If I have an HSA account, and then I change to a new employer who pays all medical, what can I do with that HSA money?? Can I pay for other family members' medical bills (like my aging parents?) Can I roll it into a different investment? I've been saving like crazy for years to make sure medical is always covered for my kids - and now I'm in a new situation. 🤔

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Worst case, do absolutely nothing and use it for medical expenses after this job. It grows tax-free and can be withdrawn for any future medical expenses, also tax-free.

I wouldn’t try to transfer it to anything else because it’s the best tax-advantaged account that exists, and you’d probably pay all kinds of taxes and penalties to take it out.

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After you turn 65 you can withdraw for non medical expenses like you would from a traditional 401k.

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You can transfer it to an HSA account at Fidelity and invest 100% of it. Some other places make you keep $2,000 in cash.

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