{ "media_type": "text", "post_content": "If I do egg freezing with my insurance right now (Aetna PPO with Accenture), will I have to pay for IVF later to use the eggs?", "post_id": "5d1a2f7162fb75001b1f3336", "reply_count": 2, "vote_count": 1, "bowl_id": "5adbdacf814eb200185465b5", "bowl_name": "Fertility Bowl" }

If I do egg freezing with my insurance right now (Aetna PPO with Accenture), will I have to pay for IVF later to use the eggs?

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I also have Aetna PPO with Accenture. I’m thinking our insurance should be similar but it’s the clinic that drives the cost and procedures. Aetna just provides a pot of money (~$20k in my case) and how you use it is up to you. My fertility clinic has a procedure/cost breakdown. So whereas we’d both pay for egg harvesting, you’d pay for freezing and I’d pay for embryo services, testing, and frozen embryo transfer. On my bill these were separate line items. Hope this helps

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IVF is the full cycle stun, retrieval, insemination and transfer (if you get through all the stages). Most clinics have fees broken down for insurance vs non insurance. There are fees to unfreeze, inseminate, cycle (drugs and monitoring) to prep your lining for transfer, and transfer itself.

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