I saved 12k for an emergency fund and now I want to have this money sitting somewhere where it will still grow but low risk. I’ve been thinking about bonds but I’m not sure. Any recommendations?

New to consulting and currently have the Uber card. I fly United and am current staying at a Marriott. Whats the best credit card to get? Will only be using the card for hotels and then personal spend

ROTH IRA > 401k > HSA > Backdoor / Mega back door > brokerage

Is this the correct order?

I pray everyday for another financial recession.

Enter puts on all the potential tiktok acquirers for sept 18. Only one of the players will win the deal, while the other three will likely drop 5-10% in stock price. One option may expire worthless, but you win on the other three. Thoughts?

Anybody with a good understanding of NYC real estate market? I’m single, early in my career and looking to buy a one bedroom/studio apartment. I can’t justify high rent price while not being to build up home equity. But it also baffles me that one unit can go for 300-400k. So my question to you is is this even a good investment? Is there appreciation & liquidity potential? I’m not looking to settle down, just replacing monthly rent with monthly mortgage & tax, and sell it when time is right

Any recommendations for movers within the city? Hopefully someone who can provide insurance, since the new landlord requires it. Thanks!

Hi fish friends! I’m new to the city and apartment hunting. How much do you typically pay per month for utilities and trash? An apartment complex I’m looking at has utilities included so trying to compare my options. Thank you!

Do you think ikon/epic will offer partial refund due to covid closure?

New 🐟 here! Currently make $150k, wife makes $50k. I’m an immigrant and came to the US with almost no money. Wife is a citizen but grew up poor. Neither of us really knows how to budget / plan for the future. So far I’ve just been reading articles on the internet and trying to follow general advice.

E.g. Rent and utilities is about 26% of take home.
15% goes to debt payments.
Savings about 25%.

Should I get a financial planner? How should I go about this? Idk why I’m stressed

I’ve traded everything Forex, Futures, Options, Stocks, Crypto, it’s all the same shit. All it comes down to is risk management and chart work. If you could figure those two things out, you’ll be good for the rest of your life.

For any account people that have made the switch to brand side. What do you like / not like? How’s the balance / money ? Is the switch worth it ?

Anyone use a DEX to trade? Is every trade a taxable event? How do you figure out the tax? E.g., if you buy 5 BTC (41k each e.g.) using USDC, and then sell 2 BTC (45k each) for the equivalent of 45k in XLM 2 weeks later, how do you estimate your tax

Anybody thinks that the student loan forgiveness will pull through at court?

Any Deloitte USI On-site folks who quit D - does Deloitte continue to do you US taxes for the year, if you quit midway and they have already started the process to prep? Wishful thinking?

The number of vacant properties around the city is awful and clearly contributes to our high cost of living. An unused property tax is ideal, but probably a longshot. What's the best thing we can do to better this situation? What's the best thing we can do with them?

Can I ask at what age people are typically buying their homes here in LA? Wondering at what age people are able to take the plunge.

Does anyone have a personal success story as an angel investment?

Do we need to maintain transaction history of rent paid to parents/relatives? Or rent can be paid by cash?

Anyway I'll be submitting the rent agreement to the company.

Moving to FiDi in 2 weeks. How’s NYC these days from a safety standpoint, especially with less people likely out & about? A little nervous about all the crime on the Citizens app! Thoughts?

NYC daters: How did you know that they were the one?

or…

How did you know that they were NOT the one?

Looking for ideas for a slight "career change". I can't stand working bedside/acute care nursing anymore, officially burnt out.

Does anyone have any experience with informatics based nursing jobs, or clinical documentation specialist positions? EMR auditing? Remote jobs? Pros/cons? Do you find there are part time positions available?

I don't have my masters just my BSN/RB, nor do I plan on going back for my masters, would possibly consider a certification if really necessary.

Currently at the WWII museum. Its obviously amazing learning about the war, but the use of ads and propaganda really piqued my interest.

How does one get into a hospital position with no hospital experience?

Hi all,
I am currently a Certified Clinical Medical Assistant, and recently graduated with an MBA in Managerial Analytics. I have many jobs prospects align, one of which is a Reporting & Billing Analyst position at a big Financial corporation I am interviewing for next week. I am very excited and nervous at the same time as this a big transition from healthcare to financial sector. Any advise is welcome!! Thanks

Senior Research scientist with more than 15 years of experience in teaching and research looking for ne opportunities to explore a career offering g professional growth

Just a question for those here. What does anyone see as a job outlook for a pharmacy technician that has 15 years of experience and is studying for the CPhT? I would like to return to 100% remote work and, understandably, most job postings that are about my caliber are requiring the cert. I am thinking of possibly pivoting into an IT job that would be fully remote later on down the road, but I’m interested in seeing what is possible now (and an average pay) for someone with my experience.

My mom is going through a very bad situation with her previous employer who is not paying her her correct retirement benefits after screwing up their paperwork. She worked for a school district for about 15 years. She has a case but she is afraid it’s not high value enough to attract the attention of the attorney. School district is now ghosting her. If anyone has advice or interest, please let me know, thanks so much

Hello Deloitte USI pune, I am looking a single/double occupancy room near deloitte kharadi office. Have any leads?

People who have judged Cannes: Do you actually read the six-section write-ups or do you just watch the case study video?

5 beers a day keeps the doctor away!

What consulting companies allow remote work abroad for extended period of time!?
Thanks in advance!

Kuala Lumpur - anything local to get very excited about? Know there’s great food, but would love some upscale restaurant rec’s, neighborhoods, and things to do close by

Planning a trip to Miami for a few days for the first time. Primarily going to relax on the beach, have good food/drinks, and do some shopping. Is it worth it to rent a car or should I plan to Uber and walk?

Hotel recommendations in Positano between 300-400/ night. Good location, close to beaches, clean and romantic 🙏🏻

About to spend 12 days in Spain (4 Ibiza, 3 Malaga, 5 Barcelona) - what are your favorite restaurants/cool spots to grab a drink in those towns? Already have most activities planned, but also open to other off the beaten path ideas!

Interested in trading call options - only trading, not exercising. Going to start out with cheapest calls worth ~$100 and go up from there over time. Can anyone give me some advice, tips or point me to some more helpful information. Thanks!

If you were to recommend only one finance book (for a beginner) what would it be?

32 years old and retirement portfolio is 100% equities (65% large cap, 15% international, 10% mid cap, 10% small cap - all low cost, indexed mutual funds). Looking at market news: near-record Schiller CAPE ratio, forecasts of negative 10-year returns on S&P, euphoria in more speculative assets. Thinking of taking some money out of equities (~20%?) and moving into a large bond fund of primarily US treasuries (think BND). I realize bond funds will likely take a hit as interest rates go up (contd.)

Getting a $10k bonus. Should I pay off my $12k car loan at 2.99% or invest it? No other real debt except the house.

How old were you when you first started making 200k TC? How tall are you?

What’s everyone’s best passive income strategy? Any tips/suggestions to share? Currently only relying on salary and looking to build more sources of income to retire early if I can!

anyone have a good discount for hr block or turbo tax? 🙂

Has anyone bought an e-commerce business as a side hustle? Nothing crazy

I have a Roth IRA account with M1 finance and it is down by 8% since last year. Just want to check if it is something that I am doing wrong or it’s just the market? 📉

Looking to purchase home. My current rental lease ends in first week of September. Am I too early in looking for a home? How do you deal with double rent (rent + lease) if you close early. Any tips?

For those into crypto: which platform do you prefer for low cost recurring crypto investments (buying with fiat, not trading)?

For those of you who are single and do not have next of kin in USA, only have in home country. How do you designate beneficiary? It always asks for SSN of beneficiary.

Kicking myself in the nuts everyday for selling 300 shares of Apple between $150 and $200

Best savings account to stick your emergency fund in?

Is DIDI good to hold? If No, which would you pick instead?

I have 10 minutes! I just reached over 100% return on tesla do i sell cost? Or hold