If my employer matches retirement contributions (up to 4%), should I opt for a traditional pre tax 401k or Roth 401k? My base salary is 85k. In addition, how much of my base salary do you recommend I contribute to my 401k?

Best credit cards for points redemption? Currently have delta platinum Amex and flying delta weekly.

My company just announced that they will stop matching for the 401K until 2021 (sigh). Do you think I should lower my investment percentage to get more liquid assets that I can use for buying an investment property at the end of the year and extra funds available for school as I return for masters? Or is there a better way to get returns?

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

Want to trade in my 2014 X3 for a Porsche Macan S, lease or purchase? What’s the maintanence costs of Macan looks like?

Health insurance exchanges, am I right?

Advice and tips for a first time rental property investor?

I am 24 saving up for my first property to purchase at the end of 2021 / early 2022 in the Long Island, NY area.

I’d like to save up around $50K in my HYSA for a property <$400K in LI. Does this sound reasonable?

Does anyone have any advice on investing in the LI area (best location, SFH v MFH) or just general first time rental property buying advice?

Thanks all

I know this is an options bowl where most members believe the market will go down, but are there any buy and hold investments you really like?

Live in SoCal with a combined household income of 210k. What is a reasonable amount to spend on a house?

I like my job and live in a cool apartment in a cool city. I travel a lot, I have lots of savings, and I can afford virtually anything I want. I set and meet small goals (ex. run a 10k) regularly...

Looking to get into health policy analysis or healthcare consulting in the UK or EU. I have 3 YOE in clinical practice as a dental surgeon and programme analyst, as well as a master's in healthcare management. I have applied for so many entry-level positions but have gotten so many rejections, I've lost count. Please, does anyone have any helpful leads? It gets really exhausting

How is ProcDna firm in terms of wlb and monetary benefits?

At my current freelance gig, they hold 47% of my gross paychecks for taxes. Is this normal or way too much?

Anyone here recently get or see any amazing jumbo mortgage rates? It’s painful to search each bank individually. Would love something under 5.5% (only looking for 30 year fixed)

What do you think about the outlook for AM / HF jobs in the future? Will they continue to be there, or will they be slowly canceled by passive investing? Thinking about going into IM post MBA, but this thought is holding me down

Looking to acquire Practices in the greater Providence, RI area. Message me for a discussion. Deals are 95% cap gains and not ordinary income.

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

I’ve seen claims out there “fake it till I make it” when it comes to car buying etc. Curious, what do you constitute as “making it” from an income perspective? I know everyone has their own definition

Any new shops in Canada doing good work?

Anybody awake and want to chat? 35M here!

8.5 years of experience in testing and _vois is offering 22.10 lpa ( fixed + 13% variable ) . Ihad asked for around 24 lpa
Is it a good offer ? Should i accept ?

What can I do during downtime throughout my day to prepare me for investment banking? I have a while until I am eligible to move internally but I want to be prepared when the time comes

Thoughts on Facebook. Would you work there if you could work on something interesting or just pass altogether?

What’s the difference between a Partner, Principal and a MD at Deloitte? I understand that MDs don’t buy into the firm compared to Principals and Partners. But other than that why would one choose/be assessed to be one over the other?

32 M in the Bay Area and bored in quarantine. Any F looking to chat?

Hi fishes,

I need some guidance from you all.
I have 1.9 years of experience in L2 support . I want to switch to Data Analyst.Can you guide how can i proceed with it? Will it be the right decision.

I switched my company 3 months ago for a kind of similar role thinking I will have more exposure to technologies but as it is a product based company, I am supporting their own product only.

I am feeling directionless these days. Please guide me.

Do you count your car as part of your NW on Mint/other trackers?

Can we apply to open positions of other EY entities like EY UK, EY Australia etc.. if we are still working with EY GDS? Will it be entertained?

Hey Guys,

Just got off a call with Counselor. Got Differentiating with Progression to Senior 2
Is there any hike for Progression and how much will be the VPB

SL: Tech Consulting

TIA

HI,

any openings for mainframe position for 2 years experienced. Would appreciate your help for me.

Please let me know if there are any openings. Thanks in advance!

Hello IBMers,
IBM has offered me X amount ctc and i accepted it on portal....now got to know that market valuation for 10.3 yoe is greater than offered ctc....can i ask HR to increase the ctc and change the band...will they consider it?...not holding any counter offer as of now

Who here has sold photos of their feet?

Did anyone start WFO in Hyderabad? If so what is the occupancy in your office ?

Anyone know of people who switched to the Strategy side of their bank? Obviously there will be a pay cut, but looking to move towards that direction in my career due to interests

How often do y'all pull all-nighters?

Which firms have you gotten offers from, but gave them a pass? And why?

Curious. What's everyone's all in tax rate at year end (first and second years). Thanks. Looking for a percentage.

Any insight on CAIA? Difficulty and whether it impacts salary?

Potentially joining Deloitte as a senior consultant in the near future and from working in the industry I know how important it is to build a network. In the age of working from home, what’s the best way to do this? Obviously working close with your team and communicating as much as possible but it’s never the same without being there in person. Does anyone have recommendations on how to build a good network from home and outside of you own team?

I got a new job a month ago in FP&A and my work ethic and motivation has drastically decreased. Has anyone experienced this? How do I go back to the same work ethic from back when I was in IB?

I received a take home case study for a strategic finance position. They gave me historical statements for the last 3 years (quarterly) and asked for insights/observations and opportunities/trends. What should I be observing here? I’m used to just modeling exams but I’m not sure how to proceed here. They didn’t give industry but this looks like retail store financials when they are a software company....

Any chance of meeting smo serious on Tinder? I know it's mostly a hookup site, but have you met any exceptions?

The discrepancy between the time I spend making a pitch book and the time the client spends actually reviewing them is something I'd rather not think about

At what age did you become 100% financially independent? I.e. not a single thing paid for by parents including things like staying under their insurance

Perpetually looking for a job *sigh*

Who here actually owns a car and what kind of car is it?

Has anyone done the GARP Financial Risk and Regulation course? Was it educational? Did you do the FRM after?

If you could, which US city would you choose to live, work and start a family?

Hey all. I had a recruiter reach out about a job posting I applied for through LinkedIn. One of the first questions she sent through email were my salary expectations. I don’t want to underbid myself without hearing about the salary range from her first. Is there a good way to respond to this questions w/o giving her a $ amount just yet?

Girl I went on a date with talked about how much money she makes doing Monat MLM. Anyone know much about this? Legit or scam?

NYC bowl: Which bar/club do you go out on a Friday night?

Home for the weekend, and I'm find it more and more difficult to relate to my old high school friends. Anyone else feel this way?

Does having a CVA (certified valuation analyst) useful? have heard mixed reviews