If I sell a home I’ve been living in for more than 2 years, would the proceed count toward my MAGI. Trying to see if I will be over the MAGI threshold for marriage couple to be eligible for ROTH IRA contribution. TIA!

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If you’re married and it’s your primary residence that you’ve been in for at least two years, I believe you can exclude up to $500k of the gain from MAGI. If you’re really worried you can just do a Backdoor Roth contribution and it won’t be an issue

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Thank you!

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