I saw someone post that you have to make sure your 401k is actually invested in a fund and not just sitting in your account to actually make money. Could someone explain to me what I need to do (I’m clearly a novice 😰). My company uses Fidelity

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I’d suggest to look into Bogleheads on Reddit to ask for some advice. Typically, they suggest a 60-40 split between US and international index funds. But if you’re younger, you may want to be riskier and invest 80-20 instead. Hope that helps!

Related Posts

Hello all!

I’m a MSN, RN with 7 years of critical care nursing experience (ICU/PACU). Prior to becoming a nurse, I was a Medical Service Corps officer in the US Army for 8 years. I have my BSN/MSN and a non-nursing MA.
I’m interested in shifting gears to healthcare consulting. I’ve heard great things about Chartis and would love to hear more, specifically with regards to nurses making the jump. Can anyone offer insight or any other consulting firm they recommend?
Thank you in advance!

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Product Design Engineer, interviewing at Apple (Cupertino) and at Meta (Seattle/Redmond). Not at the offer stage yet, but I'm contemplating where I would relocate with family.
No idea about team/culture/stability differences yet.

The non-work factors I'm debating are:
1. Cost-of-living (housing!). Could probably afford a nice ~$1.25M SFH in Seattle suburbs sooner than a fair $1.5-2M near Cupertino.
2. Public School quality. Unsure private will be affordable.
3. Weather/region: activities

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Hi Fishes,
I have overall experience of 5yrs. Out of which 3years for US healthcare and 2 years for US mortgage. US mortgage domain has now become thinner as industry almost sunk since most of the companies has laid off employees, I was also the victim. Fortunately, got an opportunity to work Optum but heard rumours about the lay-off in our entire process which is creating a frustration and negativity all around. Please refer me if there's any relevant opening in backhend operations. Thanks!

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a very specific question to all Canadians.

Current situation , i need to refund signing bonus which was paid along with 3 days of work at the company, taxes are withheld obviously
When you refund a signing bonus do you
1- refund ALL of it even taxes Withheld ?
2- refund only the amount that was deposited in your account
3- mix between 1 and 2 refund more than was deposited but less than the whole amount ( taxes should be refunded to me next year)

My contract says 2 and they want to do 3 Help

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What should I do? I have an offer with 185 base,8% 401k and 10k sign on. MS reached out for tech role but I need to have full scope. I have ci poly now and I get nervous when I go on it. MS rep did say if I fail they will try to place me elsewhere but that may just be hr talk.

Should I try to sign the 185 offer and try to see if I even get offer with MS and let the poly play out or should I just not worry about it and sign the current offer? I am pretty sure the compensation from MS is great.

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How do you ask for points?

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Health insurance for parents is worst in JP Morgan. Coverage is low and premium is high on top of that 70% copayment. How are you guys handling your parents health insurance

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Recently Store Managers have been offering me jobs from different locations but same company in my town. The company is T-Mobile. It’s going to be my first job. I have a couple questions for any former/current employees. Is it better to work for T-Mobile, metro by T-Mobile, or a third party T-Mobile? Any difference in benefits or wage? Thanks

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What is your agency’s maternity or paternity leave policy?

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Want to do a sanity check. I’m making $110K and single. Right now max 401K, 50/50 traditional/Roth split. If I know I’ll be in school next year and will only work 6 months next year, should I aim to maximize Roth *next year* ? And therefore, maximize traditional this year? Thoughts? Thansk!

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Has anyone taken one of those online executive courses, like the Harvard Extension School offers? Looking to use my $5k of tuition reimbursement and already have an MBA. Worth it? Best programs?

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Hi! I just got converted to full time as a intern, and received this email about 401k which I don’t quite understand. Does the 3% means the match that company gives to me for free? So I don’t have to contribute anything to my 401k while getting free 3% match money? Thank you!!

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The level of shock and anger I’m seeing on my LinkedIn regarding the Twitter layoffs is puzzling. While unfortunate, didn’t we all know this was coming for months? They also get paid / benefits for 4mos + severance (correct me if I’m wrong). And it’s also only like a few thousand people at a tech company. I feel like they have a far better set up for recovery than others who have been laid off already where we all just moved on after seeing the headline. Thoughts?

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What do you do, where are you located, and what's your salary? If you feel comfortable sharing. Just interested in the demographics of the bowl.

I'm a healthcare recruiter wfh in San Diego and I make about 56k annually.

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PwC: for those laid off, how much does Cobra cost for us? Or can someone point me in the right direction? Only have 2 days to transfer 401k, wealth builder, and insurance/etc so scrambling now

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Client cfo “put some fishnet stockings on the cost model…”

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new to investing. have done some research - reading blogs and a few books on investing. I still have the question of do individuals that take the index fund route… do you all purchase the same funds for different accounts? Example, would you invest in VTSAX across a brokerage and roth account, or would you take a different approach for each account?

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What benefits are provided by PWC Bangalore AC to employees? Is the culture good enough compared to Deloitte USI?

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Hi. Does anyone remember the provider of our 401k and wealthbuilder? Trying to rollover accounts but benefits express is closed!

More Posts

Apollo Global, Mumbai, is hiring Analysts/Associate for
• Financial Controllers in Private Equity, Credit, and Real Estate - NAV/management fee/carried interest estimation etc.
• Risk team - Developing quant models for valuing Annuities, ALM management etc.
• Risk Developer – Risk measure, Stress scenarios, Java/C#/RESTful/RDBMS
• Financial Reporting – Quarterly financial statement/analysis, 10-K/10-Q etc.
If you have relevant experience, and are looking for a change, please DM me.

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What are folks thoughts on vintage? Might pick up a 60s seamaster. They look pretty cool for a weekend watch imo

Legatos joining date is 2 weeks post my lwd @

I just got Whole life insurance. They’re charging me 83.94$ a month I’m in excellent health and was told I got the best price for buying a 120,000$ policy. Is this true?

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Is this a weather event or a giant avocado that is attacking the US?

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“Arey oo bina signal key mobile”
What’s your best line?

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Found a most enlightening work on decolonial history with tons of TIL moments especially about Anti Colonial movements in Egypt, China, Japan and course India in the 19th and 20th centuries. Most histories this period often adopt a Euro-centric lens but this book flips it and tells the stories of these turbulent times from the vantage point of the pioneering Asian leaders like Tagore, Al Afghani, Kang Youwei etc. Lovers of Asian history would surely appreciate this book

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I am graduate in Commerce and have completed 4 years in TCS BPS - BFSI domain.
I need to switch to another Company because my growth has stopped here.
I need to develop skills and I am ready to do certifications.
I just need little guidance.

Can the Celtics still pull this out?

In a tiny (only $52,000 in damages) litigation matter that should have been a simple trial on a simple issue (breach of contract), OC has filed 9 unsupportable motions, 7 of which had prayers for fees, including one claiming an ethics violation by me. All overruled. OC's latest brief in opposition to our motion to compel is a 13-page, babbling, word-salad mess with 126 pages of exhibits. It does not address our arguments and any 1L could have written a better brief. Judge should punish her!

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I’m at a hotel bar getting a drink while I wait for my hookup. Now I understand why hookers hang out at hotel bars. There are so many fish here to fry.

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Im currently studying Industrial Engineering with a minor in management. I’m interviewing currently for consulting, and theres a VC course at my school that seems really interesting but I can’t fit it into my schedule without removing the last class I need for my minor. Would not getting that minor do any harm to me short or long term? Im thinking that if I end up at consulting especially no one will care about a management minor they’ll just look at the firm I worked for.

What will be the in-hand salary ?

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Any Monitor Deloitte people in here based out of Southeast Asia? What is the avg. salary raise (base + performance bonus) should I expect from 1st year Consultant to 2nd year C? Current performance scatterplot is at highest top right, utilization rate 90%. Thanks!

Anyone working in Japan? What’s the average for:
- Tech Director
- Snr Tech Director
- Exec Tech Director

International company.

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Hi folks, I have recently joined Publicis Sapient taking an offer of 14.4 LPA. I have total 4.5 years of experience and my previous CTC was around 3.4 LPA. I had various offers in hand but not one to counter this one and PS is providing me 4x+, so I couldn't negotiate much.

Another thing is I was an immediate joiner as I had left my previous organisation 3 months ago so I couldn't wait to think about this offer.

But now I think it's low, what do you think please let me know and suggest.

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Anyone been through the JP Morgan initial phone/recruiter interview? Any insights on questions asked?

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Additional Posts in Women In Marketing

Has anyone transitioned from Marketing to BD or vice versa? Thinking of pros and cons of pursuing one over the other.

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Hi, all! I’ve just discovered Fish Bowl and excited to mingle with other marketing professionals. This may seem weird, but I’ve always wondered how many general marketing professionals there are as opposed to specialized (email, social media, events, etc.)? Would love for people to share what field of marketing they’re in?

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Can anyone give insight into salary/interview process for Marketing Analytics manager or supervisor at Veeva / Crossix? also interested in culture ?

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How do I tell my boss I know I’m being underpaid?

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Associate Brand Managers/Brand Managers: need of some advice. I am interested moving my career towards marketing versus operations. What are key responsibilities of a Brand Manager? How can I show I can do the job with my resume and cover letter? Also, what do you enjoy about your job? What do you dislike?

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Does anyone here work in book publicity/marketing?

I currently work in B2B marketing and have determined what I really want to do is market books, especially fiction. I'm looking for some insight into the industry to understand if it's possible to make the shift, and if so, what it will take.

If anyone's available to talk, please let me know! Would be very grateful for insights.

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Any marketers with ABM-specific knowledge and/or experience looking for work? Let’s talk!

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I need help. Okay. So I recently lost my job in December and I have been applying for work since and haven’t been successful. I have gone through some 4 round interviews and met with nicely written rejection letters.

Im 26, and have five years of experience in social media/content creation and PhD in marketing. I have been using LinkedIn and indeed for applying.

Does anyone or your network know of jobs looking to hire for remote marketing, social media or content marketing related roles?

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I am an early-stage working professional navigating my career. After self-reflection and online research, I figured I would be a good fit in marketing roles. Looking for mentorship on the next steps to become competitive for marketing roles.

Thanks!

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My small company was bought out by a corporation. During the acquisition process, the new HR team wants to demote my title from “manager” to “specialist” due to their company requirements. I declined the offer and they changed the offer to grandfather my title in but are still evaluating my salary based on a specialist role. My supervisor (a VP) and our President disagree with this choice but are making no headway with the new HR team. What can we do?

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Hi! Looking for Communication or Marketing Manager at Big 4 / Large Company Salary insights for Philadelphia area? I’m not sure how much I trust Glassdoor.

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Any recruiters from Target on here?

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Anyone heading to HubSpot’s INBOUND in a few weeks? Always looking for a networking opportunity!

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I’m struggling on transitioning from my current position into product marketing/management. I’d ideally like to do it within my company since there’s room for advancement without taking a major paycut - since I’d maybe have to start at a more junior role. I’m finding it hard to start the conversations with the appropriate people. Any suggestions?

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Looking for a level-headed boss with integrity who leads with compassion.

If anyone who meets that description is hiring, I’d love to have a conversation and see if i can add value to your team. I have a decade of experience in general marketing/product marketing, especially strategy and content creation. Mostly b2b enterprise software.

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Young marketer looking to build CV! I’m wondering what industries look favourable on a CV to carve a path for marketing leadership one day. I.E. Marketing agencies, startups, corporate companies in retail/CPG, consulting etc? Where are good training grounds for future CMOs?

Hi!
I have an Italian citizenship and currently live in London. I would like to apply for my next opportunity in The USA! Does anyone how to apply? Or what is the best path to follow to be hired when you’re European?

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How do you work with a budget? I was given a budget for all marketing and communications activities but how do I make sure I’m using it right? Any tips? Trainings about this?

Has anyone ever taken any of the classes through the Digital Marketing Institute (DMI)? Just wondering if they're worth it.

likehelpful

Has anyone worked with / used (not sure the right verbiage) Pathrise for career coaching? Can you tell me anything about your experience if you have?

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