I make 70k CAD and want to get started on my FIRE journey. Any tips? I don’t have a lot of savings and I have only just started. Pretty scared seeing the housing prices 😢

FB fam, I used to work in US and I need to file taxes. Has anyone been in this situation? Filing taxes from abroad? Can't use turbotax cause I no longer have US address.

Any recommendations on where to get taxes done in Chicago? Used EY last year through Accenture but don't qualify this year. Thanks for any help!

What do you like about Philly? I’ll start - affordable housing

No judgement please... my life kind of fell apart a few years ago and I let a credit card go to collections in 2018. Owed about $5,600 on it. I’ve been avoiding it & just found a piece of mail (cont)

Can you negotiate rent? 😅

Just curious, as an A&A, how much money do you actually save / invest vs. spend? I find it difficult to save up tbh. Does it get easier once you move up or your spending just catches up with your pay

Anyone who left HCL me what to fill in current PF trust/RPFC for withdrawing PF

I've got $130k should I put it in index funds or bitcoin?

Mega backdoor question - I wanted to take advantage of this while it still existed so I contributed to after tax 401k the last few paychecks. Is the correct process to do a withdrawal/rollover directly to my Roth IRA account? It seems like I can do a direct deposit from the 401k but it is asking if this is a checking or savings account which seems wrong.

Hi fishes, I am searching for 1BHK near IBC tech park for family Any recommendations?

Does anyone have a financial advisor they recommend? So far I just throw everything extra into a mutual fund but I know this isn’t the smartest way. Looking for someone who can deal with the independence restrictions and help me make smarter decisions (or just do it for me)

For my new apartment I have the option to pay rent on credit card but it comes with a 2.95% transaction fee. Does anyone know of a card with cash back at more than 2.95% to make it worth while to pay with a credit card?

How exactly does house flipping work?

How do you like the Delta SkyMiles® Reserve Business American Express Card? Have business Amex platinum but need another credit card for my other business. I want travel perks. This one has the MQM. Referral link anyone?

Recession aa gya bhaiyo

Looking at this W4 to adjust my withholding DOWN since my wife and I always get more back on our tax return than we want and would rather have the money now. I only see sections that will INCREASE my withholding? What am I missing? Is adjusting withholding down not an option? FYI I don’t work in this area so let’s keep the insults to a minimum lol.

Suggestions on the best ETFs to invest in / how to choose them?

I have an allocation for three Harlan estate 2014 that I forgot about sitting at the vineyard. Anyone want to take it off my hands? They send fedex two day straight from Harlan so you won’t need to worry about provenance. Perfect for the upcoming holidays. They sell only off their mailing list. DM for offer on one or all three.

Please share if you know any good PG for men nearby Walmart Bangalore IDC.

Any tips on how to give a subtle message to guys hitting on me at work that I am just not into "that"? 🤦‍♀️

Any guys in Jersey or the Philly area? 27 year old single black male here. I’m open to chatting and make new friends! 🙂

What engineering fields have the most opportunity for someone who wants to travel as part of their job?

Is Yelp a good way to validate restaurants in NYC?

Anyone aware of the base salary for a Business Ops Manager II - Chase Auto - Lease to Loan ??? (chase bank)

Imagine if you’re a manager of a team and you come on here and read a not-so-positive post and you go, “what an a$$h0l3,” but it’s about you…lol.

Does anyone else feel bad when the firm sells risk assurance as consulting to students?😂😭

Hi All,
Does SAP Labs provide permanent WFH?

A coworker of mine briefly mentioned that it’s the absolute size of short positions that matters, opposed to the relative size. Was she right?

What’s the fastest way to get up to speed on technicals for B of A?

Of the boutique / middle market banks, what coverage groups are the strongest / have the best reputation? Looking at the likes of Evercore, Moelis, William Blair, Piper, PJT, Lioncoln, Harris Williams…

I’m a new analyst at an IB group. I’ve felt that I’ve done well my first month or two and delivered higher quality work, but I feel that lately I’ve been slipping up the past few weeks given the intensity of the deal as well as having multiple peripheral work streams. It also doesn’t help the second year analyst quit so I don’t necessarily have a resource to lean into. (Cont.)

Anyone here from EY Parthenon SSG Group?

Need some help

Thoughts on Strategy& at PWC? Salary.. pipeline.. opportunities etc

Any tips on what to expect for a privacy engineer interview for google ? Interested to even learn about the roles and responsibilities of a privacy engineer. TIA

anyone work at Biogen?

Bought a SFH where I’d barely break even given the realtors estimate of 1.1k rent. Neighbor kindly let me know going rate was actually 1.6k. Put it up for 1.5k to get a nicer long term tenant and signed in 2 weeks. First investment property and learned a lot from here/bigger pockets so feeling pretty good!

With a multi year market bill run, real estate crushing it, cryptos and startups flourishing, the number of millionaires, decamillionaire, centimillionaires and billionaires is growing rapidly. Add inflation in the mix and I worry that my former FIRE goal of 10M by 50 just won’t cut it the way the world is moving. Heck, I have more friends than ever sitting with a household net worth of 10M at 35-40 not to mention all that boomer wealth transfer coming their way. How to plan?

Mega backdoor question - I wanted to take advantage of this while it still existed so I contributed to after tax 401k the last few paychecks. Is the correct process to do a withdrawal/rollover directly to my Roth IRA account? It seems like I can do a direct deposit from the 401k but it is asking if this is a checking or savings account which seems wrong.

What American city would you choose from a FIRE perspective?

Any good “what if” calculators recommended? Trying to see what impact saving an extra 15 or 20k will do. It is obvious that it impacts current lifestyle, but how much longer until FI? Not looking to suck it up if only shaving off 6 months or a year FWIW

I’ve been listening to “millionaires unveiled” (highly recommend for FIRE content) and it seems like every other guest ends up doing real estate investing. If you do it, what books or online courses would you recommend to get started? If you have experience in real estate investing, would you ultimately recommend it?

Can someone explain the obsession with owning rental properties to me? Does it just come down to diversification (not 100% correlated w/stock market)? Returns are lower than investing in equities.

What happened here? I refinanced my student loans in November 2019 and got a 10-year variable at ~2.5% pegged to LIBOR. When 2020 hit, LIBOR tanked and my interest rate went down to 0.75%. Looking at similar loans now, I can’t find anything close to this rate. Is this just a quirk of my original timing?

Refinance my current mortgage? I can reduce my interest rate by 0.375%. Closing cost is $1500. My monthly interest payment would go down by $200

Question about credit scores and MBA loans. (FYI I know this is not mathematically the best option but want to do it to remove mental burden of student loans). Planning on paying off the balance of my MBA loans, ~100K, at the end of the summer once I can save a little more. I have offers to refinance which would give me a free $1,000 and slightly lower interest rate. Would refinancing now and then paying off the “newer debt” in 3 months negatively impact my credit score?

Personal finance book recommendations?

Anybody have a mortgage provider they like?

Can you start this if you’re 34? Kind of late to the game or nah?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Hi in process of buying a house. Trying to negotiate a buyer rebate with a realtor - we will be moving from outside of town so need full service, (video tours, actual advice etc) - do most realtors work with rebates? Is 0.5 or 1% good?

Is there an income limit for contributing to a Mega backdoor Roth? I came across irs section 401(a)(17) and am confused about the 290k annual comp rule when it comes to the 58k limit for section 415c. Also does anyone know what happens if you exceed section 415c and what the process is to correct it?