I want to invest my savings- 100k.
What is the best way to do so?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

I'm switching jobs and considering whether I want to roll over my 401(k). I have about $220k in my plan. Considering rolling it into an existing Fidelity IRA with a balance of about $50k. Since October of 2020, I've paid about $880 in "plan administrative fees" to my 401(k) provider as well as the fund expense ratios.

It looks like Fidelity does not charge administrative fees on IRA accounts, so that seems to make it a no brainer, plus the investment options are much broader.What am I missing?

Hi, I am looking for a rental house in marathahalli in 10k budget.. Please let me know if you know any houses nearby??

Hi Fishes,

If the gross CTC is more than 120K in Poland, tax will be 32% right?

Are there any other deductions apart from this?

My assumption is, we get atleast 68% of our gross. Are there any ways this can further reduce?

What are good areas to invest in the Middle East (stocks, certificates, real estate etc.)? Open to hearing about both low-risk and high-risk asset classes. For people who invest in US / European markets, what platforms do you use?

I'm from Baltimore, and lately, we have had a crazy buying spree, I mean I have sold the same property 2 times in less than 2 weeks, and the person who bought it immediately put it on the market and made an average of $25k in less than 5 days. Many reports show that investing in Baltimore and Philadelphia is the future, I don't doubt it. What is the fastest you have ever resold a property?

Best ETF to park money in for 6 months to a year?

Canadian moving to the US - sell or rent my properties? Exploring the idea of moving to Cali for an associate job while owing 2 properties in Canada (a rental and main residence). Since housing market is rising and because I don’t know if I’ll like it, was thinking of renting them both. I bought these 2 properties in 2021. Started looking into the tax considerations and became a bit worried about double tax issues, 25% tax remittance to CRA. Can anyone can share their experience / knowledge ?

Right time to buy a home? Have seen real estate almost down by 10% in Dallas. Panic selling from sellers started .Thoughts ..

Prenup- do we absolutely need lawyers (each)? Or does one of those online services with standard docs suffice?
We don’t think our situation is complicated- neither of us own a home/cars, but have some investments, both expect some inheritance eventually, and both get a chunk of equity from work that we’d like to call out. We’ve already discussed in depth how we want to split things.

How to fill form b? Is it montly investments or yearly ? If monthly, do we need to fill and submit every month ?

What are people’s thoughts on coinvesting in your fund? My fund is offering this and I need to decide. I’ve never done anything like this before, and I’m also looking to buy a house so I had been saving up cash for that.

what's your 401 matching %? Is 1.5% a normal rate?

Any Austin realtors in the bowl?

Why can you buy some crypto’s in USD, while others require USDT? I was looking at using KuCoin, which is where I saw this

I’m traveling to Europe in a few months. With the euro and dollar at equal value for the first time in 20 years - does it make sense to buy euros now and hold them?

What’s everyone buying or selling?

Does anyone have a personal success story as an angel investment?

Does anyone know how to declare in my individual tax return, RSA and Stock Options from a US Company that I have? Non exercised yet.

Im looking for technician role in the healthcare environment with better compensation, I’m currently a Senior Technician working for Stryker in the robotics department. Are there any good job opportunities?

Anyone that went from audit or TAS to IB, do you find the IB work to be more interesting?

☕ 🐸 Do you miss office coffee or have you upgraded at home?

Restaurant recommendation for Miami ?
Team dinner so looking for something with good drinks and food 🥘

Infosys Chandigarh it park nearby do anyone know any good pg with food. Will be joining there coming tuesday

Anyone having work experience in prescient technologies?
Please help me with how is the work environment and what kind of work is given?

Can Anyone refer me to GE?

Hi,

Can anyone tell about JPMC ? is there lot of work pressure ?

Will be interviewing for the designation of Sr. graphics designer. How is the WLB at sprinklr? I see alot of negative reviews on Glassdoor.

Is Manhattan Prep’s complete course worth it if I’m scoring 700 and want to get to upper 700s?

Planning to be in town for work. I want to visit lake Travis, 360 bridge and Barton springs. Will I be able to get an Uber from those spots? Open to general suggestions too! Don’t worry it’s just a temporary visit 😏

Is anyone doing anything for Veteran's Day? I'm walking in a parade with my son this weekend but we don't even get today off (Boo)!

How long do people generally stay at EY?

Looking to book one night at a Marriott property in chicago to celebrate anniversary with my wife - mostly deciding between the Gwen and the Ritz. Which would you choose? (Assume price doesn’t matter)

Hi Fishes,
Currently I have offers from Airtel, FIS and Accenture. Which do you guys think should I consider joining?

Also, will I be blacklisted if I decline an accepted offer after a month?

Hi all! I work in digital marketing / organic social. For those in organic social what platform do you use for scheduling posts, analytics, UGC, managing influencers etc? We currently use bizzare voice/curalate. I work for a national retail brand so we are posting 2x a day with tons of UGC and in house content. Your thoughts and opinion are appreciated with all platforms! :)

What’s the largest group of people you’ve ever given a presentation to?

Advice, please!A local, well established firm is seeking me out. I was upfront that I was not looking but because he was persistent and this could be something I’m interested in for the future, I had a sit down with him. At the end, he said the ball was in my court and he would love for me to go through a formal interview. The firm seems great, but my current position is 100% remote and fits perfectly into my schedule. Do I interview even though I wouldn’t consider changing until next year?!

How many days after nominating yourself for Bridge program, does the assessment happen?

Trying to break into real estate rental market. I know the market is generally ‘hot’ right now. But any suggestions on cities to invest in? Bad idea to invest outside your city/state? Single family home vs. condo? What are your metrics for determining if the property is right from a financial perspective? Ideally looking to put down as little as possible vs. 20%. TIA!

We want to be ready to buy a house in about a year. We currently having money sitting in some CDs, but I feel there is probably smarter ways for us to be saving the money. Advice?

Joining a startup without a traditional 401k (not US based). Are there any other equity investing options besides IRA and standard brokerage contributions?

Who’s on their way to FAT FIRE?

Recent grad, recently maxxed out my Roth IRA. My employer matches first $2,000 100% for 401K and 50% match on the next $1,000. Recently hit that $3,000, my company offers a super Roth strategy (mega backdoor Roth), with the ability to automatically convert each contribution to said Roth. Any suggestions would be much appreciated on whether I should begin with this strategy, or max out the unmatched portion of my 401K first? (Ideally I’d hope to do both) Thanks?

I’m 23 and my assets include $49K cash, $15K in ROTH IRA (will max for CY) and $5K in 401K (20% contrib). Liab is $9K for car loan. No HSA option since I’ll be staying on parents insurance until 26 yrs old. What should I do with my cash on hand and any “extra” cash from my paychecks? Goal to buy either personal or investment property in 3-5 yrs to support my family. How do people reach hundreds of thousand by early 30s? The concept seems like a stretch to me.

If one has a 401k (pre tax) thorough their employer and an independent Roth IRA (after tax), is investing in a Roth 401k (after tax) a better option if the employer allows it? Making a little under 100K for reference

Stay.the.course. Easy to say, hard to do. Here is one legendary Bogelhead post from banking meltdown 14 years ago. Worth a read and very instructive….adding link in comments

I was so good about not spending my $$$ on unnecessary purchases. However due to depression I’ve been buying as a way of comfort. Anyone know how to stop this vicious cycle?

I missed all of the market rallies due to restrictions at my old job and personal stupidity/FOMOing into crappy investments.

But I’ve moved to a new job - any advice on capital allocation for a 24 year old who’s making 250k, with 125K in NW? Obviously still in a great spot but am definitely behind some of my peers who’ve already become millionaires…

I find this bowl both inspiring and depressing as I’m at the lowest of lows in financial terms of my life. Ugh.

Just went all in on virgin galactic stock. 18k shares! Who is with me?!?! 🚀🚀🚀🚀🚀🚀

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

Open Poll: what’s your FIRE number, when do you pull the trigger, and where do you want to live? Personally, my ideal numbers are 10M, 35, and lower cost area of a HCOL (Brooklyn). One can always dream!

Currently debating if I should pay off zero interest debt or put the money in index funds instead? The debt is only zero interest for about 10 months or so. My concern is that the stock market might crash when it is time for me to pay it off because people say we are in a bubble right now. Should I just pay the zero interest debt first?

Personal finance book recommendations?

Do people here consider having children and what it means for financial planning?

As the year wraps up, what % did your total net worth rise YTD? Btwn earnings and market and crypto, my NW is up 25-30% this year