Been hell of a year so far. Sort of bittersweet. Lost my job a few months back. Laid off the first time. But my net worth is all time high. And not only that, this has been the fastest increase. 401k up 40% this year. Personal brokerage up 40%. And just refinanced at 2.5. Not sure whether to be sad or happy. Guess will go with happy for now.
I have ~$52K in my 401K. How does that compare with others? I’m almost 27 and have been thinking more and more about withdrawing some to pay off college debt.
How much house can I afford? Single, I make 136, putting 19.5 into 401k, 6 into Roth, another 10 into stocks, and 2 into crypto/ year. Have savings of 35k and will use my bonus of 20k as well for down payment. decent properties in areas I would consider living start north of 325k. Am I better off waiting and saving more for a bigger down payment, just going for it, or lowering my expectations?
Any ex-EY folks here who did withdraw the pension money? If yes what age were you and how much did they offer?
Can someone explain why they buy EFTs over index funds? A couple years ago I switched my 401k from target date to index funds? Does it make sense to eventually switch those to EFTs? If so, what's the strategy on when to switch?
My benefits page shows that the before tax contribution and Roth 401k contribution can both be matched by my company (up to 6%) which do I choose ? I thought Roth wasn't matched?
Do any other firms offer pension like EY does? And what are the terms? I know EY recently changed the retirement plan but we are still fully vested after 5 years
Looking for some advice. Currently contributing 10% to 401k and maxing out Roth IRA, and remainder of savings (usually $800-$1200 per month) putting in a HYSA for a down payment on a house. Hoping to buy in 2-3 years once we (partner & I) have a sizable down payment. Should I continue to put all my non-retirement savings in an HYSA for a downpayment or should I also contribute to my brokerage and invest to grow wealth? (24yo, $85k)
Actually spent all of my per diem today and am feeling shitty about it. Normally, I have enough left to essentially eat free over the weekend!
Folks, recently moved to an employer who doesn't offer 401k match and I am considering a traditional IRA to rollover my ~75k 401k funds. Any bank recommendations which offers the best fee/rate compared to the benefits ? Potentially some level of wealth mgmt for a smaller fee compared to the $25 + expense ratios with fidelity??
Why can’t I view the Cost Basis for 401k retirement account? Doesn’t make sense why it’s not an option like it is for brokerage accounts
Capgemini 🐠- are you at actuals or fixed per diem? Also is usage of corp card mandated and audited?
Has anyone filed taxes after a 401k/IRA withdrawal under the CARES act? Seems like Turbo tax does not accommodate the change yet, so I'm wondering how ppl have done it (if they have so far)?
Hey folks. I’m resigning from my first job out of college this week. Any tips on things that I should put in my checklist? Save payslips, take advantage of benefits, in-person with EM and Partner, then email to them and HR? Best practices in navigation this would be appreciated!
For people here making less than 100K who max out their 401K / HSA, can I have a conversation with you about your taxes paid ? Is it significantly less or is your take home significantly less ? Trying to assess the financial impact to my take home if I max out my 401K. Ty!
My mom is going through a very bad situation with her previous employer who is not paying her her correct retirement benefits after screwing up their paperwork. She worked for a school district for about 15 years. She has a case but she is afraid it’s not high value enough to attract the attention of the attorney. School district is now ghosting her. If anyone has advice or interest, please let me know, thanks so much
Can vision insurance only be added during open enrollment, similar to regular health insurance? Is vision worth it?
Got to HKG early. Between priority pass, Amex plat, and Star Alliance Gold I have seven lounges to visit. #firstworldproblems, #fifthbowlofnoodles, #unitedclubsucks, #alltheintangibles
What's y'all's best way to get from LGA to Manhattan (Times Sq specifically)? For work, but I've heard lga is a shit show to leave. I guess any tips from TS to JFK as well, flying out from there.
Does anybody know how HSA benefits work with unmarried domestic partners? We are on same health plan but it’s unclear whether hsa is tax advantaged or not for my partner. Online info is very unclear as well.
Which project management tools would you recommend to keep track of multiple different work streams and action items across 8-10 ongoing projects? I don’t want to use this collaboratively with other stakeholders but mainly for me to track as the PM. Are there any tools except “Planner” that can be used with MS Teams? Thank you @
I got an offer from Fujitsu for 22 LPA without much of negotiation. They said they don't have variable in their CTC. Am I missing something here? This has shocked me. The role is for an Architect for SAP warehousing Domain. YOE: 5 years.
Need some advice! I’ve been in a serious relationship for a year. I grew up in a traditional south Asian family where no one discussed relationships. My older sister never introduced any of her boyfriends when she dated them either. But when my parent got divorced, my mom became way more open minded about things. So I want to tell her about my boyfriend. I’m still kind of nervous though. Anyone gone through something similar/any tips to navigate the conversation? Going to see her later today.
I just cannot get pregnant, I can’t do it. Why ruin my body when my partner won’t have to do anything? Women in my family dont have a history of snapping back😭
Hi, I'm a fresher placed at EY. I willl be onboarding this month. I've head a lot about the bad work culture + the pay is minimum. I'm looking for reasons to stay, please help.
Any female partners/MDs here? How did you overcome gender obstacles? Any advice to those of us who aspire to get there one day?
Curious to hear real examples. Have you/ coworkers faced discrimination in subtle OR outward manners based on gender, being LGBT? How does this affect your voice/ ability to perform to your fullest?
This is my little furball Sheero. He always used to chase me with his Little feat, wagging his little tail all around the house. Whenever I used to be busy on my laptop with work, he just used to sit on my lap and sleep like a peaceful baby. He was such a good puppy. He is now resting with angles up in the heaven and I miss him a lot ❤️.
Anyone here do a pre-MBA internship?
was the team just lazy? age targeting and a blacklist is not digital rocket surgery... https://www.dailymail.co.uk/health/article-7996571/Massachusetts-sues-Juul-e-cigarette-marketing-tactics.html
Any zoom meeting users ? Recently it has been restricting sharing the whole desktop and allowing only one app at a time. Also, putting participants in the lobby by default. Anyone else saw this?
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