My income is $6 away from the next tax bracket(32%). Any ideas on how to lower my taxable income? Last year, my additional source of income(cd accts, robinhood) net out to be 8k. So i know this will take me over to the next tax bracket. Currently, I do put 6k in ira, 3500 in hsa, do roth contribution 14% towards my 401k. Also, pay ~30k/year tuition for my grad schooI(dont think this helps lowering my tax?) anything that I am missing to lower my taxable income? What else do you do?
I’m changing jobs and near my 401k limit in my current plan. How do I limit contributions with my new employer while still maximizing the match?
In mid 40s, recommendation to have 401k portfolio. I have vanguard with only 155k as I started 401k few years back..
Is there anyone from Gartner who can tell what they think about the benefits. How many days pto, what is the 401k like?, healthcare etc? Any idea how many days PTO dies an associate partner get?
I'm 25M with about 2k monthly savings after discounting all expenses and 401k. Any advice on how to invest 1.5k every month considering I would need $500 for food and other expenses.
Is it better to roll current traditional 401k (Merrill lynch) into new firms 401k (fidelity) or roll into traditional IRA instead (also with fidelity)? For context, im 27 male, will not need the money anytime in near future. I also want option to convert into back door Roth IRA one day if possible but don’t want to pay any penalties.
Any recommendations for good Personal Finance help books (investing, 401k, passive income) for beginners? Thank you in advance!!
Hi! I’m 30, own a home, 50k in 401k & 25k in Roth, no other savings. Roth has a ROR of 2%. Should I leave $ in Roth? Reinvest in a diff acct? Grow it until I can buy an investment property?
Personal finance question - where should my money go first? 401k - half the limit Mortgage - 2.8% 3 months expense cash - want at least 8 Buy a car - lease is ending Furnish empty house
How would you prioritize the following? 100% match 401K up to 6% of salary Traditional IRA Roth IRA HSA ESPP, 15% discount, max contribution 10% of salary Other
Thoughts on Indexed Universal Life Insurance as an investment vehicle? I hear the pros and cons from the sellers of this, whom I understand gain heavy commissions. But wanted to get thoughts from investors and if this isn't a good vehicle, what alternative investment vehicles do you suggest (outside of stocks, Roth, 401k, and real estate)? Looking to diversify my portfolio. I'm 43, married, income 600k combined, and we have 2 properties worth 3m and investment accounts worth ~2-3m. Thanks!
Deloitters; is pension vesting tracked by your start date or a certain time of year? And is an all or nothing vest? I might be leavening barely a month from my 3 year vesting mark.
Hi! I have a few questions on the backdoor Roth in which I’ve done a bit of research online. When it comes tax time, will my 401k vendor (Merrill) give me the correct documents? I’ve just used turbo tax in the past but am worried of any documents I may be missing to adjust any tax. Also- when does the pro-rata rule come into play? I’m just nervous in the entire process as this is my first year doing this. TIA!!
Just turned 50 and allocated about 10% in my 401k to a long term bond fund which is already down 3% this year . I am not a fan of bonds especially with the current rate environment. Any suggestions instead of bonds to protect principal . Money market ? Target date fund ?
How is everyone handling the closure of Roth conversions and Mega Backdoor Roth IRA? Does this render After tax 401k useless?
For people who have changed companies what is the best company to move your 401k, I am thinking of Vanguard are there any other better options
Not financially savvy (learning). I want to set aside $2500 a paycheck for a house down payment in 18-36 months. Does it make more sense for me to contribute the $2.5k to my 401k monthly and withdraw in 2 years, or just set aside $2.5k into a savings account? Already maxed ESPP. My end goal is to buy a house.
I do 6k backdoor Roth IRA using Vanguard. Recently came to know that my company supports after tax Roth 401k with limit as 57k... Does this 57k limit includes 6k of Roth IRA?
What’s the best way to get into crypto? Finally left the big 4 world where independence sucked and made me jump through a bunch of hoops just to invest in anything from certain stocks to crypto. Looking to learn a lot.
As an audit associate with 3 busy seasons or 3 years under their belt what would you expect, salary wise leaving the Big 4 to go into industry. What would you expect after making senior?
Java, spring boot profiles needed asap.. bulk hiring in TCS.. share your profile with me at email@example.com.. I will refer you.. spread the word
What is the salary range for a PwC Workday Financials Consultant - Financial Services at senior associate level? I have 4 YOE and a CPA. Looking at Raleigh NC.
Kellogg (no money) vs. Darden (50% scholarship). At a boutique consulting firm now and trying to move to MBB. Which do I choose? I love both schools.
Anyone from Warner Music Group (EMG) willing to throw a stranger a recommendation and/or tips to stand out when applying? 6YOE in the industry but no direct connections
What's going on with everyone regarding the vaccine mandate? How is it effecting companies and how does HR plan to deal with this disaster?!
Did I miss the ”Ask a recruiter” session last week? Or have the wrong link? I opened the Zoom link and nothing for over 15mins?
Landing in Terminal T at ATL: 1) No plane train 2) Bojangles It’s the little things that count 💁🏽♀️☺️
What package can I expect from Deloitte. For position of SAP BW Integrated Planning Consultant with 5 years of experience. Current CTC 8lpa fixed and promotion is final in December from level 11 to level 10 in Accenture. Your feedback is highly appreciated 😊
Did Netflix set the House of Cards release for tomorrow to prevent us from binge watching over the holiday weekend?
Are there good exits in Australia other than big 4 banks? Market is so much smaller than US 😞
Feeling hopeful for a job offer in the coming week(s). Would be my first entry to the ‘VP’ level, officially leading my own team and strategy without a CMO. Curious where I should begin with compensation requests - no stock options avail. What’s a realistic salary without cutting myself short? Reasonable to request a signing bonus for loss of end of year bonus by leaving in Q4? What percentage of salary? Does PTO scale up at that level as well? NYC, 10 years exp, Masters, great role fit
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