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Hey Guys, off topic question... My mom has a savings account in a Punjab National Bank branch. Recently while trying to do transaction branch manager is informing her account has been blocked as per SEBI directive, he is not showing any proof for the same. Now my mother does not even have a DEMAT account, nor does she have any dealings with stock market. Any suggestions on what to do regarding this? Please help with suggestions, we are completely lost as to what to do. Punjab National Bank
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When you leave the country your income will be $0.. so even paying 10% the tax rate will be ok
Pro
Once you leave the tax depends on your home country, you wouldn't have to pay any in US based on the amount being withdrawn, but the tax rates in your home country could be much higher.
Pro
To each their own but I make more in the market and being on a visa I don’t want to keep money stored in retirement funds. Made the mistake with PPF in India. Not going to do it in the US. Deloitte’s match is horrible - I make more in the market directly
Pro
Agree as Deloitte's match is horrible and also not made per paycheck, so the money doesn't grow over time as well