I was originally going to purchase a house but I decided to put that off for a year. I have about $170,000 in my ” high-yield savings account” but it’s only at .035%. What could I do with this money in the short term? I won’t need it for at least a year and a half. 

I have another 100k exposed to the market via wealthfront in an investment account and about 30k in crypto. I have 12 monthly of emergency fund in my bank.

any advice would be appreciated?

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New York City metro... current job is a little shaky and I don’t wanna put that stress on me. God for bid I lost my job and I have a mortgage

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May I ask why you decided to delay buying house and on which area?

Consider PFFD or other low volatility high yield funds

It’s only marginal gain but your HYSA rate is very low - Ally and Marcus are around 0.5%

Thanks...worst case I’ll move them into Marcus

VTSAX

I would look into Yotta savings if you plan to keep it in cash. These are my returns. I only have $25k saved, so you would definitely earn more in interest. DM if you want my referral code.

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