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1. We have to hold for 30 days, I haven't read anything about it being shorter for losses. We also don't need approvals for indexes, ETFs and mutual funds, so I put a piece of each paycheck into a few different funds.
2. Not that I know of, but I haven't tried at all
When I was in a different role, I wasn't under the investment policy at all. I'm just stating the current Associate Investment Monitoring rules dude.
60 days, can’t cut losses.
30 days, can’t cut losses, 401k in S&P500. No approvals for any ETFs - no holding period on ETFs either.
For 2
You can set up plans to buy mutual funds on a schedule (in Schwab you can do semi-monthly to quarterly).
For automated investment you could do something like Betterment or other robo-advisors that might be allowed by your firm - you’d be investing in mostly passive funds though.
Policy: 30-day hold on everything
Allowed diversified ETFs, Mutual Funds, index
30 day min holding period. All trades must be pre-cleared. Heard from coworkers that ETFs/Indexes aren’t required to be pre-cleared but I request just in case. Can’t cut losses. Can’t trade any companies the team does direct business with.
Rising Star
30 day hold, have to pre clear every trade. Not allowed to trade speculative. Ie no puts, no shorting etc. If I’m in a managed account, I don’t have to mess with it.
I have no holding period restrictions at MS