Really stupid question as math is not my strength and happy this bowl is anonymous for this reason but - if my new company matches 75 cents of every dollar I contribute to my 401k, up to the annual IRS limit, once I meet the "eligibility requirements," what requirements are these typically and what percentage of my contribution is my company matching ? The limit is $19k right? so how much of that are they contributing. Again, embarrassed by this so TIA

I've been asked to post this in the UK comp bowl.

Our household TC is £225k excluding bonuses (mostly my income). Somehow we manage to save £6k a month after paying our mortgage & bills and then a further £2k into corporate pension schemes. We invest our savings but the feeling of putting away £8k each month feels great. I thought when I'd get to this stage I'd have more desires to spend the money but there is nothing I can honestly think of right now that I'd love to buy. I didn't spend a....

How do I retire at 45? Give me all your tips.

Anyone from capita pension solutions?

Need advice, Im considering going back to my home country in 1 year (if my extension is approved)... whats the best plan regarding HSA and 401K? Should I stop contributing now, or

I may have tax problem from my 401k contributions😳 appreciate any input from tax pros:
I’ve elected max I can contribute to 401k through employer then switched jobs to a role that pays lot more. I continued to elect the maximum 401k contributions in the new job as well. Since they have no visibility to my previous contributions, the new company did not manage my contributions in a way that they don’t contribute more than maximum fed contribution limit of $19k max.
Am I in tax trouble? How much?

Trying to do 90/10 split in stocks/bonds for my 401K. How should I allocate across the following vanguard funds: developed markets index, emerging markets, vinix, small cap index, mid cap index?

PwC 🐠: using a paycheck calculator to estimate what will hit my bank account on payday. I have the 401k number, medical ($92 for high deductible), HSA, and FSA numbers. What else will be deducted?

Which consulting firms still have pension plans? How does it work? It is something you enroll in or do you automatically become eligible at a certain point? Help.

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

How painful is it to leave B4? Seems like a near impossible task to leave and get compensated for time towards pension, exit fines/penalties, capital tied up during non-compete period, required garden leave, etc. Not to mention restarting the clock. Have a really compelling opportunity but not sure the money will work even w/ a 30-40% increase in total distribution. Anyone been through this lately?

Newer partner and first time having extra money to invest. I’ve maxed my 401k contributions past few years and currently have the rest in a brokerage account. I’m planing for a lot more contributions the next ~20 years until I retire. What does everyone else do? Is the Roth IRA the way to go? 529 plans for the kids?

Got an offer to move to Canada at a large pension fund as associate. Base C$150k. The pay cut feels huge, compared to the US. Am I right or are they underpaying ?

Roth or 401K?
The more I think about it, Roth seems better? But the selfish young me wants more money now. Any potential pitfalls i should know of if I just stick to 401K?

WWYD: Mid 20’s guy here with over $100k in private student loans at around 5.5%. With an emergency fund established and contributing to 401k up to company match, I’m torn between 2 options: (cont)

How would you model your future returns for retirement purposes in this scenario: 50 yo w/43 yo spouse. Want to retire at 61. Family history makes wife living until 90 the upper end of reasonable, so need to cover 36 years after retirement. About 60% of net worth is in index funds. About 20% is in my home. About 15% is in unvested RSUs from my employer. Remainder is liquid. Will buy and pay for retirement home before retirement, and use cash from home sale to bridge me until I have to (cont.)

This bowl has been dead forever. I’m still powering through my corporate America career all fake smiles to eventually retire early and live like my hero, Tommy Chong. Stay up my professional 420 friends, the end is near!

How do you deal with 401k in the US? Can you withdraw without penalty?

Fellow Fishers, I have 20 years overall experience specializing in Cloud and Program Management. I got a offer from TCS last week for C4 Level with Consultant designation with 45 lacs package. Its around approx 30% hike from current CTC. Fellow experieced TCS'rs please advise and suggest. Is it worth considering to join TCS and to retire ... Iam also on final stages of technical round in another MNC as well after which negotiations will start with HR. Any suggestions from TCS ers will help.

Hi folks, when I joined my organization, I started at a lower annual salary and no esops. But with subsequent appraisals my salary has improved in 2.5 years. Also I have been granted some esops (not included in ctc) and their value has also increased.

I'm wondering as to what should I tell recruiters what my current ctc is?
Should I account the value of esops in my annual salary to give them the ctc , if yes then how should i calculate it?

Has anyone moved from a major market (NYC, LA, Chi, etc.) to a very small one and worked for a local shop? What was your experience like?

Screwed up and waited too long to accumulate miles for a return flight back from Japan after the Olympics. Was planning on burning 35k Alaska miles after I saw there were 10 economy award flights....

Hi can anyone can help me with macro doubts coz I wanna get one macro prepared for my day to day reports but I will love if I can have someone who can help me

Question: I make 74k a year and am thinking about getting a condo for 130k. First time home buyer, good idea or no?

Hey People, have you worked with a good content strategist? What makes them great?

Does j2 background check decline you if they see you’re still employed with j1?

Trying to decide between growth equity and hedge funds. Currently in tech ib. Can anyone share any insight about the jobs?

Can your spouse be employed in Google and getting RSUs?

Given current immigration climate do you regret choosing US to build your career. If Trump wins it will be final nail in the coffin. Miller and anti immi gang will hang us dry

Is it worth to move Canada for 1,00,000 CAD while earning 20 LPA Gross by self and wife earns 17 LPA Gross.

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I don't like to wear makeup but I always feel like I have to for client meetings. No one has said anything about this to me, but sometimes I feel like my colleagues/clients will feel that I'm not making an effort to be presentable if I don't put some on. Anyone else have thoughts on this?

Any liquor store recommendations for jersey city/NJ suburbs? I’m trying to find Michter 10 at a not so crazy price.

Has anyone worked got both PwC and Capgemini. Keen to get a women’s perspective on culture and Women in SL positions please?

What is your best marketing method to acquire new IP clients? Facebook? Tiktok? Word or mouth?

What is your best strategy for dealing with close-talkers?

Is cabbagetown a good area to rent an apartment? I am looking for a one bedroom place around 1600 per month.

Thoughts on Titanvest for investing in the stock market? Anyone using it??

Has anyone used Fundrise to get into real estate investments?

Has anyone used online wealth management platforms like sofi wealth management? If so, how was it? Would you recommend it?

Anyone use Stash ? I have been using it for a little bit. Just super easy. Been curious about their Debit Card that rewards you in stock every time you use it

General question: is there any certain “rule of thumb” post that you sell to take profiles? I’ve seen some experts (“”) say to always collect at 20% and others say until you see a reason to sell. Asking as rearranged last week and luckily got into the airlines before they exploded and now I’m sitting about 50% up on delta. And after selling Zoom way to early (used to buy my delta), I’m not sure whether to take the cash or let it ride more. This fast a rally makes me think it will plummet soon

I may have tax problem from my 401k contributions😳 appreciate any input from tax pros:
I’ve elected max I can contribute to 401k through employer then switched jobs to a role that pays lot more. I continued to elect the maximum 401k contributions in the new job as well. Since they have no visibility to my previous contributions, the new company did not manage my contributions in a way that they don’t contribute more than maximum fed contribution limit of $19k max.
Am I in tax trouble? How much?

Trying to do 90/10 split in stocks/bonds for my 401K. How should I allocate across the following vanguard funds: developed markets index, emerging markets, vinix, small cap index, mid cap index?

Is it possible to buy a CDS without being an institution?

Anyone consider renting a car long term instead of buying it? Looks like I can get a mid sized suv for around $600/month from hertz, Avis etc.

How fucked are O&G stocks? Just heard that Denmark is ending all oil exploration by 2050, and most funds (blackrock, vanguard, etc) are backing ONLY ESG stocks? If there are no investors buying these stocks, what happens to the actual companies?

Anyone else having issues with Fidelity? I placed an order after hours and it still hasn’t gone through 3 hours after market open even though I can see the order was placed in my order history.

I have 21k in HYSA for emergency funds. It’s okay for 3 months but I want to increase it to 41k for 6 months of expenses by next year. However I want to start using ibonds. Do I dump 10k now into ibonds or do the ladder approach and dump $833 per month while building towards the $41k

Advantages and disadvantages to having an exclusively SRI portfolio?

How do I even fund my fidelity Roth IRA? Moved it over so this is my first year using it in fidelity. I press the fund/transfer button and then my bank account. Then it won’t let me select my Roth IRA to transfer to

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Anybody know how to claim missing delta miles/flights on the app at all?

Any good esavings accounts / CDs giving better than 2%? I opened Marcus when it was 2.2% and now it has gone down to 1.7%. Have over 600k sitting there. Any other very low risk investments out there ?

What do you plan to do with this years bonus? Any special purchases planned? Investments?

If you were inheriting 50k and had 0 debt as a 23 year old, how would you invest/allocate that.

(Already maxed my Roth for the year)