If I'm looking to get pre approved for a house and just got a raise how long do i need to wait after getting the raise to have the new number be considered my annual income? Do i need to wait to have a full year at my new salary?

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I bought a house two months after my last promotion. The bank was fine with 30 days of paystubs with my new salary.

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You could check with your HR department but they should be able to provide you an employment verification memo that attests to your annual salary (the new one that is effective now) which you could pair with your comp statement showing the bonus/variable comp you earned this year.

I bought a house less than one month after getting a new job, using the new salary as the basis for getting loan approval. I think I just had to show a pay stub.

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