I joined EY GDS in Feb,2022 as a Senior with CTC 24lpa.

I am surprised to see the Term Life Insurance offered by company is just 40lpa.

Especially in the pandemic times. This is really very less. I had offers from most of the Indian service based companies and their life insurance policies were touching around 1cr or 3times CTC with no upper limits. EY

likeuplifting
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Company Insurance is the last thing that you should complain about or even compare across companies. The differential insured value you talk about is 50 lakhs of insurance amount. Any insurance company will give a term premium of 50L for 6-7k per annum.

likesmart

I already have an outside life insurance buddy.

But why should I not compare?

It's always comforting to know that your company values your life.

like

But in other companies insurance premium is also included in your CTC.

It's not good. You can add top up for medical insurance not sure anything available for term insurance. It's better to go with Term insurance outside.

which Technology ? and YOE please?

Doesn’t matter , term life insurance is for all employees irrespective of the tech or year of experience ☺️

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