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$170k in car loans and this gem of a quote:

“But my biggest concern is that after taxes, 401(k) contributions, bills, savings and mortgage ($4,500), on paper I’m paycheck to paycheck.”

You are not living paycheck to paycheck if you can afford to contribute to your 401k, put more into savings, pay bills, and afford really expensive cars. This person is utterly clueless as to what living paycheck to paycheck means.

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LOLOL "paycheck to paycheck"
Cluelessness knows no boundaries

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You read in the story 170k in cars?
No sympathy here.

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Agree that those cars seem like an easy area in which to make a change. Maybe the person who is the subject of that article will get a money coach and that person will advise on the car point.

We’ve created a society that rewards intelligence but doesn’t value wisdom.

And the result is an entire class of educated, high functioning fools.

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Dave Ramsey built an entire career out of stuff like this.

The “after savings” part is pretty funny, quite frankly - would be like a company saying, “After deducting operating expenses, taxes, and net income, we aren’t making any money!”

I suppose they want to have their cake and eat it too from a liquidity standpoint but who knows…

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Market watch releases one of these articles like every 6 months for outrage clicks.

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Soo the person doesn’t know how to live within their means.

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$170k isn't super hard to do. That's what we had, more or less, for our two cars

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Idk about them. My car is 2.1% so I'm not concerned

And you’re the person who rewards clickbait articles with the exact thing they want - outrage clicks and shares

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I got no sympathy for these folks. I bought a used 7-Series for $55k and a used Q7 for $35k. CarMax warranty on both of them. (And I own a collector car outright but that’s beside the point.)

Be bourgeois on a budget. Buy used. Grab a CarMax warranty. It’s the Doug Demuro method.

CarMax warranty on my macan turbo has paid out half my original price

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People are stupid. Next slide

Clearly they have to stop adding guacamole to their orders.

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