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Also, TRS will screw with any Social Security. Investigate the consequences of teaching in Texas will have on that. Check social security about that.
If you think there might be a chance you will not stay in Texas, think long term about your retirement plans before opting to teach here.
TRS goes off of time in for TRS. Any years outside of TX will not count, probably. (Texas is very, very screwy, and any way that you can be screwed, it’ll happen!). You might be able to buy some years, but, again, whatever can screw you over the most...
A few things have just changed with TRS, so you definitely want to check out the website and find some answers.
See also about getting TX certified. We don’t really have national certification like some other states. (Yay, Texas!)
Very good tips in here. Thank you so much.
Your retirement benefits in Texas will depend on how many years you teach and the average of your five highest years of salary. If you teach 25 more years and retire at 62... Take 25 and multiply it by 2.3 percent. Then take that percentage of your salary average. That's your annual annuity from TRS. It would be $28,750.
I’m not sure their demographics. I do know Houston is the most diverse. However, summer in this part of Texas is killer hot and humid while Dallas gets warm and has tornadoes. Both areas are huge metropolitan areas with all the benefits metros have. 😊
I live near Houston but my district is rural, transitioning into a suburb. We are very homogeneous in my current district. My background with Spanish-speakers makes me unique here. However, I’m seeing that changing recently which makes me happy.