I was surprised to see EY has a pension plan (in addition to 401k). How good/bad is the pension plan?

Is the benefit of a mega Backdoor Roth IRA in not having to pay capital gains on the growth from your after-tax 401k contributions? Idk why one would prefer contributing to an after-tax 401k vs. just putting the money in a brokerage account. Also seems much harder to do a mega Backdoor Roth IRA if your employer doesn’t offer after tax 401k contributions. Thoughts?

Feeling dumb after calling Fidelity... I just found out that although my employer say they match my desired 401k contribution up to 6%, they actually contribute 50 cents of the dollar amount that I am contribute.

Does anyone know what the pros cons are of leaving money in a 401k vs moving the 401k money to a traditional IRA? Over 200k we are taking about.

Fellow UK consultants: at what age did you reach the GBP 100k total comp milestone? And which firm?

Is it possible to get another firm to consider an unvested pension benefit as a clawback to compensate for in a signing bonus? For example, I have been working at D for 2 years and I’ll have $5k in pension benefits that will vest at year 3, but not if I leave. Or will they only consider things that I have to pay back explicitly?

When does it make most sense to max out Roth 401k va traditional 401k?

Should I be rolling my old 401k accounts (opened through past employers) into my IRA? If so, does it have to be a new IRA or can it be to one I already have opened? I just heard someone mention this and didn’t know this was a thing.

I currently contribute 15% to 401k and 5% to Roth IRA but it all gets invested together as a 20% contribution. Can someone explain why it doesn’t show me separately? I do the $5500 in traditional IRA

Do Accenture MDs get a pension like B4 partners do?

Hey fellas, I m a bit caught up on whether or not to buy a home or not. For context, here's quick overview of my financial position: 1) ~$160k liquid savings(besides ~$20k investment in equity etc, $60k+ in 401k) 2) current avg monthly expenditures ~$2.5k 3) current TC: ~$180k 4) 770+ credit score Given my above financial position, what would be a suitable price range I should be targeting for the home. TIA

Does anyone have any Uk specific material that is good? Lots of the general principles are all the same, but any tactical advice would be appreciated. Eg, Isa, salary sacrifice pension with employees match etc thanks!

Need help with offer analysis and strategy: 1. Small size company 165k. 4 day work week Friday self learning day. 3% 401k match and Employee stock option. 2. Medium to large size compan185k,8% 401k match, 4 week maternity leave 3. Medium company working for Microsoft prime. 200k, 2k max 401k. Azure related work and tech. 4. Small company. 190k,6% 401k match. 300 employee stock option over 5 year vesting. Company paid mostly Healthcare (single monthly payment is 9$).

I’m 26 and recently switched jobs. Should I invest in a Roth 401k or traditional 401k? For background I already have 56k in my traditional 401k from last employer and 12k in a Roth IRA. (Cont.)

I currently max out my 401k, is it worth reducing my 401k contributions to save aggressively for a 20% down payment. My lease ends in July so would consider buying around that time frame. Or is it better to keep maxing 401k and just put less down and pay the PMI?

what are some of the best mutual funds to invest now? Once vaccine is out, tech stocks gonna rock higher. Suggestions! Looking for heavy tech etf/mutual funds. 401k with Fidelity. Any insights?

Finance question here. My mom promised me $15k for my business but won’t have it end of year/beginning of next year and I need to get stuff rolling and pay for stuff. I have already invested my personal $15k. Do I dip in my personal savings for the additional $15k, 401k or short term loan until she gives it to me? It may sound stupid but I’m losing sleep over this decision lol.

I'm really confused on how the employer sponsored 401k impacts taxes. I'm filing my taxes and credit karma says I owe $2000. I only contributed $8500 to my 401k in 2020 and want to see what would happen if I increased my contribution in 2021. I'm playing around with different scenarios and if I increase my 401k contribution to $19,500, credit karma still shows that I owe $2,000. I thought it should go down as my taxable income is lowered. Am I missing something?

Is this reasonable or am I missing something? I started maxing my 401k from year 1 and I hope to have $5 million or more by the time I retire around 60. Wouldn’t it make sense to put all of my yearly $19,500 401k contribution to ROTH 401k instead of traditional 401k? My reasoning is that I would pay 35% tax now and my remaining 65% would grow tax-free in ROTH 401k…. versus traditional 401k where I deposit 100% but every distribution will be taxed 35% assuming I make a lot in retirement.

How would you reply to someone who says they are going to roll their 401k to their new employer, after you’ve offered to review their options for those funds? I feel like people just blindly do things

Considering a move from an agency to a premium car brand. New position is contract, not W2. Currently making 64k , bonus, 401k, health insurance, 15 days PTO. What $$ ask would be reasonable?

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Post for likes

Ahh it is posting but into middle of feed as opposed to top.

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Posting from the top side.

Living it up in the city.

What are some good companies to work for in Dallas?

Best city to live in in early-mid 20s?

Is it unprofessional, politically incorrect, or a micro-aggression to ask an Indian coworker if they celebrate Diwali? The intention is just to say happy Diwali, but I’m not sure if that’s the same as asking someone their religion, which can sometimes be seen as rude.

Is the 50-50 male-female hiring rule fair? In many offices the applicants are 80-20, thus women are 4 times more likely to make it. Isn’t this the definition of discrimination?

Is it only me or there are others who dont really care or watch Game of thrones? Everywhere I go thats what everyones is talking about! What a waste of precious time!

This is going to sound crazy - has anyone ever encounter another person showing up for the job on day one? 😕 I really don’t think this is the guy we interviewed on Zoom (for an IT position). I’ve kept it to myself so far. We are now on day three. Don’t know what I should do.

What are your top 1-3 goals for 2022?

MBB let’s hear about your WLB? Husband is convinced he’ll never see me again once I accept this offer..

What type of personality traits succeed in consulting?

Most embarrassing WFH moment?