I just got approved for my second CC and it has a limit of $18,000. The credit card is with Navy Federal and it’s the cash rewards card that yields 1.75% cash back on all purchases. Can anyone give any tips or ideas as to what I can do with this? I was thinking to purchase an existing business that is already generating income. Thoughts?

The total crypto market volume over the last 24 hours is $48.32B, which makes a 7.31% decrease. The total volume in DeFi is currently $2.39B, 4.94% of the total crypto market 24-hour volume. The volume of all stable coins is now $45.34B, which is 93.84% of the total crypto market 24-hour volume.

I made 100k in cryptos that I want to put into safer assets. Suggestions on my options?

New to US investment. Please assess and let me know if I am doing anything wrong or should I do anything different. Invested $25k and now it is around $21k. This is my personal brokerage distribution:
ITOT: 5, QQQ: 27, VOO: 14, VTI: 38

I've never thought much of these things, but I guess time has made me more paranoid. What do you think of this kind of conspiracy that says the powerful orchestrate war and conflicts to maintain their wealth in the gun industry?

Any intel how to apply H4 visa within US?
The DS160 is not giving an option to select US as location.

I have enough to pay off my student loans and credit cards. Should I do it or should I save it as an emergency fund right now given the economy?

I'm a SWE from Italy. Love my country but salary and taxes here are outrageous. Got 2yrs experience in fullstack and data science, 2masters, a peer reviewed paper and outperform all my peers for 24k€ a year.
I'm thinkin about landing a remote SWE job (leetcoding and building a portfolio this summer).
Have you got some advice? Is it possible to work for US remotely without visa? What other countries pay well? Is it possible to land a 100k$+ with this kind of experience and working from Italy?

If my parents gift me more then 15k, is there a form I need to file? I know they will need to file 709, assuming the gift is >30k. Do I need to file for receiving 30k?

I have 170K AMEX points and I want to use them for a trip to europe. How would you maxime their value? Buy flights on amex? Transfer to airline partners, get lodging, or something else?

I’m wondering if it’s best to have both 401k and IRA? Do most people? Why / why not?

Indian 🐠: which travel insurance is good for couple of months in USA? Must have hassle free claim procedure

Sheraton now charged my personal card AGAIN TWO WEEKS IN A ROW. I didn't even give them that card WTF. How many points should I ask for? Didn't ask for any last time as I let it slide but now?!

Any market considerations before refinancing my student loan with current rates? They’re giving me a .75-1% drop.

It’s worth it to refinance at this rate to save paying $1000 of interest albeit credit gets hurt. My only concern is missing out on inevitable lower rates forthcoming.

Mega backdoor question - I wanted to take advantage of this while it still existed so I contributed to after tax 401k the last few paychecks. Is the correct process to do a withdrawal/rollover directly to my Roth IRA account? It seems like I can do a direct deposit from the 401k but it is asking if this is a checking or savings account which seems wrong.

What is a good credit card to get for travelling benefits? (I’m in Australia if that makes any difference)

New here , suppose I sell stocks on Robinhood- how do we pay taxes on the profit we earned?

What’s happening to PayPal stock? Should I buy it at $200?

Need to find ways to cut our dept budget by 10%. Curious to see where we can look to find those savings? Thank you!

Who’s headed to Dreamforce? Anything you’re especially excited to see/do?

What is EY-Parthenon’s market position in the region? How are they viewed by competition?

Good Evening Everyone! I have just recently been honorably discharged from the United States Marine Corps and I am returning to finish my Bachelors Degree at Morehouse College here in Atlanta. I am in dire need of a new entry level corporate position to help offset living and educational costs. If anyone can fellowship or assist in any way it would be greatly appreciated!

I had cleared all the rounds in S&P and had salary discussion 1.5 month back. The HR is always saying the management is on leave and will soon get the approval and release offer. Today she shas asked for one more week to release the offer. Should I wait for it or move on. Are they waiting for some other candidate to join before rejecting me at last moment. Only 10 days of my LWD are left.

Everyone! One of my friends company is looking for Product Support Engineer - Fulltime
Experience with Outbound Contact Center and experience in deploying to cloud platforms. Please DM me so that we can discuss some send you JD.

Hello All, one of my friend got selected in KPMG global services and he has approx 7 years of experience in MSBI ..what will be the max offer he can ask ?

What are people’s thoughts/feelings on the out-of-office/auto-reply when an atty’s attention is focused on one matter (I.e. “I’m in a full day hearing, so my response will be delayed”). My initial reaction was: you’re not really out. You’re still doing your job, your job at the time just happens to be exclusively one case.

Advice needed on handing in notice, I recently signed an offer letter and understand the screening process takes 4-6 weeks. I have a month's notice period and have agreed a preliminary start date in Feb.

I was planning on not handing my notice in until the checks had been completed so its all secured (not that I think I will fail any checks), but apparently I need a reference from my current employer not previous ones. Can't really do this without handing in notice can I?

If anyone can refer me in ZS Associates or Deloitte ?

I am looking for a switch having 3.5 YOE.

Hi All,

I am currently working in Accenture Mumbai location.

I have more than 10 years of experience in P2P, account payable, reconciliation. Looking for change.

I have good experience in VBA and handling team here.

Please let me know if anyone have suitable openings.

Thanks in advance

I am planning to visit Philly on weekend of 4/16, any F wants to show me around ? I am into food, drinks and historic sites. 33 M

What are your top 3 neighborhoods/bars to meet other singles out? 28M on the north side currently.

I have colleagues interested in helping with any ITGC/SOX/Year-End Testing part-time through the end of busy season. Any suggestions on where they should go, look, or who to talk to?

Anyone working as an employment defense attorney in Kansas City and willing to share your experience with me? I'm thinking about making the switch from plaintiff to defense and trying to decide if I want to, and if I do, what firm to go to.

Does anyone have resources to share for the BCG Pymetrics test? Would greatly appreciate it!! Also any other tips or tricks you have 🙂

If my McK coach isn’t being responsive, is there a way to get someone else? McKinsey & Company

MBB interview tomorrow. What are your tips for building rapport through video interviews? Got dinged at another MBB a month ago and felt that the reason is that it is hard to truly connect with the interviewers (both were browsing email / doing work at some point)

Case fatigue is real. I love doing cases but starting to think I’m overdoing it.

Is there such thing as garden leave when moving between the MBBs? As in due to potential conflict of interest, you're not allowed to work for a competitor for x months after you terminate contract with existing employer? Does it only apply to senior levels (partner and above)

Ok so which of you two McKinsey folks messed up your Microsoft interview recently? Hiring manager told me during my interview “Interviewed two McK folks yesterday who were super intelligent but can’t hold a conversation to save their lives” 😂

Completed R1 with BCG last Friday for PL, but haven’t heard back yet. What’s the typical timeline like to hear back?

Anyone who’s gotten MCK offers willing to practice PEI with me?

Can someone post the McKinsey new hire slack group that was made?

What does sponsor at Mck mean? How is it different from mentor and PD manager? Joining in a couple of months and keen to understand the different roles.

Are McK power round interviews conducted via video? I was just attended a webminar prep session, and they mentioned that these might only be audio calls, which seems a bit odd.

BCGers, can you clarify how flight booking works? I'm curious if there is a way to earn United PQPs (from fare spend) when booking with the corporate card.

What’s the difference between BA and consulting?

looking to apply to a northeast mckinsey office. anyone know who the head of northeast recruiting is? went to school in another region and have since relocated. had some specific questions related to office/region and could not find anything online

Best MBB firm for healthcare work (provider side)?
And for healthcare exit ops?

McKinsey 🐠 - does getting a referral actually move the needle in the application process?

McKinsey: what is internal perception/reputation of your different practices? For instance, corporate finance practice is the most sought after but yields ~80 hour weeks, M&S practice is the most collegial, etc.

Although I’m not even sure whether those are ways in which practices are internally perceived/discussed, I’m still curious!

I finished McK power round 30 mins ago. When can I expect the results ? lol

Which of the MBBs is dropping hammers for cost cutting/layoffs at in big tech? Bain at Meta? McKinsey at Intel?