I need to hold a fair amount of cash for ~1 year (a third of my gross pay). But I don’t need “instant” access to it - maybe over 6 months when asked.

Does it make sense to DCA it into an ETF/ keep it in a HYSA/or something else?

Are there any youtubers you would recommend for watching for stock picks advice?

Rental car third party liability insurance: My credit card covers car insurance, but not third party liability insurance, so I generally get that from the car rental company at about $20 a day. Is there a cheaper way to do it? Recommendations?

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

I’ve seen claims out there “fake it till I make it” when it comes to car buying etc. Curious, what do you constitute as “making it” from an income perspective? I know everyone has their own definition

Anyone here ever had any experience using a 203(k) loan? How wild you rate your experience?

260K base HHI and no debt. What is the max you would spend on housing? Take home is $11,000 after maxing out all tax-advantaged accounts. I was thinking $4000 a month, but not sure if it is too aggressive.

Heading to Las Vegas for New Year's, any recommendations for hotels?

Anyone here into buying distressed commercial debt from banks and collecting on it or selling the assets?

Crying for my RSUs….started at my company about 6 months ago and got some RSUs split over 3 years. Turns out the stock price at time of my hiring (which is what was used to calculate the number of shares over the three years) was the highest it’s ever been. Stock price has been cut in half since then, along with my RSU value. 😭 how do I cope?

Alright, who’s going to short GameStop? +80% in intraday trading, +600% as of 2021. Per WSJ - the bull rally is fueled by individual investors encouraging each other to buy the stock.

I need a financial miracle to afford my postgraduate degree. I have 6 months until the first bill. Experts on this sub, is there a crypto Hail Mary I should look into?

I’ve been doing some reading around Crypto but don’t currently hold any positions.

I haven’t managed to get any confirmed scholarships or financial aid packages so this post, as you can tell, comes from a place of exhausting every possible option. Any help massively appreciated.

How do editors out there feel about partnerships? Seems like a great goal if the house is a long term fit. Do the new responsibilities and ability to make a difference outweigh financial risk?

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Do bank managers/loan officers at local branches have any sway in approving loans? I live in a small Midwest town would it be better to go to my local bank and see if people I know there can get a better rate etc on an auto loan?

Can someone explain whether you’d buy altcoins as a ETH pair vs a BTC pair? Does it matter?

At my current freelance gig, they hold 47% of my gross paychecks for taxes. Is this normal or way too much?

First time buying home in the US. Do lenders typically allow you to repay the loan earlier than the loan term? without any additional fees/charges.

Looking to acquire Practices in the greater Providence, RI area. Message me for a discussion. Deals are 95% cap gains and not ordinary income.

Rs, do you agree that the Trump administration should immediately begin to provide the Biden administration with classified material, especially on national security matters and the pandemic?

9/7: What are everyone’s plans for today?

For me- treadmill, chest and shoulders.

Thought this bowl will be fun when I joined but people are posting serious stuff here as well 🤔

I am looking for a Functional consultant role in blockchain and metaverse. Please let me know if you can refer me to your organisation.thanks

Ask any questions about poland moves

Can ask anything here

Had signed for AYDE. Now having to cancel it as I have got fever. Just an explanation I hadn't been to office recently. I wasn't feeling well for over 8 days so I didn't visit office. I probably caught it from somewhere else.

Any PgM level 4 or 5 here?

Hi,

I have recieved an offer from cognizant and they have sent link of their portal to accept offer and complete document formalities. Can I go ahead and do this, even though I might not join the company later?

Looking for a good playlist to keep me motivated this morning :( I usually listen to Ava Max or something #ADHD is real!!

Is Trackitt Down ?

Looking for reccommendations on best books on strategy and planning. Would like to get re-inspired and learn something new.

How much do SAP principals make with about 8 yoe

Anyone else have a positive screener interview with HR, good thank-you email exchange follow-up, and then not hear anything for over a week? This doesn’t seem normal…but I’m still waiting.

Does studying for top consulting firms’ case interviews help in any way for interviews with other firms (e.g., FAANG case interviews) ?

Hi all,🙏

Deloitte USI CBO
KGS Global
Which is better for Oracle Cloud ops?
TIA.

What are the next step after H1B petition approval? Do we have to book visa appointment or company does that on our behalf?

Hi Folks,
Can you help me out with the work culture, Work life balance and job security in BNYMT(BKT) / Inautix for longer tenure, i am holding around 6.5yr of exp for lead data engineer position. BNY Mellon Corporation #banking

What percent should I save for my Roth IRA vs Roth 401k vs taxable liquid investments? I’m 23 & live in a HCOL & make 70k.

Our household income is 400k. Are we eligible to contribute to a traditional IRA? I’m pretty sure we can’t but wanted to confirm. Currently contributing to 401k and doing a mega backdoor Roth IRA.

What's your target retirement savings? Target age? Combined or single?

Are there any youtubers you would recommend for watching for stock picks advice?

Thoughts on the Marcus Investment robo advisory rolled out by Goldman a few weeks ago? They charge low fees which is great, but I have a hard time seeing what makes it different than others.

Alright, who’s going to short GameStop? +80% in intraday trading, +600% as of 2021. Per WSJ - the bull rally is fueled by individual investors encouraging each other to buy the stock.

Thoughts on brk.b for long term? Thinking of getting in at this point.

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

Should I invest in Tesla or Apple? Looking at least 1+ yr to hold

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

Going to have a kid in November. What are some of the best savings options long term barring 529?

Also, if I were to buy stocks for ~10k on day of birth what would be the recommendation be?

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

What applications do you use to view all of your investments in one place if you have multiple brokers / brokerage accounts?

Big IPOs dropping this week (Airbnb, Door Dash, C3.ai). Is anyone excited to buy?

Does anyone invest in crypto ICOs? Based in US, looking for a good platform to invest through

I’ve been using CoinList, but lately all their ICOs exclude US - so maybe we just don’t have many available to us anymore

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

Live in SoCal with a combined household income of 210k. What is a reasonable amount to spend on a house?