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Not too early for fall 2021 applications, especially if you target later rounds (e.g. January '22). Whether that's a good idea is up to you, and dependent on personal factors (how many/how similar schools? do you have test scores already/how much prep do you expect/require? are your recommenders ready?).
As for gap years, there are almost certainly some examples on here, but I highly doubt they are the norm. schools generally want folks who are ready when they apply; you're most likely to get your request if it's a once in a lifetime opportunity.
I’m starting from zero, no GMAT yet. 2.5 years of experience currently with a promotion on the horizon this October.