I know no one here has a crystal ball, so not asking you to predict the future 😅 But what’s the rational for buying into an S&P500 ETF now vs. waiting post election result? Any thoughts appreciated! Thanks!

Moving to the city and considering one of the Reside properties in lakeview or Lincoln park! If you’re at a Reside, do you recommend?

SD rent prices are just about the same as SF right now. It’s blowing my mind.

How much do you currently save every month?

How much are you aiming to save by 25,30,35 and 40?

Thank you for your responses!

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Offer evaluation- intuitive Surgical - Finance manager-Location - Bay Area. Base - 155k sign on - 15k. Stock 165k

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

CA taxes - if I had an entity go from a LLC to LP in June 2021 do I need to file form 568 through June and then 565 for rest of year OR can I just do 565 for whole year

Is it possible to make a million in any sales position? I see so many classes and books on how to be a millionaire by selling. Seems like BS.

Anyone looking for a short-term NYC executive/corporate rental? Midtown Manhattan (available 1-4 months). Home office, fully furnished, 1bd/2ba, daily housekeeping.

Any insight on maranon capital? Anything is helpful

What are your theories on why the rental market is so crazy right now?

I have a chance to take an international job opportunity but at the cost of lower pay (due to localized pay band).

Everything else checked the box (career development, good coworkers etc.), but finances concern me with future retirement, inescapable US taxes

What would you do in this situation?

Is there an easy/efficient way to figure out how much you've contributed to vs earned in your Roth accounts? I started contributing >20 years ago to my employer's Roth 401k and have rolled it over to a Roth IRA and moved it between multiple custodians, e.g. Fidelity, Vanguard, UBS, Personal Capital, etc. It is unclear to me how much I contributed vs how much I earned by investing it.

The purpose of doing this is I want to use $10K of it, but want to prove that the $10K is from my contribution.

Hi Fishes,
My CTC is 13.5 and I'd be paying around 1-1.3L tax under old regime..
Please suggest/tip me how I can reduce this tax further..

All views are welcome.

1 thing college didn’t teach me was how to do my taxes. I moved to NY in June to freelance (1099) no other contract. Do I pay quarterly? How do I pay state/federal? Any help or resources appreciated!

I can’t believe I sold my NIO positions after holding for several months right on time at $53 this morning. What is a good price range to buy some positions back? Any thoughts? Thanks!

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

I’m putting my money into VT instead of VTI VXUS bc I really really don’t want to rebalance and want to be hands off. I did research on the tradeoff which was miniscule depending on what the individual wants.

I’m still concerned I’m making a mistake in terms of reaching FIRE even though I max everything I can. Thoughts?
Serious answers only please. I’m just 1 full year into this after some sporadic investments earlier in VTI and VOO. TIA

I encourage all moms to be and dads to be on this bowl to ask any questions related to pregnancy. From general pregnancy questions to thrombosed hemmroids and anything else in between. Nothing is off topic as it relates to pregnancy. The community is here to support you as the woman during pregnancy and you as the man who may be concerned about your wife.

I have really fine hair and have been using a mayo and egg mask very two weeks. That and using a some hair oil from CulturedTresses has really thickened my hair. Is every two weeks too much protein?

How can i grow my career in sap apo

About to take on new responsibilities during a transition and ask for promotion. Currently make $120k as AD. I want to get closer to $150k which I know others make. Is that reasonable or am I crazy?

I have a baby of 15 months. She is very introvert and start crying if any of friends comes to visit. Can any one suggest things what I can do to make my baby extroverted?

Hi! Has anyone here heard of, or worked at, KERN? What are your impressions of the company and its reputation?

What will be the inhand salary for 17 lpa in hcl?

Graduated fordham law in 2011, worked at a few biglaw firms (including a v10) since graduating, now going in house. How do I get an adjunct gig at fordham?

How should a future CM looking for their first job build their resume?

How is interview process at Mercedes benz. I am java Fsd developer with 3.5 years of experience. I have interview for same domain. What can I expect in interview.

Do recommenders need to submit their letters prior to the round deadline? Or once I submit my application, do they receive a link to submit? Confused on how it works.

When you think about “titans of industry” who do you think about and why?

Hello folks,

Does anyone here know about John Deere, India Datascience Unit ??

Hi fishes

Actually there is one management group based in kolkata. They are offering me vendership for call center executive. But they are asking initial 1k per candidates for the insurance purposes. Insurance for assets they are providing like Mobile etc .

But I didn't connected with them via linkdin only. Can I trust them or they might be the fake one. I'm in very big confusion guys. I needed your suggestions.

Thanks in advance

Moving from NC to Denver/Boulder area in June. Looking for account coordinator roles - currently an event/catering coordinator for an agency.
Any suggestions on how to make the transition? Thank you

Anyone know anything about McKinsey’s RPA practice?

Thoughts on Webull investing app? Saw an ad saying they give two free stocks for new accounts.

Is there a good book to teach kids, teens and even college students about personal finance or should i write one?!

Have 200k saved up and interested in buying a 3 bed/1 bath for 270k. Family will be able to cover the mortgage. Should I cough up and buy?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Good time to get into cybersecurity stocks or wait still? Seems the rotation has ways to go still

Need advice: I have 53k in student loans, about 24K MV in etfs and stock as of today, and with my new job, I can now pay off 2K per month in SL.

Should I pay off 2K/ month and be done with loans in 2.5 yrs resulting in a higher cash reserve or Liquidate all of my investments in September + 2K/month and be done with loans by Dec 2021? ( yes i have 6 month emergency fund/401k)

Thanks in advance

Anyone own property near the beach in Virginia? Any pointers on where to start?

SOS. Wracked up a ton of credit card charges last month. Have three credit cards. One is fully paid off. One I can make the min payment. The last is Amex gold and I can’t pay it all down. What to do?

Thoughts on IBM? Earnings were mixed, kind of a flat to poor outlook but it’s pulling back big now, is there upside with big blue?

If you were to recommend only one finance book (for a beginner) what would it be?

Hi Fishes, my mom is in an annuity that she doesn’t understand.. it’s pretty complicated and I don’t understand either. The annuity is highly rated but she feels it’s not performing the way her advisor said it would. Is there any kind of 3rd party services that review a portfolio and can explain it? She’s looking for someone not trying to sell their services. Not sure if this exists outside of meeting with another financial advisor..

Have 50k to invest. What mutual funds/ETF would you advise? Thinking vanguard. Don’t need this money in the near term, so open to taking some risks.

Early-mid 20 somethings w 120k+ in savings. Please explain how.

Age. Income. Savings. Debt. Other nuances (streams of income, inheritances, millionaire aunt, early bitcoin investor, free school..)

Thoughts on buying TSLA rn??

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

I don’t have a finance background and recently started investing in stocks and mutual funds (around 5K usd). I want to ramp up my investments but not sure how and where. Any recommendations for any books/subscriptions/blogs that can help me?

Today's gains are great, but a little scary for the possible st pull back to come.

Currently in NYC without a car but moving to Boston in August and will need to get one. I was always thinking about buying a 10-15k car but since used cars are so expensive, wondering if I should just lease a car and then buy it at the end of the lease. Thoughts?

I'm so confused on what to buy. Good time to buy gold?

What is the best method to save up for a down payment on a home? Wife and I are looking to buy in next couple of years but we don’t really have a nest egg for a down payment (been aggressive on remaining student loans and maxing out 401k). We anticipate we will need a down payment of about 400-500k. What is the best way accumulate that - in a savings account, low yield bonds, conservative ETFs, etc?