If my take home pay each month is about 4K, what is the maximum I should pay in rent in NYC? Assuming all other expenses are average including food and entertainment etc

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You can have a decent life with $2000 in incidentals, so I'd say $2000 max rent.

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I make a little more and paid $1990 for a few months. If you have to pay for health insurance/phone plan/etc $2000 will be tight. I was fine, but I can save more now that my rent went down

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2k sounds high to me but I guess it all depends on what you want for discretionary spending, and if you have any debt. Typical rule is 50/30/20: 50% of income on "needs" (including rent), 30% on "wants", and 20% saved.

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Possible, yeah. It's a flex 2br though so that was its saving grace for me, I'll just get a roommate if it hikes up in a year.

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2k is extremely high for your income range Aim for 1300-1700

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The maximum is likely $1800-$2000 a month, depending on your savings goals. Any more than that and it doesn’t really make any sense.

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I pay 1000$ for a shared room in Hoboken. But am also aggressively paying off my debt so I spend 50% towards loans

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Get rent below 2k

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