapidly and leadership has asked us SMs to assist with recruiting. One of our needs is for cybersecurity and data privacy consultants interested in M&A e.g. CISSP, CISA, CIPP, CIPM, etc

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Does anyone know what brand of pillows Sheraton use?? I want me some of that!

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Assume direct war with Russia over Ukraine in a few months. How will our lives change? I think Russia will find a way to bring the fight here - cyber attacks, etc

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Feeling reaaalllyy realllyyy sleepy at client site..

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has anyone extended a future leave to a personal leave before at acn?

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After a year using my home office setup, especially the 27 inch monitor, how can I ever go back to the traveling life with tiny laptop screen? 😔

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