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Absolutely get rid of the car loan. Can you refinance the student loan? If not get rid of them too. That is a guaranteed 9% return.
Rising Star
Why are the loan rates so high ?
Might be skewed cause i bought my car when pandemic was starting but my auto loan from the dealer was 2.99%
Rising Star
Long term or short term gains on the sales ?
Short term
Refinance student loans. Have been quoted as low as under 3 % for mine.
SoFi has good reputation. Nerd wallet has a list of vendors
Those interest rates are super high. If you have good credit refinance the car. I just looked at PenFed and they’re advertising 1.99% refinance for 60 months.
You might be able to get a low % loan from brokerage with stocks as collateral, but be careful with this.
Pro
If your credit score is 758 you should be paying almost nothing in interest on your car. And refinance your student loans. 9% is insane.
Use PenFed or Digital Federal credit union to refinance your car loans. Both are giving 1.99% for 60 months.. if the loans are at 1.99% , I wouldn’t pay off them ..
Refinance or get rid of that car loan - what was your score when you got that car loan? Thats redic high.
Rising Star
As others have said, work on that car loan. You can probably refinance that too and get a better rate at least. 9% for a secured loan is insane. Did you buy a used luxury car or something?