I need advice. I'm 30, married, HHI 350 (jumped from 110), NW 120. Able to save 180k per year. But I'm not investing it. Is it the right time to invest ? Would you recommend Wealthfront, what index? Would you risk investing in crypto, what %?

Haven’t really invested in anything, been thinking of starting now. How are where do I open index funds or ETFs? Is one better than the other ?

I have a village with 3 employees in a 457 plan. They want me to take over plan. Assets are under $200k. Who would take that?

What’s a safe place to invest money in Roth IRA? I’ve maxed my contribution for the past 3 years and invested in S&P500

Are airlines worth holding? Up 40p on both American and united. If I sell, where do I deploy capital

Does Betterment auto adjusts my portfolio when the market go down? I am experiencing continuous downfall from past month and wondering if I should stay invested with Betterment or pull myself out

LAZR - worth buying?

How's Manor as a city in terms of buying a single-family home: school-wise, future price appreciation of houses etc ..?

Hello ,

How much is the cost of a 2BHK for rent near Doddanekundi area ?

What are some good and affordable societies near to Bagmane bussiness park area ?

My budget is around 30K .

Thanks in advance.

Besides holding BTC, how do you think about allocation between ETH, ADA, SOL, DOT, LINK? This is within the context of smart contracts, lower gas fees, network effects, etc. Essentially, how do you diversify amongst ETH and the other altcoins?

If the traditional 60-40 stocks/bonds portfolio is getting crushed, what can we do to add market volatility control during these weird economic times?

Anyone have a recommended tax person in Chicago?

Looking to buy a car in Q4 - eyeing Acura RDX pre-owned. I like newer cars but around what year or mileage is optimal when buying used? Previously had a leased BMW X3 so a little spoiled by that

Hey guys, Im 25 and I have about 35k in the bank, 21k in retirement, 41k personal invested, 5k in crypto. No debt. Is it smart to invest more during this down market or save for a house/wedding or something else that’s smarter?

Anyone received Sodexo amount credited in your account for this month??? Still I didn't get the Sodexo amount

Anyone use a bot to trade crypto? How has it worked out for you? Any advice?

RE gurus: I’m starting down the landlord path and going to be listing my condo for rent, but got a few questions:
1. How did you all draft your rental agreements? (Website, lawyer, etc)
2. Best place to list? (CL, Zillow, Apartment.com,etc)
3. Anything else I should be aware of? (Background checks, income verification, tips, etc)

What’s a good DTI % using after tax? I know for gross DTI people say under 30%, but what about after tax?

What car should I buy? I just got driver's license and have a family of 4 people. I am thinking of a brand new car but don't want to spend more than $25k. Currently on H1b visa so may be in the US only a few years. Any advice is much appreciated!

Do you think the in house agencies on the brand side support the Art career of there creatives and what is the benefit to the employee and the business ?

Anybody willing to practice cases this week afternoon/night UK time? (Not necessarily based in UK)

My dilemma… I am an injury adjuster at a carrier experiencing high inventory that’s barely manageable. A competitor offered a higher salary and manageable workload. BUT, I would like to get into underwriting. I applied for UW position w/ a different carrier and they’ve made an offer. It’s lower than my current salary and significantly lower than what I’d make by taking the first offer. Do I take the high salary and stay in claims or go for UW in hopes it will be best in long run?

Where can you take free mba practice tests?

My gf has a particular gift. To always choose the better dish when we're out. So we decided to choose for each other. And, not surprising, the dish i chose for her was still better. Should we break up?

Hi Fishes,
After clearing written test in Accenture ,HR is not scheduling interview for long time. Can anyone help in this if there is any openings in your team/project?
YOE: 3.7, Technology Stack: Devops,aws

I cleared my last round with Wipro and sent payslips and other details for salary discussion as requested by HR last Monday (28th Nov). When can i expect a call from them?

How likely is it to reject L1B RFE?

How much average joining bonus can I expect for a Manager role at RSM? Total years of experience - 8. Moving from Deloitte to RSM

RSM folks, how long prior to start date did you get your laptop? Did you get any info on tracking number etc?

Is tax supervisor same as tax manager at RSM???

Anyone going back into the Chicago office soon?

My fellow seniors, roughly how many from your graduating class that started in big law is still there?

What's the highest level of seniority of people here on Fishbowl? There are tons of jr analysts with positions all the way up to VP. Anyone beyond that?

May have made a mistake on an RJI re a related action. How important is the information on an RJI anyway? What happens if there’s a mistake on there?

11/25 check-in: Happy Friday! What are your workout plans for today?

Fo getting the reimbursement what is the process? Just submit normally through insurance? FAQ says participate in managed fertility program. What does that mean?

Any advice on transitioning from medical sales to tech sales. I’ve been a top performing rep (ranked first and second) two out of the last three years at my current company and was top 5% at my previous company. I had my resume optimized and am getting rejected left and right even by healthcare tech and I’m not sure why. Any info or leads would be greatly appreciated!

Any good recommendations for a full-stack development bootcamp in the DFW area? Preferably during the weekends or consultant travel friendly.

Is this an accurate distinction?
High performer: Exceeds expectations for role and level. Operating above level.
Mid/average performer: meets expectations. Gets the job done but nothing above and beyond.
Low performer: does not meet expectations for role and level.

Is buying a home early a smart investment decision?

I’m 21 and grew up in a poor family so I’ve always been extremely aware and conscious about money. I need all the financial advice I can get!

Deutsche Bank is predicting a “major recession” in late 2023 to early 2024. What (if anything) are you doing to prepare? I’m hesitant to move any assets around right now given the markets downturn. Maybe change investments going forward over?

Thoughts?

I’ll preface with I’m new at this and learning. But I’m researching if I should do an IRA or back door Roth IRA. And maybe I don’t fully understand how taxes work but what is the benefit of a Roth? From my understanding, the amount of tax you pay is mainly based on your tax bracket. Wouldn’t I pay far less taxes (thus inadvertently getting more money) with a traditional Ira since me being retired would put me in a lower tax bracket than me well along in my career?

Anyone working on a real estate portfolio and have advice to share ? I currently own two cash-flowing fourplexes in Texas and am considering selling my SFH to house hack a fourplex in SA, but...

ROTH IRA > 401k > HSA > Backdoor / Mega back door > brokerage

Is this the correct order?

What are the advantages of a back door Roth? I am confused about it and trying to understand why people do it.

Anyone run a successful blog / Instagram account or monetized their writing / photography in other ways on the side?

I found a great great home near family perfect location to things, decent size, but is expensive. I don’t have $120k to just drop for the down payment (I want to have money left to furnish or just spend) my salary is under 6figs and even if it wasn’t I feel like it’s still not enough to rack up $60k within 1ish year. Does anyone have any side business or alternative income ideas to earn more money? I don’t wanna go an FHA loan for the 3.5% cause mortgage will be very high. Thoughts?

How much is in your emergency fund and how long did it take to get there? Feel free to add HHI, etc for more context

How do you define FIRE for your life?

Hi! I have 200k cash and would like to start investing on rental properties with cash flow so I can quit my 9-5 job and spend more time with my 2 small kids. Which areas are great for cash flow and landlord friendly and any tips or things to watch out on investing in real estate?

So what does everyone do for side hustles? Feel like that’s a big part of FIRE along with living below means. Any good ideas that aren’t an internet scam?

A friend is in early 30s, no income but spends his time investing and looking for better investments.. currently does a ratio of 60/40 value/options investing. He has just under $2M invested and...

Trying to get my finances back on track. Who has a good budgeting app they use ?