I only invested in ETF for the last few years and have 30k in VTI. As the market is set high right now, I wanted to pause my VTi and invest in crypto. Does anyone know where to start with it? Except for the articles I read, I have 0 knowledge of crypto

What's a good amount of money to have in your 401K at age 30? Genuinely curious

is it worth getting a hotel or airline card if I only travel for vacation maybe 3-4x per year and get the sign up bonuses? currently have sapphire preferred

Anyone made the transition from NYC to Austin?

I find myself asking why I am in NYC when everything is so damn expensive. Making good money, but limited on savings and quality of life due to the HCOL. Or recs for other cities for that matter.

Dear IBMers,

Anyone was in HCAM assignment to Germany?
And withdrawn their social security money !! Need help in the process understanding.

Max out my Roth IRA contributions for the previous tax year (sitting at like $4k out of $6k so far) with my stimulus check, or split it up between speculative plays I think have a ton of potential? (PLTR, CCIV, Bitcoin, and Ethereum)

Roth IRA is 100% allocated to the Vanguard Windsor fund btw. I’m 23 and think risky plays while your young are the only way you ever truly make it, but recognize the benefits of maxing Roth IRA YOY. Help!

Graduated on full ride scholarship, have a safety amount (50% current salary) from jobs and internships, and recently joined consulting for 82k. Planned on maxing out my 401k but now I'm wondering if its a good idea this year considering the market.

I know timing the market is bad, but feel like since I haven't started yet, it might be ok in this case. Can any older fish / financial experts provide some guidance?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Anyone at JP Morgan got supportive documents from HR required for BH number registration. Pls share your experience as I am looking to buy car on BH number as it has road tax for only 2 years and once can take it to any state.

Aside from ValueLine/WSJ/Morningstar/IBD, what resources do you use to get investment ideas and analysis about the economy and asset allocation ideas?

Working on two contracts at once. How does the tax code work?

What should I do if an extended family member is asking me for help with an area of tax that I am not familiar with (foreign life insurance)? Try to research for them or tell them to ask a tax lawyer?

I want to invest in solid ETFs after getting burned on straight equities. What do you all recommend?

Got an offer to relocate from NCR to Dallas for 330k (HHI). We make 1.65 CR in NCR. We are USCs do you think its worth to move to US with two kids (3 and 5)?

Anyone know how LIHTC works for properties that are past their initial 15 year period?

I am missing 300k in sales to get to better tier in my brokerage (lifetime benefit) - If anyone is looking to buy or sell a home in Northern Virginia this year DM me - I am happy to help you basically for free to reach that goal :-)

Converting btc or eth on the poloniex has a tax implication ? I read an article sometime back and cant find it now. Does Anyone here know something about it ? How is the conversion tracked ? How would you file gains ? How do you all plan on documenting that this tax year ?

I will soon have two elderly parents living with me, my wife and our 1 years old daughter. I am a SC and make 140k. I have a mortgage and bills etc. My parents will be migrating from a Afghanistan so not much savings. I am concerned I won’t have enough money to support them my family, manage a demanding job etc. asking if anyone else is similar situation? Thoughts on making more money? Etc

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Moving to Dallas in June, any tips on where to buy a car?

Opinions on JUICE? Strat primarily

I have done 4 switches and now planning to do 5gh switch......but my multiple switch is somewhat giving bad impression to recruited.......so my question is Can I replace multiple experiences with one fake experience letter of six years....I can try from few of my friends who are running startups.....

Will this work? Or i will be caught at any point of time
?? Please advise.

Has anyone ever lied about their gpa on a job application? How important is it

🔥When company revoked offer , are they paying 2/3 month salary to candidate ?

Planning to marry SO (US citizen) next month after which she would sponsor my GC. My H1B (first cycle) is valid until June 2022, and based on current timelines GC would take 12-15 months, what happens if I don't get my GC before H1 expires, can my current company renew it while my GC application will likely be in its final stages? And two, has anyone used online service like Boundless Immigration($900) or similar services, or is getting an attorney recommended for GC ($3-5k)?

Hi All,

My sister is searching for a job. She is currently working as PMO in Infosys from last 2 years (she has only 2 years experience). Can someone please provide referral for PMO role in Capgemini Pune?

Thanks in advance... 😊

Honestly finding out your favorite co-worker is leaving is worse than a heartbreak

Can anyone provide a range for SC (strategy consulting)?

If there is a case that we have to quarantine again. Do you all think it is possible for store associates to work remotely? If so, what are some ways this could work? I fear another pandemic or outbreak and so many people being out of work again. I can't even fathom those that had jobs in retail that had little to no choice to not be remote.

Any advice for 401ks? Approaching 26 and have about ~28k in there. Not thrilled with balance is this in line with my age? Any tips?

Hey guys. When looking at the forums around consulting and MBA the EY Tech MBA is rarely mentioned in a positive way and the same goes for Hult. It is really discerning to read but I often think that it is probably only the ‘Elitist T7 or nothing’ who writes these comments. However I think there is a real need for Hult to improve their Bran and reputation. So my question to you is simply. Do you think this will ever happen?

I wish we could all get together more! Anyone in Downtown LA?

What are some steps you think your employer can take to make you feel included and to up their retention game? 🤔

Hi Team

I have an offer from Barclay's and the Fiserv. Having 9 years of exp.both are offering the same package , so considering long term association which one is better to join?

YoE-10.0+ Domain -Oil&Gas CCTC-15.85 Howmuch CTC i can expect from LTI? What are other benefirs??Larsen & Toubro Infotech

For the people in relationships/marriage in which the woman is making significantly more than the man, how have you fared so far? Would like to know your thoughts

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Anybody get more active in the market after GameStop? Personally I did as I’ve been using robo, etfs, and index funds but until last week I never actually picked stocks. Now, I’m finally trading and into crypto with still a longer term focus.

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Is a $700K house reasonable? ~$70K down payment. HHI ~$180K-200K. Upstate NY, so high r/e taxes.

I totally messed up. I had enough for down payment (HYSA), and pumped everything aside from that lump into stocks before the crash. Now houses went WAY up and I have not enough for down payment anymore. Can’t sell stocks at a loss. So I have just been saving my checks as fast as possible but I’m disheartened that’s houses seem to just keep going up. My raise can’t keep up at all.

Looking for advice on what to do with a lot of cash. Wife and I were planning to buy a house and kept a lot of cash in HYSAs (~300k, about 30% of non-real estate net worth).

For various reasons, we’ve decided to postpone buying a house and now I want to put this to better use. I’ve been responsible about maxing 401k, etc.. so now I’m looking for the smartest next move that helps grow but is also relatively stable.

Should I just put it all in VOO? put some in bonds? Put it all on black?

Curios to see how you guys log your down payment and remaining loan amount ( home , Auto etc ) in apps tracking net worth ?

Recently put 20% down cash for house which brought down the cash component of net worth but wondering how to balance this . Home equity ?

Quick question on Personal Capital — I just downloaded and set up the app. It looks like only 3 months of my Chase credit card transaction history will import to the expenses. Is this right? I can’t see a way to get any more data than that, which is fine, but just wanted to make sure this is normal. Thanks!

Looking for my second credit card! Just had a DiscoverIT Card. My credit score is at 720 right now. Should I jump to the chase sapphire preferred (got pre approved) or do the Chase unlimited/flex first? Not sure if it’s beneficial to be doing a no annual as my second card. Please help!

What’s a good auto loan rate? Is it better to buy in cash if possible? Looking at either an X5 or Cayenne. Will be from $75-100k. I know people generally advise against paying all cash, but at what point (at what interest rate) does it make sense to buy with cash?

Other than the S&P 500 what other safe options do people invest in? Currently, maxing out 401(K).

Fresh immigrant here, moved in 2015, got gc in 2017. Current net worth in the US 169K (401K, investments). I make about 220K a year, but my spouse doesn’t work, and we have a kid with special needs, not much savings there. Currently live on rent - $3K. I’m selling my apartment in my previous country of residence, and it’s gonna be around $350K. What do you think is the best to do with those money? Buy a house, buy investment property, invest into market?

Want to do a sanity check. I’m making $110K and single. Right now max 401K, 50/50 traditional/Roth split. If I know I’ll be in school next year and will only work 6 months next year, should I aim to maximize Roth *next year* ? And therefore, maximize traditional this year? Thoughts? Thansk!

Some rules recently changed regarding 529 accounts. Anybody using this to pay off their student loans with tax free money?

Thoughts on 800flowers? Sell or hold

Good time to short park hotels & resorts (PK) ?

Have been working for 5 years and have always contributed to Roth 401K and have a Roth IRA as well. Currently in the 22% bracket and am thinking about contributing full to pre tax and still have Roth ira. Confused when it’s best to invest in Roth vs post tax for 401K. Thoughts?

If I have both roth ira and roth 401k, do I put both into vanguard target or do something diff for each?