I need a financial advise. Currently, my home mortgage interest is 3.75%, $2,500/monthly payment (including tax and insurance). I have 26 more years remaining on my loan. Recently I applied for refinancing my home mortgage. Quick loan offers: option 1- 2.99% for 30yrs with $73,000 cash out, $2,500/monthly payment. Option 2- 2.75% for 20yrs $2,600/monthly payment. Which option will be the best choice? I have a student loan of $77,000 remaining with 3.5% interest rate. Thanks

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

For those who work 100% remote with their company, what health insurance provider does your company offer? (ie. UHC, Aetna, BCBS, etc)

Do any of you know of insurance companies that hire independent agents? I’m looking to branch off and don’t know where to start. Any advice would be appreciated.

What issues will shape the landscape of insurance over the next 10 years?

I joined a life sciences consulting firm after getting my MHA but now feel like the life sciences space is not for me and want to explore other areas of healthcare consulting. Has anyone gone through something similar and made this switch before? If so, would really appreciate your advice!!

How do y'all maintain a health WLB being in finance and dealing with family, social life, etc.?

Are there actually Case Manager positions that are available to other healthcare workers who aren’t RN’s? If so, could anyone please suggest such employers… (thx in advance!)

Since there is no active lawyer bowl.. any lawyers here practicing healthcare related expertise (eHealth, IP, regulatory, etc… no malpractice)? Particularly from Fasken, BLG, or Osler?

What is the average salary for and Admissions Director in Healthcare setting ?

I work at bedside as a RT but unsure what to transition to. I've thought about IT but my mental health has deteriorated during the pandemic.

Hello! I’m providing referrals for my organization. Latino Network is in Portland, OR and provides services to the Latino community. Benefits, work-life balance & work environment are AMAZING. 15 days off per year + paid self care days in summer (14 days), fully paid insurance, 401k with match, wellness stipends, access to Nike/Adidas employee store, free Trailblazers tickets + other sports teams and concerts, and many more benefits. Happy to chat with anyone about my experience.

I am looking to transition into an HR Generalist role. I have 8 years of experience recruiting for manufacturing, healthcare and industrial positions. Any advice on getting started?

Wondering what the average salary is in North East for a Consultant in employee health and benefits with 6-8 years of experience. Experience with both fully insured and self funded clients, carve outs on pharmacy and stop loss, captives, MEWAs as well as underwriting & financial skills.

Singles best piece of health advice for high performance? Anything you incorporated into your diet, workout, etc. that makes the biggest difference? For me, cutting out sugar makes me feel great.

Any suggestions on getting into a larger company that you don’t have any connections to? I have heard working in the accounting department in insurance is a great gig so I have been applying to all the major insurance companies but I know it’s just going to a huge inbox of other people with the same exact experience as me. I don’t know anyone at these companies to help get my name noticed so I wasn’t sure if anyone else has been in my situation and had luck getting their application noticed!

Need some advice.I’m on the backside of my career having spent 35 years in healthcare focused on the delivery of care and the insurance of it in business Felipe my for disruptive companies. I am looking to create a side huddle that could grow into a part-time gig in 5 years earning 60k where. I am not a licensed medical professional but I know the healthcare ecosystem, motives, thinking, and challenges that exist. I’m wondering how to parlay this knowledge into a side gig. Looking for ideas.

Off topic:

If I have multiple health insurance. One personal one corporate. Including ky family. Which one should I prefer to use for now. Need for mother's surgery. Amount is around 1lakh.


Personal: star health (6.5 lakhs coverage for mom n dad)

Corporate: Icici lombard (10 lakhs for 3 people)

Please share if any inputs

Can anyone let me know if mental health teletherapy companies pay out a Christmas bonus for their providers?? I am truly curious although I suspect they don’t.

I passed the first 2 levels of the CFA exam, will having it on my resume damage my chances when applying for transaction diligence jobs?

Any thoughts on food delivery tech as an exit? 160k, 10% bonus, 15% equity (average annual after considering 4 year vesting), 30k signon. Overall 10% cut excluding signon. Not people manager role

Difference in comp between equity and non-equity partner at a mid-size PA firm?

All the walks in the world can’t touch my all-day-in-the-office angst.

Checking if anyone happens to know a good 3D scanning company for scanning physical products/small objects. Ideally Amsterdam based, could be UK too. Any leads are welcome!

Anybody moved from IB to an IR role at a high growth start up. Looking at a very interesting role with good pay and stock options. How different is the role compared to IB? How does growth from there look like?

Why is it so hard to get an interview as a software engineer? I’m currently working as an software engineer intern as a lead on the front end side at a start up company and trying to find my next opportunity when this internship ends, but I been applying to ton of places and not getting much interview request. I don’t think my resume is bad either. How can you get more interviews? If anyone is willing to give me a referral, please let me know.

Any recommendations on product related resources you enjoy and find useful like books, podcasts, people you follow on different platforms? 📚👩🏻‍💻

Hi Guys!

Our company is recruiting quite heavily! We focus on Belgium (I know, quite the small region), but I believe we might be open to remote! We are a rapidly scaling SaaS startup in the hospitality sector! Moreover, we are a large group of friendly colleagues working toward a common goal (I know, it sounds mellow, but it's quite true honestly!).
We are mainly looking for data engineers & backend (Go & Django) engineers.
If you want a referral, feel free to send me a DM!

Hi all. I’m a lawyer in a metro city in the mountain west region. I’m in the process of getting admitted to practice in the DMV metro area. I’m currently a senior associate at a boutique firm where I practice family law, criminal defense, breach of contract, and real estate litigation (not transactional). No big law experience or interest. I’m interested in small/boutique firms or government work. Can anyone recommend a good (trustworthy) recruiter/headhunter? TIA.

Whats usual appraisal hike at Acuity for Associate & Senior Associate level?

Help- The project I am on is about to kick off a huge multimillion dollar implementation but I know I am underpaid. Also I feel like I am not being utilized to my full potential, and have witnessed some *not* best practices. I want out, but I also think this implementation is an opportunity for learning and in 9ish months could offer better exit opps. Should I stick it out or is 2yo consultancy and a masters degree worth looking for a new job now?

So here's Tax question: we've all been working at home for 3 months and probably another 2.

Can I claim a home office deduction for 2020?

maxing out end of jan 22 .. perm filed in 1st week of August .. what are the realistic chances of making it without going on a leave?

PDM specialist at 96k. I have an option to select PDM Specialist 2 or PDM Manager for my promotion with the PPMD. Which one is advisable to prefer Pay wise? I am thinking to take PDM 2 to increase my base pay for the manager.

Thoughts on revelstoke in Denver?

I am moving from industry to consulting and have an interview in early January with one of the big three strategy consulting firms. Any tips on case interview preparation? Reading couple books

Thoughts on annuities for early retirement?

To those of you who invest excess HSA funds, what do you normally buy?

I’m considering just VTI or VOO. Theoretically I won’t need these until retirement related medical expenses. Should I be concerned about unforeseen medical emergencies?

For reference, I just transferred by HSA balance that’s been piling up into a new brokerage account. It’s about $3,000, and I left $200 in my HSA account associate with the debit card. I’m 27 and incur basically no medical expenses.

Anyone not investing in crypto and what is your reasoning?

Bought 44 shares of VOO today, feels good!

Best value stocks to buy now ? Is it worth doing an etf or stick to individual stocks for dividends?

Is VTSAX a buy rn? Or should I get a vanguard fund solely focused on the SP500

How is a Roth Contribution different from an After-tax Contribution? Is it that earnings are taxed in one vs the other? If earnings are taxed, how is it different than a regular brokerage acct?

I just graduated and thanks to some scholarships, I have about 25k left over in a 529 plan my parents had been saving for me for college. I’m not thinking of going back to school in the near future - would I be better off leaving it there or taking it out and investing it (but pay 10% penalty plus taxes)?

Does anyone here genuinely believe that crypto is bounce back and be as high as it was before this recession?

What’s your annual salary and what percent of your take home pay are you saving??

Bought Roku at the peak and doubled down at the lows - finally breakeven 😭😭 thank the stonk gods

Is there a good book to teach kids, teens and even college students about personal finance or should i write one?!

Any books or articles on macro economics?

I need some advice on securing additional debt on my house. The house is worth about $1.1M and has about $600K in debt, so about 55% LTV. I’d like to take some cash out for some home improvements and some investments. My question is, should I go for a second mortgage or a fixed rate home equity line of credit. Any leads on the lowest rates on those products? Thanks!

Any interesting stocks out there folks are watching? Have 5-7k in an investing account I'm looking to deploy. Ideally short to mid horizon.

Why do stock splits matter? Like it shouldn’t affect the underlying value of the stock right? For example, if the share is worth $1000 and then splits into 2, each share is now $500. How come some stocks are appreciating due to upcoming stock splits?

Bought Alibaba back in 2020 and it’s been downhill from there. Should I sell off the $3k max for tax loss harvesting? Does this just reduce my income tax on that 3k?? No other investment sales this year. New to this, thanks.

Hey Guys, Thoughts on buying gold related assets?? considering equity markets are at all time high, hence, expensive?

If you had to create a 5 stock portfolio for long term growth, which 5 would you pick?

Would you buy a Porsche hybrid SUV now? Or why not?