{ "media_type": "text", "post_content": "I sign up for any welcome bonus offers of banks or credit cards i see. Is there a rule of thumb for this? Haven’t closed any of my cards since i know it might hit my score but just trying to understand if everyone takes advantage of these offers or should i be careful about something?", "post_id": "60d69e04a8b2fb0021efe43e", "reply_count": 4, "vote_count": 1, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter" }

I sign up for any welcome bonus offers of banks or credit cards i see. Is there a rule of thumb for this? Haven’t closed any of my cards since i know it might hit my score but just trying to understand if everyone takes advantage of these offers or should i be careful about something?

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Monitor your credit score and chex score. Also note the 5/24 rule. I personally have like 14 credit cards and need a spreadsheet to track them all.

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The 5/24 rule is Chase-specific, for anyone who might not have heard of it before

Be mindful if there are any annual fees but other than that no problem

Part of the credit score is actually how much of your available revolving credit you are using. The lower the better, so getting more credit cards you don’t use just makes that ratio better.

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