I would like to diversify my Roth IRA a bit more but I’m not sure how too. I would like a little bit of everything everywhere. I’m not sure if that’s even a good strategy.

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Way more stocks - add more exposure to domestic and international stock index funds (such as VTSAX and VTIAX)

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Foreign tax that you pay by holding VTIAX should be on the tax form you get from your brokerage firm (1099?). When you file taxes, you should be getting credit for that tax paid.

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Take the money out of Short term and put it into Domestic stocks and take 15-20% of that and put it into Foreign stock. The major indexes will keep you diversified enough at your age. My 2 cents.

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TQQQ

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Lots of it

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How old are you?

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34

More stocks. You got 25 years to go. You can survive 3-6 recessions during that time. Check back 10 years prior and reallocate

FWIW - im 28 and been 100% stocks since I started at 19. Any downturn will be made up later

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FWIW = For what it’s worth

Check blooom maybe? They can analyze it for you for free and provide you an asset allocation based on your risk tolerance and goals.

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Dump your bonds

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Thanks everyone. I’ll make the adjustments tomorrow.

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I’d suggest adding in international index funds like VYMI to diversify your basket. Also add REITs as another means to diversify your portfolio if you haven’t already.

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What is short term, cash/money market?

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Thank you everyone, I’m making the suggested changes, so far it’s looking good. And definitely getting more diversified as I continue. 

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Which domestic stocks do your recommended for long term?

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