I want to sell my primary residence right at the two year mark so I don't need to pay taxes on the gain. But what count as the start date? I know when I move in but don't have document to prove that. Should it be closing date? Dates on utility bills?

Recent college grad with a salary of 72K in NYC at KPMG
I intend on maxing out my Roth IRA. Should I do Roth 401K or traditional 401K this year? Perhaps a mix?

What is everyone’s guess in terms of what Biden will do (over next 6 months) in regard to student debt? Do you think they’ll put a band aide on the problem by forgiving $10k or actually make positive change? Personally I’m hoping interest is punted again.

How does the mortgage for a rental property work? I have the required down payment. Do I have to prequalify for the entire amount even if the place will be fully rented?

My crypto is 100% BTC and has obviously grown nicely. I am debating allocating 15% or so to ETH, but I just feel comfortable with BTC. What are people’s thoughts here.

Favorite resources (books, YT videos, podcasts, etc.) for beginners looking to get into personal finance? Looking for something easier to consume so I don’t get disinterested

My lease ends June 30th and I just started my apt search yesterday. New rent was pricey but damn it’s even more than I thought. Bare minimum for a 1bed/bad is like 1500 lmao. At least I got a 11% raise to help me recover

My TCS form 16 shows total amount deducted for health insurance premium. In ITR 1 you need to put premium for self and parents separately. So how do you show it in ITR1? Tata Consultancy HCL Technologies IBM

How do you suggest finding a place to rent in DC/ Arlington? Do I just google it or get a realtor? I’ve tried researching best approach but there seems to be no significant difference. Thank You!

My portfolio is up 7% today. Is there something I am missing? Why is market up today?

How much tax deduction for staff level

Self-funding an EMBA(starting May 2021). Thinking of creating 529 fund for myself. Can I show this while filing taxes for 2020? Married filling jointly.

Trying to determine if Roth 401k or 401k makes more sense. Can someone please clarify how tax bracket at retirement is determined (or what the average tax bracket at retirement is)? Thanks!

Is PLTR still a good stock to buy?

It’s me again complaining about trying to buy a house on my peanut salary. So my parents don’t want me to contribute to my 401k while I’m saving up for the down payment. Bad or good move?

Has anyone used a loan to cover the cost of IVF treatments? If so, what lender did you go with and how was the experience? Would you have done anything differently?

Bought USO puts today like an idiot. Can’t wait to watch the premiums go to 0.01

Tried to buy some ETH through MetaMask (via Coinbase). Got this weird error message at the very end, but my credit card statement shows the transaction, Coinbase shows it too... But nothing via MetaMask and I don't see the ETH. Been about two hours. Should I be worried, or servers just backed up?

What’re your top growth stocks?

every day is a work day, i don’t have protected saturdays, i work 9-2am 7 days a week and i’m at my wits end

Any CAIA holders out there? How have you generally been viewed?

I’ll see everyone on the Zoom call this eve (6 pst)! Message if you run into issues

Which company is good to join ?

Hi fishes,
Please help me how to focus on work🙏
I get to know that
Many of resources who joined with me are having less exp than me hired for high CTC and post.I got low balled.
Now juniors are coming to me for help having post and CTC higher than me.I'm not judging anyone but they have no proper knowledge of technology earning almost double than me.
I'm not able to focus on my work due to this.

How long do buy side mandates typically take once you’ve engaged with a seller?

Out of curiosity: How do you negotiate an amazing offer that’s well above market rate/YOE to ensure you’re squeezing out as much as you can? Most online resources talk about negotiating low ball offers but never high ball offers

What do you think of product management as a career? I have the opportunity to transition to machine learning PM at my company

Feel stuck in my current role. Almost 2 YOE, have upskilled to advanced SQL. What other upskilling can I do to land a solid job without going back to school?

Calls on X

Another mail chain started. Why do people don't understand it's a mistake and keep on responding to it

Open opportunities in TCS for below mentioned skills:
1. Adobe Experience Manager.
2. Sitecore
3. React JS
4. Angular
5. Drupal
6. Java Microservices
8. Adobe Campaign

Experience: 2- 10 years
Locations: Chennai | Bangalore | Trivandrum | Kochi | Hyderabad | Mumbai | Bhubaneshwar | Kolkata | Delhi/NCR | Pune | Ahmedabad | Indore | Nagpur

Dm for referral.

Anyone ever break a lease due to the bedroom not having a window? Moved from out of state and didn’t get to tour my apartment but thought there was at least an opening somewhere to let in light. Usually illegal so i’m quite shocked.

I was laid off from Deloitte in the 18th. I have an interview with Amazon for a Senior Program Managers Non Technical position with Amazon hiring manager on Monday. Any advice would be much appreciated. I would love to get into Amazon. I hear their interview process is brutal.

What’s going on with the shutdown? Shutting down bars, restaurants, etc., and meanwhile although COVID cases are equivalent to their earlier peak the number of deaths and hospitalizations are far lower.

Anyone in Mexico City?

Any good communities for young families? Family of three income ~$400k with a downtown office. Considered Lakeway but concerned with commute times.

Anyone willing to share PowerPoint templates for BPI - P2P O2C R2R

The housing market is not going to crash simply because interest rates are rising. This will on temper demand, and slow the price appreciation of homes. Yes some markets will see price declines, but this will not be a repeat of 07/08. Market fundamentals, and basic lending practices are much different than they were back then.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

How does the mortgage for a rental property work? I have the required down payment. Do I have to prequalify for the entire amount even if the place will be fully rented?

First time landlord with a house in an unattractive part of town. I’ve found I can rent to young professionals by the room for a total of $3200 or rent the whole house for around $2800. The problem is young professionals end up wanting flexible leases, and in the whole house rental market, I end up relying on vouchers. What’s the better strategy?

How close to closing do lenders verify employment?

Is waiting out this market a thing as a buyer looking for a residential property?

I want to relocate closer to a new job. Bought last year at a great price and 2.25% interest rate. Commute is now 45-50 min. I don’t want to get in a bidding war but it seems like people think rates AND prices are going to keep increasing. If that’s the case it seems there’s no incentive to wait. Any insight is appreciated.

Anyone know of good hard money lenders in South Carolina? Or national ones even

Im interested in purchasing a rental property. I have the money saved up, but not sure where to start.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

I’d like some help evaluating the best deal. Airbnb potential house/ back house in Texas (furnished for $570k) Airbnb would break even (~3600)and most of not all of mortgage while I live in the back unit. Turnkey but not sure about appreciation or value. OR triplex for $625k that generates 4500/month, it’s in a questionable street in an amazing zip code.

Anyone in California familiar with SB 9 and 10. Curious if you lot split a single family home that is currently zone multi-family as when I was reading the bill it said it was for single family. Just wondering if anyone might have any insights from their research. Thanks!

Just got a quote for 30 year fixed rate mortgage at 5.99%. Thoughts?

Got an offer from someone to do some work (drywall + painting) at my investment property for cash… Sounds nice. How do I protect myself from a lawsuit standpoint if they like get injured or something on site?

Anyone invested in vacation properties ? Any books or blogs you can suggest that I can get started with ? My experience is with airbnb and I want to build sustainable homes in vacation areas and rent

Thinking about buying a condo, great area and rentability, but, realized they require 25% down. I’m thinking that because this percentage is too high, people will be deterred to buy since they can essily buy a house with this downpayment. Would like some advice on this. Thoughts if my thinking is completely off? TIA

Can a non audit KPMG employee outbof the Charlotte office get an auto or home loan from Wells Fargo? Or is that restricted due to independence?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Hello, I want to start learning more about real estate. Which courses do y’all recommended are the best to prepare me for the exam?