I want to start index fund investing with Vanguard, but it looks like there’s lots of options even within index funds. Any recommendations for small/mid/large cap funds, growth vs. value funds, etc? I’m overwhelmed by the options but don’t really want to put everything into VTSAX. I’m 24 yo

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Easiest is total us market, total international market and total bond, if you want bonds. You will have the entire market in a couple of funds/ etfs. I don’t have the symbols memorized. From there you can tilt anyway you want or don’t and keep it simple

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I’m confused why you don’t want to put it all in VTSAX.

You could do a lot worse than everything in VTSAX. I would include international. Too many funds can lead to tinkering which may not be good. I have 5 or 6 funds for my whole portfolio. It would be less but 401k has sp 500 vs total market, etc. my suggestion is to cover us foreign and bonds, if wanted. I also have some small value and a little more emerging market outside of total international. That gives me a little to play around with but 90 percent is in the 2 total market funds

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