I recently opened a managed brokerage account with Wells Fargo which has a 1% fee. From what I understand, the money I put in there is invested into a blend of mutual funds. Should I just DCA this account? Should I still DCA VTI / VOO / other index funds? Do such brokerage accounts historically beat the market? I’m sick of looking at stocks and want to just fire and forget, but not sure exactly where I should be firing.

Hi all, I have a question regarding retirement accounts. I am not sure if I should choose a Roth or 401k (company has 4+2% match). Currently 23, base salary is ~100k and investments have brought 45k this year which has me teetering between a 22-24% tax bracket. Wondering what the usual tax bracket is of people retired (around 65yo) as I’m not sure anything would bring in significant income with the exception of investments. In my case would a Roth make sense? Appreciate any answers!!

Recently received notice from landlord rent is going up ~20%. For reference, it is privately owned condo and did not sign at a COVID discounted rate. Super frustrated. What are others seeing for rent increases?

Can someone please explain to me how carry compensation works? If I was told I was granted $125k of carry into our fund? I heard the words “dollars at work” a few times

Anyone have any tips or ideas on how to collect money owed from a client? In a few months it’ll be two years since the debt was incurred. We send monthly reminders of the bill. It’s a significant amount (well to us) and the client is now starting to open up and telling everyone about the situation that we helped to resolve.

Thoughts on dipping into the condo market? Was thinking of waiting till March but don't think prices will drop that drastically and will be ok long term...

Does anyone carry a driving iron? If so how do you find it?

Thinking of dropping the $ to buy a Titleist U500 2-iron... 10 handicap and wondering if I'll be able to actually hit it solid. I see my scratch/plus handicap friends hitting bullets with theirs

Hello! Currently struggling with what to do career wise. I have been set on medical school my whole life, but recently I’ve been exploring other careers such as law. Anyone have any advice on how to determine which career would be best for me? I have a 3.77 GPA and am getting a BS in Biology and Psychology. Any insight would be helpful!

Do Big 4 partners need to maintain any level of independence in retirement?

Anyone use Wealthfront as an investment platform? Likes, dislikes, thoughts?

What’s a reasonable salary/compensation package for a Director of Asset Management in San Diego, CA?

I work at a medical device manufacturing plant as a training coordinator, I have a military background and a degree and am trying to advance but am feeling stuck. I am a literal jack of all trades, and am trying to get out of the hourly life, I’m working an average of 100 hour weeks and have been for at least the last 6 months.

What to do with pharma stocks like Pfizer, moderna.. doesn’t seem to be trending up..

Is Hubspot a good investment?

Pandemic induced pressure & burnout. Is every agency bad at present? Desperate to move on before it kills me but worried it’s not diff anywhere else. Hearing people are off sick in lots of agencies.
Or does anyone have positive experiences to share?

My dreams of retiring in 3 years have disappeared with the stock market decline.... Unfortunately, my retirement income sitting heavily in 401K.😕 Anyone else feeling the same?

I’m thinking of switching from robinhood to another brokerage, any suggestions?

Any CLT,NC businesses looking to hire for a Junior level Full stack developer / Junior Front-End Developer/ Technology Associate /Systems Engineer entry level / IT Support Engineer??

I had no idea how well people could do for themselves as an advisor. Are many of you millionaires? If so, when did you reach that milestone?

It takes me so little time to get tasks for my job done but I need to hit utilization so I just stretch out my time…..

Very random- I need to buy my son a suit. 5’3, 120 lbs. Likely a very small sized men’s suit. He is not happy about wearing a suit so looking for a place to take him to try on lots of suits. Also not trying to spend a ton on a suit he will put grow in 6 months. Any suggestions? Best nordstroms rack in the Bay Area? Will drive!

Top benefits at Bank of America?

Hi, Can someone guide me which product based companies are good for a linux administrator with 4+ years experience. It will be helpful to move forward with clarity.

The short: Would anyone be up for starting regular virtual co-working sessions? I’m thinking 2-3 rounds of [5 mins to set intentions : 45 mins of work : 10 min break]. The long: One technique I’ve found to stay focused is “body doubling,” i.e., having another person present while you’re working. I’ve had some success replicating this over Zoom/Google Meet. Everyone works on their own thing and stays muted during work blocks, but videos stay on. It reminds me of studying in the library vs at home

Currently a supervisor of a staff run group home for at risk youth. Anyone hiring for a supervisor with 1- years experience in mental health?

A recruiter at another B4 gave me a number much lower than what I’m currently making. Should I tell them how much im making now, which is admittantly at the very top of the SC band, or counter with a range that’s more than I’m making? I hesitate to just throw out current salary + 20% bc I’d be asking for almost $190k for a SC role and I know that would be quite a huge ask for a SC @ B4, even for tech

Any CLT,NC businesses looking to hire for a Junior level Full stack developer / Junior Front-End Developer/ Technology Associate /Systems Engineer entry level / IT Support Engineer??

I've been working in the NHS as an orthopaedic surgeon for over 10 years. I have recently made the transition over to industry working for a pharmcovigilance and certification body TUV SUD. Early signs are great. I know several clinicians who are currently advocating the overworked underpaid mantra and would like a referral. Let me know if you are keen to hear more.

Looking for a great espresso machine – willing to pay whatever as long as it lives up to its hefty price tag. Any recommendations?

I used to get lit on LITS (Long Island Iced Tea) ummmm you didn’t use lit correctly. But I’m starting to use the word extra correctly. LOL #facepalm

Do customer success roles get h1B sponsorship? Is that a rome aligned to strategy? Or operations?

How to practice for a case interview with a b2b SaaS company?

Any suggestions of any good consulting firm in infrastructure/transport? Preferably the ones who can provide work visa sponsorship

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Thoughts on staking crypto? What’s the safest way.

Thoughts on taking out $60K from my retirement account under the CARES provision (no 10% penalty) to pay off my house? My current interest rate 5.25%

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Custodial or 529 for child?

Advice and tips for a first time rental property investor?

I am 24 saving up for my first property to purchase at the end of 2021 / early 2022 in the Long Island, NY area.

I’d like to save up around $50K in my HYSA for a property <$400K in LI. Does this sound reasonable?

Does anyone have any advice on investing in the LI area (best location, SFH v MFH) or just general first time rental property buying advice?

Thanks all

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Landed a contract role at Deloitte via MBO Partners for an audit senior role. MBO is making me a W-2 employee for MBO, but I am getting paid $125/hour plus overtime. Am I missing something here or am I about to be making $5K/week (or more with OT)? Anyone have any experience with MBO or doing contract work like this? Obviously way more than I'd make if I stayed at KPMG for busy season.

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

Saving for a house down payment in the next 20-24 months. Where should I put my savings. Just in a savings account right now. Was thinking about ibonds, but is my timeframe too short?

Anyone know of a good cross-border US/UK financial fiduciary?

How concerned are you about inflation? We have 70% savings rate and 50% of our expenses are housing / utilities of which the largest part is rent which is a fixed contract (no CPI escalation, no automatic increases, paying same rent for 4 years). No car as we are living in a large city. So if I look at the components of CPI and what’s rising I am feeling pretty „good“ about it. The one thing I am „worried“ is asset inflation but obviously that benefits me directly. What am I missing?

Any tips on refinancing student loans?

Is it a bad time to buy a condo in a big city on a conventional mortgage?

Had a great covid rent deal but rent is going back to normal. I want to stay in the location, live in said condo for 1 to 3 or 5 years then move to something bigger (further away from downtown) and rent the condo, eventually for passive income

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

Potentially dumb question here: I am starting law school soon and will not be employed (net income of $0 assuming I don’t get a good summer internship next summer). Does it make sense for me to sell my personal investments next year (assuming my income will still be zero) so I’m paying a 0% capital gains tax rate? I’d just rebuy all of the same stocks immediately… am I missing something?

I’m a renter with 10 months left on my lease. Have an option to invest in a 3 unit property with someone who would live in one of the units. Would it be a bad decision to invest but continue renting?

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Anyone here read “Die with Zero”? What are your thoughts on the principles from the book?

Any suggestions for joint investment account with a significant other?