$130k is not enough to cover living expenses for me and my wife in N. Va. We always overspend by around $300 every month. We are doing this thing where we live on my income (the 130k) and save all the money my wife makes, because I was naive enough to think I made a lot of money. I feel like we are relatively frugal, so I was surprised to find that $130k was not enough for two people. Just wanted to share. Thoughts?
I’ve been maxing out my traditional 401k, Roth IRA, and HSA for 3 years now. Should I be looking into Roth 401k contributions? I know strategies vary but want to make sure I’m doing something obviously foolish.
Career advice? Have 10-15 years of experience. Credentialed actuary and first half of my career was pension consulting, since then have broadened to multiple areas of HR/Comp/Benefits. Testing the waters with some applications at both consulting firms and switching in house. First interview for director of total rewards was waste of time due to pay only being half of what I expected. What other groups/roles are out there I should be looking at? Would M&A HR due diligence have zero WLB? Thanks!
Fiscally-responsible ladies: What % of my salary should I be contributing to my 401k? (More info below)
I'm sure this has been asked before, but what are your go to ETFs for a Roth IRA account? Is splitting 50/50 VTI and VOO a fine idea? Or add in a few other ETFs by sector? Maxing out my 401K already, but employer only gives one option so haven't had to think much about this. Individual brokerage focuses mostly on VFIAX, VGT, and a select few individual stocks.
I need thoughts and advice on being an “aging” female tech leader. I’m only 58 but am feeling like I am being set aside by the good ole boys club at my current firm. Part of me wants to say “whatever” and coast until I retire (I never have coasted in my career). Another part of me says “keep fighting”. Anyone else experiencing this and how did you deal with it?
I’m 22 and I make $70k a year. No student loans, no CC debt, and I max out my Roth, 401k, and HSA. Do I deserve to spend $2k on a handbag or is that just silly because 1) who do I think I am to buy such an expensive handbag in my tax bracket and 2) The rest of my closet is mostly h&m and zara so I’m thinking the handbag would look mismatched to how “lux” the rest of my clothes/shoes look. Oh and I drive a beater! Ive alwaysloved nice handbags since I was young but I don’t feel like I deserve it.
Assuming you’re already maxing pre tax 401k, how much do you roll over into a Roth IRA a year vs. traditional brokerage? (Ignore $6k threshold since it would be through backdoor)
I’m a 28F who is barely getting into investing. It’s frustrating that it took this long but as a first gen college grad, my parents didn’t know anything about this stuff until very recently, so naturally I was never taught about it. It’s crazy to see people younger than me with all this knowledge on saving and investing. How did you learn so much at such a young age? Any advice for someone like me who is starting out so late in the game?
Any international 🐠 have experience moving from the US to abroad? My H1B got denied and now I don't know what to do with my US bank accounts, Roth IRA, 401k, etc.
What's a car that says a person isn't rich but clearly contributes to their 401k and has an emergency fund so they probably live comfortably. I'm car searching.
34k liquid, 55k outstanding student loan, 21k across investments (401k and brokerage accounts) - was thinking of buying and putting 30k down in Chicago. Thoughts ? Am I better off renting and saving more?
Hi. I am 23 living in the Bay Area and my comp is $70k but I live with my parents so am able to save and max out my Roth 401k and Roth IRA. How would you suggest investing what’s leftover?
Has anyone taken the EY Pension lump sum distribution right after the 3 year vesting? What would that estimate be assuming a 100k/year salary and leaving EY after 3 years. Pros/cons lump sum.
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Beyond 2 lines the text in each post card is cut off. I wonder how many lines in the comment section?
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Started in DC, caught NYC flight, put on hold midair, sent back to DC, can't land cause 'can't find airstrip', low on fuel, 'let's try diff airport', land further south than when you woke up...#delta
Anyone tried flipping a house as a side venture/investment? I’m very interested and can use some tips. All cash or did you take out a loan? General timeframe from purchase to sale? Taxes? Contractors?
When the client sponsor asks you to move today's meeting to tomorrow. I was supposed to fly home in 3 hours. 😞
Just a Wednesday rant: I turned 40 yesterday and realized I've wasted the prime of my life in consulting. I neglected fam, friends and my own emotional & spiritual needs owing to the adrenaline and stress of this space, and corporate tech in North America in general. The realization hit me like a ton of bricks. I'm going to exit to something super low-key so I can finally start making some memories. Rant over. Thank you for reading.
Standards for pre check must be dropping or the consumer price index is rising.. The 1% of travel feels like a distant memory
Question: how many of you guys have hooked up with people at work? And if so, how many and what happened?
Stereotypical first class passenger asks me if I am in the right seat and proceeds to shove his ticket with A4 on it in my face. I said, "Congrats you made it to the right gate. Have fun in the back."
Accenture folks: where does the position "Junior Project Manager" rank in the hierarchy? Follow up question: what does the hierarchy look like?
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