{ "media_type": "text", "post_content": "I was able to get my hands on a list of retirement plan participants. I cannot take over the plan, and not sure yet if the plan allows in-service distributions. How would you prospect this list?", "post_id": "5a011c92adcf3004bc61ac8d", "reply_count": 7, "vote_count": 1, "bowl_id": "599feb177c057d0010be0554", "bowl_name": "Financial Advisors", "feed_type": "crowd" }

I was able to get my hands on a list of retirement plan participants. I cannot take over the plan, and not sure yet if the plan allows in-service distributions. How would you prospect this list?

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Oh, and FIND OUT IF THE PLAN ALLOWS FOR IN-SERVICE DISTRIBUTIONS!!!!! I gathered a good chunk of assets calling people, asking if anyone is helping them with their retirement planning for their 401k. Knowing nobody was, I offered them a consultation, risk/allocation analysis, etc. They liked what I had to say we talked about moving a portion of their 401k to an IRA to be managed by myself, so if they decided to utilize me for everything, they'd have an idea how I ran things on a "small portion" of their assets. Wait for her to fuck up at work, or him to hit on an intern exchanging sex for shoes and all of a sudden, you get a rollover for the rest of it.

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I'll scrub the list for you.55+ you target for income planning, wealth transfer, getting a strategy for when and if they have enough to retire at a "goal" age.45-55 target for "the earning/saving" years to maximize contributions, maybe LTC or Disability insurance in case shit happens and they don't have it thru their company. Maybe utilizing the catch up contri's. Then about the spouses planning and how they have done so far, and if they are both on track together.22-30 year olds target people who go by Ms. and would love to go to Happy Hour and talk about putting money aside for the...... Damn, look at them titties!!!!!

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So am I hearing just cold-call?I was thinking cold-call for immediate needs, and if not, see if they would be interested in seminar invites, and doing a couple seminars geared towards them.

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Hit the ones that are 55 and over...hard

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What platform?

Find out if the plan allows in service withdrawals

Financial wellness seminars for the employees, owners.

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